Query on BOB EMI foreclosure
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There is Bank of Baroda credit card EMI instant discount offer that I want to avail but want to know if I opt for EMI and then raise request to cancel, will there be any charges applicable?
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https://www.desidime.com/discussions/query-on-bob-emi-foreclosure?page=1#post_8826032
You can cancel by emailing them, if they charge u anything u can raise complaint to reverse them
https://www.desidime.com/discussions/query-on-bob-emi-foreclosure?page=1#post_8826339
Have you tried anytime? how is the experience?
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Place your steps very carefully. I Forclosed Onecard EMI after thrashing my head for a month. Read each hidden term thoroughly and calculate EMI GST carefully.
Simple rule - Bank offers their EMI instant discount for an apparent reason; for interest profit. They don't want your capital to be paid early but with maximum installments with interest. So, they'll make sure to make foreclosure as beneficial as possible.