Query reg paytm first credit card

Query reg paytm first credit card

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Coupon Hunter
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1. Will i get 1k cashback if i add 5k in any wallet like paytm or mobikwik?
2. Is the annual fee of 500 deducted in starting or end of year?
3. What if i take 1k cashback and then close card? Any charges?
4. My apay icici card got rejected without any issue. Any suggestion. Ps. I dont hv any card till now.

11 Comments  |  
6 Dimers
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Deal Newbie
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you may not get citi card if you don’t have any credit card till now !

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Deal Cadet
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1. I haven’t got it yet, but t&c just mentions ‘spends’, so one should get.
2. No
3. Don’t know
4. I didn’t have to submit any income proof for this card. This means it was approved on basis of my credit history. So if you don’t have any card yet already, I think your application will get rejected.

I think you should first focus on having a credit history based on credit card, rather than focusing on rewards as of now.

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Deal Cadet
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1. Will i get 1k cashback if i add 5k in any wallet like paytm or mobikwik? – yes
2. Is the annual fee of 500 deducted in starting or end of year? – first bill of your card(starting)
3. What if i take 1k cashback and then close card? Any charges? – close after 6 months as it will impact ur cibil score
4. My apay icici card got rejected without any issue. Any suggestion. Ps. I dont hv any card till now. – try for icici platinum, then go for amazon icici u will get ur card, ping me for referral

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Coupon Hunter
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rockylucifer wrote:

1. Will i get 1k cashback if i add 5k in any wallet like paytm or mobikwik? – yes
2. Is the annual fee of 500 deducted in starting or end of year? – first bill of your card(starting)
3. What if i take 1k cashback and then close card? Any charges? – close after 6 months as it will impact ur cibil score
4. My apay icici card got rejected without any issue. Any suggestion. Ps. I dont hv any card till now. – try for icici platinum, then go for amazon icici u will get ur card, ping me for referral

So it means its 500 cb as 500 charges being dedcuted in starting.

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Deal Cadet
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rockylucifer wrote:

1. Will i get 1k cashback if i add 5k in any wallet like paytm or mobikwik? – yes
2. Is the annual fee of 500 deducted in starting or end of year? – first bill of your card(starting)
3. What if i take 1k cashback and then close card? Any charges? – close after 6 months as it will impact ur cibil score
4. My apay icici card got rejected without any issue. Any suggestion. Ps. I dont hv any card till now. – try for icici platinum, then go for amazon icici u will get ur card, ping me for referral

I don’t think annual fee gets deducted in first month, at least mine didn’t. Moreover, annual fees are generally charged at the end of the year.

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Deal Subedar
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AJ89 wrote:

So it means its 500 cb as 500 charges being dedcuted in starting.

No
There is no joining fees.
Annual fees are billed at the end of year

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Coupon Hunter
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nomag wrote:

No
There is no joining fees.
Annual fees are billed at the end of year

so no issue if we cancel card after 8-9 months?

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Deal Cadet
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My axis and sbi got charged at the starting, they charge at the end if your card comes as first year free offer, other wise they will charge

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Deal Subedar
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and987 wrote:

you may not get citi card if you don’t have any credit card till now !

+1.

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Coupon Hunter
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rockylucifer wrote:

My axis and sbi got charged at the starting, they charge at the end if your card comes as first year free offer, other wise they will charge

thats joining fee not the annual fee.

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Deal Subedar
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AJ89 wrote:

so no issue if we cancel card after 8-9 months?

yes. and fees is waived off if u spend 50k.

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