Query reg paytm first credit card

62°
Community Angel
AJ89

1. Will i get 1k cashback if i add 5k in any wallet like paytm or mobikwik?
2. Is the annual fee of 500 deducted in starting or end of year?
3. What if i take 1k cashback and then close card? Any charges?
4. My apay icici card got rejected without any issue. Any suggestion. Ps. I dont hv any card till now.

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Deal Cadet Deal Cadet
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you may not get citi card if you don’t have any credit card till now !

Benevolent Benevolent
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+1.

Deal Cadet Deal Cadet
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1. I haven’t got it yet, but t&c just mentions ‘spends’, so one should get.
2. No
3. Don’t know
4. I didn’t have to submit any income proof for this card. This means it was approved on basis of my credit history. So if you don’t have any card yet already, I think your application will get rejected.

I think you should first focus on having a credit history based on credit card, rather than focusing on rewards as of now.

Helpful Helpful
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1. Will i get 1k cashback if i add 5k in any wallet like paytm or mobikwik? – yes
2. Is the annual fee of 500 deducted in starting or end of year? – first bill of your card(starting)
3. What if i take 1k cashback and then close card? Any charges? – close after 6 months as it will impact ur cibil score
4. My apay icici card got rejected without any issue. Any suggestion. Ps. I dont hv any card till now. – try for icici platinum, then go for amazon icici u will get ur card, ping me for referral

Community Angel Community Angel
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So it means its 500 cb as 500 charges being dedcuted in starting.

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Helpful Helpful
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My axis and sbi got charged at the starting, they charge at the end if your card comes as first year free offer, other wise they will charge

Community Angel Community Angel
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thats joining fee not the annual fee.

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