Query regarding Au bank digital account

87°
Deal Subedar
batmanBABA

Is the physical debit card necessary on au digital account… I can see  au abhi account variant which only has virtual debit card.. But uts validity is only showing 1 year…. I dont want to take any physical payment based debit card… As already having free debit cards…. 

Expiring In 3 days
16 Comments  |  
4 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

Which debit card is showing ? Rupay platinum?

Deal Subedar Deal Subedar
Link Copied
Sushil_patwari wrote:

Which debit card is showing ? Rupay platinum?

Yes…..i already have one of hdfc..and bob.. Dont want another…..paid one 

Pro Blogger Pro Blogger
Link Copied
Expand
batmanBABA wrote:

Yes…..i already have one of hdfc..and bob.. Dont want another…..paid one 

Bro, RuPay Platinum debit card, you will save yearly Rs1200 using Amazon add money offer, here offer details, valid till March, 2023 - https://www.desidime.com/deals/amazon-add-money...

Some people still dnt know, you can use Multiple RuPay Platinum debit cards on Same Amazon account, Already some users use 20 to 30 Cards per month on Same Amazon account.

Some people i know who earn yearly total Rs25,000 to Approx 1 lakh, using multiple RuPay Platinum debit cards.

Offer may also extend for another year.

Au bank also sometimes offer card spend based cashback offers.

Deal Cadet Deal Cadet
Link Copied
Expand
abhishek012 wrote:

Bro, RuPay Platinum debit card, you will save yearly Rs1200 using Amazon add money offer, here offer details, valid till March, 2023 - https://www.desidime.com/deals/amazon-add-money...

Some people still dnt know, you can use Multiple RuPay Platinum debit cards on Same Amazon account, Already some users use 20 to 30 Cards per month on Same Amazon account.

Some people i know who earn yearly total Rs25,000 to Approx 1 lakh, using multiple RuPay Platinum debit cards.

Offer may also extend for another year.

Au bank also sometimes offer card spend based cashback offers.

Just opened au abhi account. Get rupay classic debit card. So no use of this account.

Deal Subedar Deal Subedar
Link Copied
Expand
abhishek012 wrote:

Bro, RuPay Platinum debit card, you will save yearly Rs1200 using Amazon add money offer, here offer details, valid till March, 2023 - https://www.desidime.com/deals/amazon-add-money...

Some people still dnt know, you can use Multiple RuPay Platinum debit cards on Same Amazon account, Already some users use 20 to 30 Cards per month on Same Amazon account.

Some people i know who earn yearly total Rs25,000 to Approx 1 lakh, using multiple RuPay Platinum debit cards.

Offer may also extend for another year.

Au bank also sometimes offer card spend based cashback offers.

I know bro.. I already have two rupay platinum cards… Not requirement of third…so was thinking of way out

Pro Blogger Pro Blogger
Link Copied
Expand
Sushil_patwari wrote:

Just opened au abhi account. Get rupay classic debit card. So no use of this account.

Why you open AU ABHI bank account ? AU RuPay classic debit card limit is also limited and sometimes i saw AU account exclude RuPay classic card for few AU bank offers (Offer applied on RuPay Platinum debit card but some AU bank offers RuPay classic is exclude).

Pro Blogger Pro Blogger
Link Copied
Expand
batmanBABA wrote:

I know bro.. I already have two rupay platinum cards… Not requirement of third…so was thinking of way out

That’s what i am asking ?

Effectively, AU bank dnt charges you annually Rs180, AU bank RuPay Platinum debit card give you Rs1020 (after deduct issuing charges) annually to use RuPay Platinum debit card.

If you dnt want to use RuPay Platinum debit card then apply the card and i will pay you Rs200 issuing charges, just share your card details every month friday. 😀

Some people also share 50-50 or 40-60 profit with you, to use your RuPay Platinum debit card on Amazon add money.

Deal Subedar Deal Subedar
Link Copied
Expand
abhishek012 wrote:

That’s what i am asking ?

Effectively, AU bank dnt charges you annually Rs180, AU bank RuPay Platinum debit card give you Rs1020 (after deduct issuing charges) annually to use RuPay Platinum debit card.

If you dnt want to use RuPay Platinum debit card then apply the card and i will pay you Rs200 issuing charges, just share your card details every month friday. 😀

Some people also share 50-50 or 40-60 profit with you, to use your RuPay Platinum debit card on Amazon add money.

Finally tried opening… The account…. There was an option to untick the debit card…. So I opted out… 


They are giving credit card offers very fast…. Some people got in 3 months… So just In case sometime they offer ltf… Then might look into their card… Currently no ltf offerings…. Ltf only to selected company employees.   


So basically its now a zero balance account with no Debit card…. Maybe they offer virtual one… Which will fulfill the purpose…. 

Deal Cadet Deal Cadet
Link Copied
Expand
batmanBABA wrote:

Finally tried opening… The account…. There was an option to untick the debit card…. So I opted out… 


They are giving credit card offers very fast…. Some people got in 3 months… So just In case sometime they offer ltf… Then might look into their card… Currently no ltf offerings…. Ltf only to selected company employees.   


So basically its now a zero balance account with no Debit card…. Maybe they offer virtual one… Which will fulfill the purpose…. 

Hi @batmanBABA , did your issue get resolved (Online transactions not enabled without debit card) ?

Deal Subedar Deal Subedar
Link Copied
Expand
chotabaxxa800 wrote:

Hi @batmanBABA , did your issue get resolved (Online transactions not enabled without debit card) ?

No… They are telling to go to branch….. I will try attaching rbi ombudsman next time…. In the email

Deal Cadet Deal Cadet
Link Copied
Expand
batmanBABA wrote:

No… They are telling to go to branch….. I will try attaching rbi ombudsman next time…. In the email

yeah .atleast neft /RTGS facility should be provided without the need of debit card.

Deal Subedar Deal Subedar
Link Copied
Expand
chotabaxxa800 wrote:

yeah .atleast neft /RTGS facility should be provided without the need of debit card.

Nothing can be opened in the app… Like service request…. Account details.. Nothing…… Even cant request the debit card from the app

Deal Cadet Deal Cadet
Link Copied
Expand
batmanBABA wrote:

Nothing can be opened in the app… Like service request…. Account details.. Nothing…… Even cant request the debit card from the app

is there any limit in au bsbda account ? Why not close this account ( if they don’t privide any resolution) and open bsbda account with them.

Deal Cadet Deal Cadet
Link Copied
Expand
batmanBABA wrote:

Nothing can be opened in the app… Like service request…. Account details.. Nothing…… Even cant request the debit card from the app

I assume internet banking is as useless as mobile banking without debit card. Or you can do transfers through internet banking ?

Deal Subedar Deal Subedar
Link Copied
Expand
chotabaxxa800 wrote:

I assume internet banking is as useless as mobile banking without debit card. Or you can do transfers through internet banking ?

The app is replica of their net banking… Tried in netbanking.. Nothing works…..

Deal Subedar Deal Subedar
Link Copied
Expand
chotabaxxa800 wrote:

is there any limit in au bsbda account ? Why not close this account ( if they don’t privide any resolution) and open bsbda account with them.

Bsdba account are mostly useless…. Very high chance of freeze…. If any hight amount transaction done… And there are lot of limits…..

replyuser
Click here to reply
Reply