query regarding credit card emi payment

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Please help if anyone has any idea on below query.
What if you order something online ex.Flipkart and then choose paying via emi installments but because of some or the other reason and meanwhile your bank has converted the paid amount to emi option. Now Flipkart has reversed/refunded the amount. Will the emi conversion be canceled or the emi will continue as it is and i will have to bear the interest charges?

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U have to call bank and cancel EMI, there may be fore-closure charges around 2-3% and GST

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caks2006407 wrote:

U have to call bank and cancel EMI, there may be fore-closure charges around 2-3% and GST

Thanks for you reply.
So basically i have to pay some money even the product was not delivered/cancelled by Flipkart. This is minus1

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caks2006407 wrote:

U have to call bank and cancel EMI, there may be fore-closure charges around 2-3% and GST

Right! i had purchased a laptop via Flipkart on EMI. Since it was defective, i returned it back and got my refund, but i had to close this EMI by calling Bank separately.

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