Query Regarding Payment & Refund In Hdfc Credit Card

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Deal Cadet
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Have purchased Ac worth Rs 25000 from fk on 15 April through Hdfc Cc and the statement was generated for my Cc on next day and this transaction got billed.
But on 17 April order got cancelled and refund was initiated same day.
So i want to ask that whether i have to pay this amount also as my cc bill includes this amount or should i pay rest of the amount excluding this transaction ?

13 Comments  |  
6 Dimers
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Deal Lieutenant
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you have to pay that amount.

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Deal Cadet
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U can pay the remaining amount
however the the remaining amount should be greater than minimum payable,
if it is lesser than minimum payable, you need to pay more than minimum payable

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Deal Cadet
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aswaniexpress wrote:

you have to pay that amount.

but my limit is 1 lakh and it is still 1 lakh after refund if i will pay 25k then how will 25k be adjusted ?

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karanoshan wrote:

U can pay the remaining amount
however the the remaining amount should be greater than minimum payable,
if it is lesser than minimum payable, you need to pay more than minimum payable

i have already paid all the amount excluding the refund amount.

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Pro Entertainer
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goelamit wrote:

i have already paid all the amount excluding the refund amount.

this month you will enjoy the float because flipkart refunds as IMPS and that would be treated as payment
next month you can pay the balance

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A2Zdeals wrote:

this month you will enjoy the float because flipkart refunds as IMPS and that would be treated as payment
next month you can pay the balance

Yes, totally agree with you.. flipkart refund thru imps considered as payment

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A2Zdeals wrote:

this month you will enjoy the float because flipkart refunds as IMPS and that would be treated as payment
next month you can pay the balance

i already have paid the remaining amount and full limit is now available in the card after refund.
So no payment to be done now right ?

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goelamit wrote:

i already have paid the remaining amount and full limit is now available in the card after refund.
So no payment to be done now right ?

yes

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Deal Subedar
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A2Zdeals wrote:

this month you will enjoy the float because flipkart refunds as IMPS and that would be treated as payment
next month you can pay the balance

For me it is transaction reversed, no IMPS.
@goelamit , Better you pay full amount as most bank do not consider reversed transaction as payment

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nomag wrote:

For me it is transaction reversed, no IMPS.
@goelamit , Better you pay full amount as most bank do not consider reversed transaction as payment

for me also it is showing as transaction reversed but i already have full limit available,  if i will pay this 25k then how will it be adjusted then ?

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goelamit wrote:

for me also it is showing as transaction reversed but i already have full limit available,  if i will pay this 25k then how will it be adjusted then ?

do not look at full limit available.. you need to pay full amount.. Transaction reversed do not count towards payment.

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nomag wrote:

do not look at full limit available.. you need to pay full amount.. Transaction reversed do not count towards payment.

no i am asking when full limit is available and i pay this amount of 25k then how it will be adjusted ?

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goelamit wrote:

no i am asking when full limit is available and i pay this amount of 25k then how it will be adjusted ?

you can use this amount next month..will show in cr. instead of dr.

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