Query regarding RBL CC application.

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8bitrebellion

Hi everyone. I had received call from RBL bank CC agent saying that I'm getting LTF shoprite CC. I did not have internet that time to check the details about the CC. I asked whether I'll get complimentary lounge benefit on it or not? Agent said that I will get it. So I applied for it and gave her some basic details like PAN and address. Later I received SMS for KYC, to which I said I will do it later. 

When I got internet, I checked that shoprite does not have lounge benefit, so I did not complete KYC and when agents called I asked them to cancel the application. To which, agents said that they cannot cancel the application in mid-process. According to the agent, I can complete KYC after which I will receive the confirmation call and that time I can select the card variant and I can also reject the card if I'm getting shoprite.

So my query is, should I complete the KYC? and whether will I get the option to choose the card variant after completing KYC as I do not want shoprite? I want to end this as I'm receiving calls from RBL bank daily.

TIA

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Deal Subedar Deal Subedar
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@Imperial_Penny

He isn't asking about change in card network. He wants to apply for some other card than shoprite. Is it possible?

Deal Cadet Deal Cadet
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@MrThanos He can but he may not get it as LTF e.g I applied for Shoprite LTF during verification they offered Icon paid you can choose if you are okay with the fee.
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Deal Cadet Deal Cadet
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Dont buy its waste card . Reward system sucks

Deal Cadet Deal Cadet
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No RP for grocery spends
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Deal Subedar Deal Subedar
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No, you can't choose card variant after KYC. Agent is lying.  

Deal Cadet Deal Cadet
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He can choose the variant but its not worth it their RuPay card also has issues.
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Deal Cadet Deal Cadet
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Ignore after 45 day the application will get deleted automatically till then block the numbers. They will conduct field enquiry if you are outside for some work they will reject your application. Not worth your time. Stay away from RBL and AU bank

Deal Lieutenant Deal Lieutenant
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AU bank is worst for its tricky fake charges on late fee

but RBL in which way its worst? 
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Deal Cadet Deal Cadet
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Uselss card

Deal Lieutenant Deal Lieutenant
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oh oh 

can you elaborate why you feel its useless, that will help me to understand, since i was planning to apply this once smile when it happens:) 


so its worst card ah? hmm in which way? can you elaborate
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