Query related to HDFC Millennia card

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notion
I have been a HDFC bank customer since 2016. They upgraded me to preferred in 2018.

I have a LTF Regalia card for 2+ years now. Prior to that I had Moneyback and Regalia First .

But never ever got any offer either by SMS, RM or web for Millennia.

My account balance always remains more than 1L.

Only catch is I hardly use Regalia. I use only when e-commerce offer is going on and for some small transactions. Is this the reason ?



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notion wrote:
I have a FK.Axis and Amazon.Icici . Will Millennia be a good choice for me ? I don't travel much. Also have a IDFC wealth card for lounge access.

Fk axis gives 5% on Flipkart only where as millennia 5% both Az and FK but Flipkart axis gives 1.5% on other transaction but millennia gives 1%

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Get in touch with your branch manager. I think they would consider and appreciate your relationship value of over 1L and give you a pre approved offer.


ps: from your post I couldn’t discern if you were looking for Millennia LTF or chargeable basis. They will most happily issue on chargeable if you were asking, even without the 1L RV

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Ask them to convert it to Millenia LTF ; I got downgraded from regalia to millenia LTF 

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karan.chawla001 wrote:

Ask them to convert it to Millenia LTF ; I got downgraded from regalia to millenia LTF 

Regalia is better than Millenia ? How come ?
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notion wrote:
Regalia is better than Millenia ? How come ?

Regalia is traveling oriented like longue access but millenia is cashback oriented,on average it pays me 400-500 per month as flat 1%

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karan.chawla001 wrote:

Regalia is traveling oriented like longue access but millenia is cashback oriented,on average it pays me 400-500 per month as flat 1%

I have a FK.Axis and Amazon.Icici . Will Millennia be a good choice for me ? I don't travel much. Also have a IDFC wealth card for lounge access.
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notion wrote:
I have a FK.Axis and Amazon.Icici . Will Millennia be a good choice for me ? I don't travel much. Also have a IDFC wealth card for lounge access.

Fk axis gives 5% on Flipkart only where as millennia 5% both Az and FK but Flipkart axis gives 1.5% on other transaction but millennia gives 1%

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notion wrote:
I have a FK.Axis and Amazon.Icici . Will Millennia be a good choice for me ? I don't travel much. Also have a IDFC wealth card for lounge access.
Is your FK Axis LTF?
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