Questions regarding Amazon pay credit card process(Suggestions needed)

Deal Cadet
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i want to apply for Amazon pay ICICI credit card. I dont have any existing credit card yet, and I only have a bank account in SBI .

Is there any minimum salary requirement . What are the chances for approval , and total time taken in the process and what are the* documents* required.
I will apply by Video call process

Are students eligible for this??

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My CC got approved and it was my first CC application ever. I did not apply via video KYC rather an agent came to pick up the docs. No salary slip was collected from me. The agent did not ask for my salary also. I applied as a salaried individual so I had to give my Office email Id and employment id.


Whole process took 1 week, 3 consecutive holidays included.

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Without 4 lakh+ annual salary proof one must have a 5-6 Lakh+ ITR for getting this card for sure along with an official email ID of your own company/profession(gmail,yahoo etc not accepted). Better skip this card as declining means a wait for 180 days before applying again & instead get simplyclick card from sbi on basis of your savings acc or FD.

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Can students apply for this amazon pay card

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guest_999 wrote:

Without 4 lakh+ annual salary proof one must have a 5-6 Lakh+ ITR for getting this card for sure along with an official email ID of your own company/profession(gmail,yahoo etc not accepted). Better skip this card as declining means a wait for 180 days before applying again & instead get simplyclick card from sbi on basis of your savings acc or FD.

But SBI simply click takes lot of time for approval right ?? And also they charge 500 yearly

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Minimum requirements is 3.61 lakh itr after compulsion

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RunZone wrote:

My CC got approved and it was my first CC application ever. I did not apply via video KYC rather an agent came to pick up the docs. No salary slip was collected from me. The agent did not ask for my salary also. I applied as a salaried individual so I had to give my Office email Id and employment id.


Whole process took 1 week, 3 consecutive holidays included.

Do you have an account in the same bank

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WHY_SO_SERIOUS wrote:

Do you have an account in the same bank

No bro I don’t have any relation with ICICI bank.

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RunZone wrote:

My CC got approved and it was my first CC application ever. I did not apply via video KYC rather an agent came to pick up the docs. No salary slip was collected from me. The agent did not ask for my salary also. I applied as a salaried individual so I had to give my Office email Id and employment id.


Whole process took 1 week, 3 consecutive holidays included.

What were the documents bro ?? Beside those aadhar ,pan card ,residence .

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I have done video kyc today but upon tracking its still showing pending sweat

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RunZone wrote:

My CC got approved and it was my first CC application ever. I did not apply via video KYC rather an agent came to pick up the docs. No salary slip was collected from me. The agent did not ask for my salary also. I applied as a salaried individual so I had to give my Office email Id and employment id.


Whole process took 1 week, 3 consecutive holidays included.

Wats the credit limit u got?

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WHY_SO_SERIOUS wrote:

But SBI simply click takes lot of time for approval right ?? And also they charge 500 yearly

Against FD it takes 2 week at most if in a tier-1 city. For first year you get 500 amazon voucher as welcome gift so that make it effectively free for 1st year. If you spend 1 lakh in a year using this card then annual fee is waived. You just need to spend 20k on amazon to get 2000 points which is equivalent to 500 amazon GV which will cover your annual fee & after that any spending is your profit. If you are a student & not going to spend even 20k then better drop plans of getting any credit card as it is not worth it in that case.

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RunZone wrote:

No bro I don’t have any relation with ICICI bank.

What is your annual salary btw because you did give official email id & employee id?

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WHY_SO_SERIOUS wrote:

What were the documents bro ?? Beside those aadhar ,pan card ,residence .

Only adhar and PAN. smile

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_Dracarys_ wrote:

Wats the credit limit u got?

That I am yet to check. It will take 48 hours, after that I will be able to check my limit on the app.

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guest_999 wrote:

What is your annual salary btw because you did give official email id & employee id?

The fact is that I have joined my first job on 24th September 2020. I had my office email id and employee id ready.
Salary doesnot matter I guess.

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RunZone wrote:

The fact is that I have joined my first job on 24th September 2020. I had my office email id and employee id ready.
Salary doesnot matter I guess.

Salary does matter for card limit, since they got your employee ID too maybe they have some sort of system to give limits to new employees in known companies in their database based on past experiences.

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guest_999 wrote:

Salary does matter for card limit, since they got your employee ID too maybe they have some sort of system to give limits to new employees in known companies in their database based on past experiences.

Now, I get it that salary matters for credit card limit. Lets see how much limit I get. It must be low considering I am very new to job. sweat

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_Dracarys_ wrote:

I have done video kyc today but upon tracking its still showing pending sweat

Takes a day to update, don’t do kyc again

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myfungang829 wrote:

Takes a day to update, don’t do kyc again

Ok thnks for the update. Thought of doing again tmrw joy

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_Dracarys_ wrote:

Ok thnks for the update. Thought of doing again tmrw joy

I checked after 2 hours, it was showing kyc pending then I check after two days it’s showing we have received your documents…….

Did you receive kyc complete screen when kyc was done…. My first attempt was unsuccessful due to network issues…. These kyc agents are working from home….. I am using Airtel Fibre put still it was disconnecting frequently…..

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How much does it cost to get email server (for email I’d)?

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Today I bought 1 month subscription of Amazon prime,yet to apply for icici xard.If I apply tomorrow and if approved,will I be eligible for 1000 cashback or 750,because I still see 750 cashback in my Amazon account when I try to apply..

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guest_999 wrote:

Without 4 lakh+ annual salary proof one must have a 5-6 Lakh+ ITR for getting this card for sure along with an official email ID of your own company/profession(gmail,yahoo etc not accepted). Better skip this card as declining means a wait for 180 days before applying again & instead get simplyclick card from sbi on basis of your savings acc or FD.

True advice..

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cadence wrote:

How much does it cost to get email server (for email I’d)?

More than what it is worth to get this card.

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RunZone wrote:

That I am yet to check. It will take 48 hours, after that I will be able to check my limit on the app.

Have you signed up on app??… It is asking for account number after registration. sweat

But I don’t have one.

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vasanth_ece wrote:

Today I bought 1 month subscription of Amazon prime,yet to apply for icici xard.If I apply tomorrow and if approved,will I be eligible for 1000 cashback or 750,because I still see 750 cashback in my Amazon account when I try to apply..

Before worrying about 250 difference in cashback you should worry about whether your card application will be approved or not. smile

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myfungang829 wrote:

I checked after 2 hours, it was showing kyc pending then I check after two days it’s showing we have received your documents…….

Did you receive kyc complete screen when kyc was done…. My first attempt was unsuccessful due to network issues…. These kyc agents are working from home….. I am using Airtel Fibre put still it was disconnecting frequently…..

Mine too got disconnected twice but when tried from third time everything got completed and kyc successful screen showed up. https://cdn0.desidime.com/attachments/photos/641563/medium/_20201006_221755.JPG?1602002891

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Any way to know credit card number before physical card delivery??

Missing