Received HDFC CL || Check your mail

Definitely yes! Otherwise Wait for higher limit

For a heavily used millennia CC of a family member (~3yrs old card), recent CL increase offer was only 6k for ~1.5L existing limit...! I had advised not to accept that and wait for better offer, but even after 5-6 months, was still stuck at 6k only, so it was accepted finally...

I think they have tweaked their algo recently and as a whole, won't offer so generous CL bump in the future comparable to the covid time...

It is my first ever CL from HDFC, Should I accept this peanut CL?

Please do. 

Agnivo007 wrote:

For a heavily used millennia CC of a family member (~3yrs old card), recent CL increase offer was only 6k for ~1.5L existing limit...! I had advised not to accept that and wait for better offer, but even after 5-6 months, was still stuck at 6k only, so it was accepted finally...

I think they have tweaked their algo recently and as a whole, won't offer so generous CL bump in the future comparable to the covid time...

Not true..Today I have received cl from 75k to 160k..

Agnivo007 wrote:

For a heavily used millennia CC of a family member (~3yrs old card), recent CL increase offer was only 6k for ~1.5L existing limit...! I had advised not to accept that and wait for better offer, but even after 5-6 months, was still stuck at 6k only, so it was accepted finally...

I think they have tweaked their algo recently and as a whole, won't offer so generous CL bump in the future comparable to the covid time...

VimAl_Raj wrote:

Not true..Today I have received cl from 75k to 160k..

First or second CL bump is higher generally, then stagnates (algo is such these days)...

How much time does it take for hddc for credit limit increase?

I also want to upgrade from money-back to millenia. Help me out

Can we increase CL based on CL of other Cards. Coz my HDFC CL is stuck at 1.5L from 2 years while ICICI Card has 5L and Axis 3L+

Mine also increased from 1.5l to 3 l.. I have rarely used hdfc millenia cc.my initial limit was 1l .. Even though i dont use it , they are giving CL enhancement.

Yes I think because unlike ICICI, HDFC is not generous with limit and won't offer high limit even if you don't take what's offered.

nothing for me again..

1 year old moneyback+ 

never recived any upgrade or LE..

now thinking of closing this card

VimAl_Raj wrote:

Not true..Today I have received cl from 75k to 160k..

What is the usage pattern & age of card .

Vineet_ wrote:
What is the usage pattern & age of card .

Also @VimAl_Raj do you have existing relationship with HDFC bank e.g. account also or FDs?

PDMD wrote:

Mine also increased from 1.5l to 3 l.. I have rarely used hdfc millenia cc.my initial limit was 1l .. Even though i dont use it , they are giving CL enhancement.

What is usage pettern from starting onwards of card issued, b/w intervals of getting LE & age of card.

I got from 7.5 to 8, 50k increment

Funky007 wrote:

I also want to upgrade from money-back to millenia. Help me out

there is a thread here, use keyword "HDFC upgrade" or similar

RaviMehta15 wrote:

Can we increase CL based on CL of other Cards. Coz my HDFC CL is stuck at 1.5L from 2 years while ICICI Card has 5L and Axis 3L+

Manual CL request can be done with ITR/salary slip.

Vineet_ wrote:
What is the usage pattern & age of card .

Used to spend 20k per month in Amazon for Amazon gv.. got card  in june-22.. nowadays hardly use it since I got my SBI cb card..

some1anywhere wrote:
Also @VimAl_Raj do you have existing relationship with HDFC bank e.g. account also or FDs?

Having savings max account maintaing around 1 lakh in the past quarter.. last week I got SMS n mail for upgradation to classic banking.. 

Vineet_ wrote:
What is usage pettern from starting onwards of card issued, b/w intervals of getting LE & age of card.

About usage i have hardly used my hdfc millenia card, ihave this card since 3 years approx, but regularly i never use it.i was using it for rent payment in cred about 6 months ago.. And recently i have not used it since 4-5 months. Iasked the bank executive the reason behind my LE , he said my credit score is good thats y they r giving enhancement.i really dont know why they r enhancing when i am not using it .. after 2 years of card issuance i got 1st enhancement i.e, 1 year back and now again enhanced

Agnivo007 wrote:

For a heavily used millennia CC of a family member (~3yrs old card), recent CL increase offer was only 6k for ~1.5L existing limit...! I had advised not to accept that and wait for better offer, but even after 5-6 months, was still stuck at 6k only, so it was accepted finally...

I think they have tweaked their algo recently and as a whole, won't offer so generous CL bump in the future comparable to the covid time...

Not true..Received new CL to 6.25 L from 3L after 8 months!😄
Used the card just once in these 8 months..Regalia LTF

BUDHRAJ0 wrote:

nothing for me again..

1 year old moneyback+ 

never recived any upgrade or LE..

now thinking of closing this card

+1

Mine is 9 months old though

Agnivo007 wrote:

For a heavily used millennia CC of a family member (~3yrs old card), recent CL increase offer was only 6k for ~1.5L existing limit...! I had advised not to accept that and wait for better offer, but even after 5-6 months, was still stuck at 6k only, so it was accepted finally...

I think they have tweaked their algo recently and as a whole, won't offer so generous CL bump in the future comparable to the covid time...

Mine got upgraded to 250k from 100k.

Today got upgrade offer sms to Biz.Regalia FYF, not interested... maybe some CL enhancement would have made me happy... (now >3L)

Bumped up from 75k to 3L.

HDFC Millenia from 1.5 Lakh to 1.7 Lakh in 1 year....

Almost 2 years old millenia card, never received any upgrade offer nor CL increase offer.

I am stuck at 75k.

I don't use the card much, only during sales.

Any hope for CL?

samm255 wrote:

Bumped up from 75k to 3L.

How many years old card and which card?