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Received Pinncale instead of iconia amex indusind credit card

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Deal Subedar
titamazon

Hello guys,

I had applied for indusind iconia amex ltf credit card through BankBazaar. but surprisingly i received pinnacle indusind credit card.

As per google and dd thread review pinnacle has 50k annual charges, but as per indusind customer care i received as a ltf only.

Now due to bad reputation of indusind bank i can’t believe its really ltf or will charge me 50k yearly.
The weklcome kit only mention about approved limit i.e. 1 lakh but no any information for annual charges (ltf or 50k)

Kindly suggest me what i should do sad

https://www.desidime.com/discussions/indusind-p...

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Deal Subedar Deal Subedar
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Congrats..

Deal Subedar Deal Subedar
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Few days before I applied indusind aura edge cc from paisabazaar…. Let see what will i get 😂😃

Deal Subedar Deal Subedar
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Bhai inka kuchu bharosa nahi karna

Deal Subedar Deal Subedar
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Contact indusind, and ask them if your card is LTF or not..

Deal Subedar Deal Subedar
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Please provide email id of cc customercare

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Deal Cadet Deal Cadet
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You are lucky

Deal Subedar Deal Subedar
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Really, 50k ka card dekhke mere hosh ure hue hai.

Deal Cadet Deal Cadet
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They will charge Rs. 50000 + Gst 18% in first statement. Please contact cc before using it or activate it.

Deal Cadet Deal Cadet
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They are asking 13k +gst for me without gvs.

Deal Subedar Deal Subedar
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Problem is they are not asking anything so i m worried because of hidden or unwritten tc

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Deal Cadet Deal Cadet
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Call them to confirm it, if they asks joining fees just cancel it and get iconia amex with 5k yatra gv. Mostly they will make it ltf.
02244066666 – indus cc

Deal Subedar Deal Subedar
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Congratulations, just confirm from IndusInd end, if they say there is no joining fees, then it is LTF.

Deal Subedar Deal Subedar
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Thank u guys, dropped a mail to them.

Will update you all once i get any update from them

Benevolent Benevolent
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So for 100K limit card 50K annual charges, funny. It must be free.

Deal Subedar Deal Subedar
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Initially they launched with 100k annual fee
Then reduced to 50k
Again reduced to 25k
Again reduced to 13k
Now its seems to like ltf

Reward 2.5% on ecom
1% pos
1.5% on utility
Airport lounge access

And lots of useless feature
E.g.
Golf club access

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Helpful Helpful
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Looks like Indusind are not processing any new requests now.
Applied through bank bazaar and application got cancelled as IndusInd aren’t accepting new applications.

Generous Generous
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Induind not accepting via bankbazaar. Directly still on. Saving costs on commissions. Just received call today.

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Critic Critic
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@titamazon Bhai Bhai Bhai… The exact same thing happened with me :|
I had applied last week for Iconia Amex via BankBazaar (it was LTF on their website), got it approved and but received Pinnacle World CC on Saturday. I immediately called BB team and they asked me to raise a complain to their team via email; I did it asap since even I got shocked that it’s a super premium card with 50K joining fees (my salary itself is this much :p)… Meanwhile I also called up IndusInd bank and asked them clearly about joining fees and ltf for my card, and they clearly mentioned it’s LTF with NO joining fees !!! (I double confirmed by calling them twice after sometime)
The funny thing is that my card limit for this Pinnacle card itself is 50K only biggrin (my only other ICICI Coral is has 1.2L)
However, I still feel that Iconia Amex is better than Pinnacle, since Iconia gives 1.5/2% irrespective of spend type, but this is 2.5% only on e-com spends sad

Deal Subedar Deal Subedar
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Same pinch, still indidnt get mail comfirmation for ltf but called 5 time and received same reply by each customer care.

Btw we spend more on ecom website only so pinnacle is best than iconia for me

Pinnacle : 2.5% on ecom
Iconia : 2%bon weekend , 1% on weekdays on ecom

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Benevolent Benevolent
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I have Platinum Aura LTF for more than decade now, upgraded from gold card taken in 2004. Over the years the limit increased to 6.5 Lakhs. They recently called to upgrade to Pinnacle for one time charges. I refused. May be they will call again now with LTF offer.

Deal Subedar Deal Subedar
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Ask for iconia amex ltf upgradation.

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Deal Subedar Deal Subedar
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Can anyone tell how to check application status ? bankbazaar is showing “processing” since 30th June

Deal Subedar Deal Subedar
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Mail Indusind and get your application number and track using ivr

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Deal Subedar Deal Subedar
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Guys i talked with one of the employee working in indusind for my issue.

As per him, the contract has been expired between indusind and amex and not sure it will be renewed or not.

Thats why they are sending pinnacle instead of iconia amex with same joining fee mentioned during cc applicationn i.e. LTF

Trick : so bhaiyo and bahno apply karo iconia amex as ltf and get pinnacle

Agar directly apply karoge pinnacle to charge le rahe chor log 13000 smile

Deal Subedar Deal Subedar
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Received message from indusind bank

Dear Customer thank you for your interest in IndusInd Bank Iconia American Express Credit Card. As a valued customer in lieu of the IndusInd Bank Iconia Credit Card we are happy to offer you a complimentary IndusInd Bank Pinnacle Credit Car

No mail confirmation as of now

Deal Subedar Deal Subedar
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did you receive any confirmation about Fee / LTF ?

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Community Angel Community Angel
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@Tejaa

Deal Subedar Deal Subedar
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Received 2.5% rewards point on amazon money load also,

But rewards point can’t adjust along the bill, we need to buy limited item from them on product mrp only.

Deal Subedar Deal Subedar
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No AGVs to redeem?

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Deal Cadet Deal Cadet
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I also had applied for aura edge platinum card from Paisabazar .they said it’s pre approved but did not get any confirmation from neither paisabazar nor indusind bank.I had applied on 13th july Also completed Video Kyc but still waiting for information.how to know status of application ?

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Deal Subedar Deal Subedar
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Most userfriendly app with most of the required feature.

1. Disabled internation usage
2. Reduce limit to 30k so that i can carry with myself without any much risk
3. Changed my email id from official email id to personal email id
4. Set 4 digit credit card pin

Critic Critic
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Regarding 2nd point, as far as I know, reducing the credit limit (even via app/online), actually reduces the limit in cibil; i.e. your total limit will decrease accordingly and hence utilization ratio will increase…
Can someone double confirm this ?

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Deal Cadet Deal Cadet
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Iconia AMEX is special because of the offers Amex runs for them once a year. smile

Deal Subedar Deal Subedar
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6 year back i had one corporate amex card, but never used.

Deal Cadet Deal Cadet
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how do i shift my card from iconia amex to pinncale visa card? because none of the stores nearby accept amex card.
even payzapp do not accept amex.

Deal Newbie Deal Newbie
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Today I received I conia Amex..as It is upgraded from Aura. But both the card sowing active in my account. Are both the card can be hold or one will deactive after any some time..? Any idea..?

Deal Cadet Deal Cadet
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Are you charged anything for upgrading to iconia amex from aura.
I am also having Aura (LTF) and will consider upgradation if its free or minimal annual charges.

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Deal Cadet Deal Cadet
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For those who have received Pinnacle Card, if its LTF, its time to jump with joy. Regarding RPs, for wallets like Paytm, Payzapp its 1.5 % rewards, for online shopping direct on websites, its 2.5%, POS transactions are 1%. No restrictions of Saturday or Sunday. Also, you are eligible for a Zero balance Indusind Exclusive Savings account with a free Indusind Exclusive Debit Card.

Deal Subedar Deal Subedar
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Credit card free me mil gaya, ab debit card kyun le smile

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Deal Subedar Deal Subedar
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@titamazon
Please update about confirmation of your Pinnacle card’s ltf status.

Critic Critic
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It’s a confirmed LTF Pinnacle World CC; confirmation from both BankBazaar as well as IndusInd; confirmed over call and sms. I had the same scene as @titamazon smile

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Deal Cadet Deal Cadet
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Kyu ki woh bhi Free me milega sunglasses

Critic Critic
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Care to elaborate as how to get Zero balance Indusind Exclusive Savings account with a free Indusind Exclusive Debit Card ? I couldn’t find anywhere in the benefits section of Pinnacle cc :|

Deal Newbie Deal Newbie
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PaisaBazar has removed ICONIA AMEX from cards and Pinnacle available with 12999 joining fee. sob sleepy

Deal Cadet Deal Cadet
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I also haven’t seen the availability of Pinnacle credit card while i tried to make a search for credit card via paisabazar.

Can someone please share a screenshot if they are still getting the option to apply for pinnacle or iconia amex via bankbazar and paisabazar?

Deal Cadet Deal Cadet
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Bankbazar asking 3500 rs for iconia amex. Will i get Pinnacle if i apply iconia amex? Already received platinum aura edge.

Deal Subedar Deal Subedar
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And what about pinacle. Kindly check directly with indbank also.

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