Received pre qualified indusland credit card offer from paisabazaar
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Aren’t all these websites like bankbazar and paisabazar unsafe. I have heard, that if you apply one card, many different applications will be initiated on your PAN Card.
Is it advised to apply for any credit card from these kind of websites? @getready
I guess you are right. Must be hidden terms & condition.
They are dumping this card (LTF) everywhere (BankBazaar/Paisabazaar)
The reward system isn’t exciting and e-com companies hardly partner with IndusInd for bank offers
Guess.. u can get if they offer u Iconia Amex – LTF (which many got here via BB)
They have not mention anything specific about joining fee. I there is joining fee, I am not gonna apply. Also not suitable for spender like who use e-commerce frequently.
Aapko milaga spam, bahut sahra spam….. Yeh spam aapka is lockdown mein timepass kara dega…..
Enjoy
Every person gets pre-approved CC and personal loan and car loan from paisabazar. It’s their business since they get Comission on selling each service.
Once you accept the offer they will ping your credit score (which will drop). so they are not doing any favour or customer loyalty benifit.
Rather recommend ignore it if you don’t need it right now.
I got it as pre approved from paisabazar go ahead don’t worry they won’t apply any other applications my experience was good with them.
I didn’t give any document and didn’t receive any verification call card delivered at doorstep.
@Mufasa There are far better cards out there than this; however it depends on your cibil and income; If you can mention your current cibil score and an approximate annual income range (along with salaried or self employed) and your current city (tier1 or tier2+), can suggest better cards;
As far as this card is concerned, it’s LTF but has negligible rewards; useful only for bank specific offers.
He already has sbi & icici card but against FD so very less chances of getting unsecured card from these banks & only other good cards left in budget range are axis fk/ace which are even harder to get.
They are giving this card to everyone.
They will ask ur personal details on call, fetch ur CKYC aadhar and do video kyc
I dont feel safe with this process hence i rejected
I did not apply for the card as I am looking for applying amazon pay ICICI card. If I go for indusland card my amazon pay ICICI application may get rejected due to frequent card applications & hard cibil enquiry.
PB is showing Pinnacle as zero joining fees, worth it?
How much credit limit can we get?
Grab the ltf card, limits can be managed later.
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If getting not against FD & getting at least 30k limit then go for it else leave it.