Received Rs. 19280/- in my Credit Card

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Deal Cadet
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I am creating this thread because few days back, I received Rs. 19280 in my credit card from local clearing but i did not deposit any cheque from my side and its almost more then 10 days had been passed now. I did not call the customer care about this issue or wrongly credited amount in my credit card account. Now what i do and they do????

Give your valuable comments and information on the above topic.

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rest bea sure money will be refunded back to original claimant
and you will charged in next bill
i got wrong refund from Cred after 40 days cred got charge back from my account

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meragoyou153 wrote:

rest bea sure money will be refunded back to original claimant
and you will charged in next bill
i got wrong refund from Cred after 40 days cred got charge back from my account

Yes, thats why i did not talk with CC because if i tell them that i received this amount then they will get that amount from my account and deposit it in surprise account of bank and the person whose actual money is this are not ale to get the same.

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At the end of the billing cycle/month mostly its likely to be cleared off.. so don’t be exited or dont spend it unwantedly in hurry-burry.. you may need to pay at the end of the day if someone claims it. Be cool as if nothing credited and debited.. most importantly dont spend that money.
Else follow your heart !

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mastervijay wrote:

At the end of the billing cycle/month mostly its likely to be cleared off.. so don’t be exited or dont spend it unwantedly in hurry-burry.. you may need to pay at the end of the day if someone claims it. Be cool as if nothing credited and debited.. most importantly dont spend that money.
Else follow your heart !

No thats not an issue, i am much mature for that. This month bill generate yesterday. Now lets see what happens next month. 100% credit limit is available and it is in minus Rs. 19280

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m0n3y5av0r wrote:

No thats not an issue, i am much mature for that. This month bill generate yesterday. Now lets see what happens next month. 100% credit limit is available and it is in minus Rs. 19280

Then you can forget about it ! Don’t think and complicate yourself plus1

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m0n3y5av0r wrote:

@rogerthat seek u r comments

already advised well by others.

just forget it.

don’t do anything.

it will be debited automatically.

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Wait for it and let it debit or close your account and move on. I would wait for it

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meragoyou153 wrote:

rest bea sure money will be refunded back to original claimant
and you will charged in next bill
i got wrong refund from Cred after 40 days cred got charge back from my account

chargeback without ur approval. how is it possible….. it is possible for UPI transactions also????

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close card and do party with frnds

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Someone would have deposited wrongly, wait till bank or person contacts you

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prabha.avum wrote:

chargeback without ur approval. how is it possible….. it is possible for UPI transactions also????

Chargeback by merchants / billdesk / bulk payments doesnt require auth from user. They have some kind of agreement in place to avoid misuse.

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Update here once its reversed
@igen What is mentioned for charge back entry in bank statement?

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caks2006407 wrote:

Update here once its reversed
@igen What is mentioned for charge back entry in bank statement?

Ok i will…

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igen wrote:

Chargeback by merchants / billdesk / bulk payments doesnt require auth from user. They have some kind of agreement in place to avoid misuse.

for upi payments not possible. its only possible when u swipe at merchants terminal

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caks2006407 wrote:

Update here once its reversed
@igen What is mentioned for charge back entry in bank statement?

For me it was DEBIT “Card No” MREF CST followed by some nos.

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prabha.avum wrote:

for upi payments not possible. its only possible when u swipe at merchants terminal

for UPI also it is possible,
once CRED wrongly credited 50 two times… thinking that my previous bill payment of 50 two times is failed (it is succeeded indeed).
and later they claimed back..

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Nothing to do here. Just wait and watch.

Also, regardless of whatever happens, don’t forget to pay min bill amount from your side too. In case they reverse the amount on last day and try to impose a late fee on you because of non-payment.

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They reversed the amount from my credit card @ 19280

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m0n3y5av0r wrote:

They reversed the amount from my credit card @ 19280

Chaar din ki chandani phir andheri raat… sad toungueout

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vijkap201 wrote:

Chaar din ki chandani phir andheri raat… sad toungueout

No tension. Jo apna nai tha uska kya pachtawa. Which was not mine then whats the problem. Chill Karo Khush Raho

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m0n3y5av0r wrote:

No tension. Jo apna nai tha uska kya pachtawa. Which was not mine then whats the problem. Chill Karo Khush Raho

Haath mein aaya paisa aur haath mein aayi ladki ka dukkh to hota hi hai na bhai… sad toungueout

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vijkap201 wrote:

Haath mein aaya paisa aur haath mein aayi ladki ka dukkh to hota hi hai na bhai… sad toungueout

No dear, paise ka toh pata nai, lekin ladki oh hoo.

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