Refer me AMEX MRCC

Also,

I have the following cards :

1. ICICI PLATINUM

2. ICICI AMAZON PAY

3. HDFC TATA NEU PLUS

4. SBI CASHBACK

is it worth taking MRCC while having these?

It all depends on where you will use CC. Amex MRCC can give you a return of approx 4.5% in just 10 months if you can spend 20k every month (including 4 transactions of 1500 or more). Even if you don't meet 20k in all months, you may still get a value of > 4% in 12-15 months.

But, looking at the cards you already have, I don't think you need MRCC. You are already getting 5% on most transactions.

Amex points can be used for travel booking, but the reward rate will go down drastically, unless there are some offer like the 30% return running now.

If you are still interested, you may use the following link

https://americanexpress.com/en-in/referral/rENJ...

Your will earn 2,000 Referral Bonus Membership Rewards® points on a spend of INR 5,000 within 90 days of Cardmembership* + First Year Fee Free*

shopper77 wrote:

It all depends on where you will use CC. Amex MRCC can give you a return of approx 4.5% in just 10 months if you can spend 20k every month (including 4 transactions of 1500 or more). Even if you don't meet 20k in all months, you may still get a value of > 4% in 12-15 months.

But, looking at the cards you already have, I don't think you need MRCC. You are already getting 5% on most transactions.

Amex points can be used for travel booking, but the reward rate will go down drastically, unless there are some offer like the 30% return running now.

If you are still interested, you may use the following link

https://americanexpress.com/en-in/referral/rENJ...

Your will earn 2,000 Referral Bonus Membership Rewards® points on a spend of INR 5,000 within 90 days of Cardmembership* + First Year Fee Free*

What is the 30% return?

If you spend a lot on travel) hotel /flights) , as you say you do, you'd be better off with Infinia or Magnus (if burgundy Nrv can be maintained) 

SamosaEater wrote:
What is the 30% return?

Get 30% points back on spending points in Amex Travel Online. This offer ends today, but you may see it every year. You may also go for transfer of points. Check their website 

Ramta_Jogi wrote:

If you spend a lot on travel) hotel /flights) , as you say you do, you'd be better off with Infinia or Magnus (if burgundy Nrv can be maintained) 

I will apply for infinia after a few years as my credit history is not that long

shopper77 wrote:

Get 30% points back on spending points in Amex Travel Online. This offer ends today, but you may see it every year. You may also go for transfer of points. Check their website 

Do you have a link for this?

Never mind, found it

Update : I have applied for MRCC using referral and got approved on the same day.

Thanks for your response guys.

SamosaEater wrote:

Update : I have applied for MRCC using referral and got approved on the same day.

Thanks for your response guys.

Congratulations ! Update us later if MRCC could co-exist with all your other cards. 

shopper77 wrote:
Congratulations ! Update us later if MRCC could co-exist with all your other cards. 

Yea sure,
It is sure worth it for atleast the first two years because it's fyf and can gather many points also try some fee waiver tricks for the second year.

Let's see how it goes will keep this thread updated or make a new one after some time spend with the card

dm me for referral 

shopper77 wrote:
Congratulations ! Update us later if MRCC could co-exist with all your other cards. 

I have MRCC and additional 10-11 cards. I must day I still save around 15-18k yearly by spending roughly 2 lakhs. Amex keeps giving spend offers and you can earn 1000 points for 4 - 1500 transactions and 1000 more for 20k spends monthly