Regarding Credit Card Bill Payment

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Deal Cadet
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I have around 37k credit card bill and I have paid only 29k. How much interest do I need to pay next month. I am.having sbi credit card

18 Comments  |  
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If you not pay bill full amount then you get interest charge on whole amount. So, anyhow you need to pay full amount.

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If you not able to pay then convert it to Emi. You get less interest charged.

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Sushil_patwari wrote:

If you not pay bill full amount then you get interest charge on whole amount. So, anyhow you need to pay full amount.

Seriously, do I get interest charge on complete not just remaining amount.

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Sushil_patwari wrote:

If you not able to pay then convert it to Emi. You get less interest charged.

Actually SBI converted only half amount emi. For example I bough laptop for 49k at 6 months emi.but sbi only converted 24k into emi rest I have to pay this month only.

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rising_style wrote:

I have simply click credit card.

Better pay the bill using Mobikwik with charges and keep doing till all is clear.
U will be charged interest from date of purchase for all purchases in the statement and unbilled also, so never ever do half payment.

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If u dont pay full dues, then interest is charged on daily outstanding amount right from the first day of bill cycle for which u havent paid full

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insta wrote:

If u dont pay full dues, then interest is charged on daily outstanding amount right from the first day of current bill cycle

Thanks for info. ✝️ Karma given

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@rising_style bro cc interest charges are highest so pay off asap
One more thing, since you have made part pymt, interest meter has already started. so have to pay more than 37k – 29k.
pay 10k or even 11k to be on safer side.

✝️ Karma given in advance for taking my comment very seriously and acting fast!

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caks2006407 wrote:

Better pay the bill using Mobikwik with charges and keep doing till all is clear.
U will be charged interest from date of purchase for all purchases in the statement and unbilled also, so never ever do half payment.

The above is correct.

@insta

You may note this point, since the interest is charged from the date of purchase for the partial payment of CC bill.

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ramadesidime wrote:

The above is correct.

@insta

You may note this point, since the interest is charged from the date of purchase for the partial payment of CC bill.

Yes, i know it bro.
The same i wrote.

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just rotate money from some wallet and pay your complete bill
don’t fall in this trap of rotational credit

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Sushil_patwari wrote:

If you not pay bill full amount then you get interest charge on whole amount. So, anyhow you need to pay full amount.

Galat baat. I doubt

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karanoshan wrote:

just rotate money from some wallet and pay your complete bill
don’t fall in this trap of rotational credit

Which wallet u suggest ?

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sunnie wrote:

Which wallet u suggest ?

paytm allows free transfer for some accounts
check in your and your family members accounts
I am not best person to suggest

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