Regarding SBI Cashback Card usage on Lenovo

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bikidas2060

Lenovo is giving 10% cashback for certain models for certain CCs and SBI cards are some of em. SBI Cashback card also gives 5% cashback.

My question is, is SBICard gonna forfeit the extra 5% cashback in future? I mean, are there any chances for them to do so?

TnC for Lenovo Offer 

  1. Maximum cashback up to ₹10,000 Or 10% whichever is lower on all Yoga, Legion brand PCs on using these bank Debit cards/Credit cards: SBI, Kotak Mahindra Bank, AU Small Finance Bank, IDFC Bank, HDFC Bank

Copied from https://www.lenovo.com/in/en/lenovo-offer-det...?q

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Deal Lieutenant Deal Lieutenant
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@bikidas2060

Don't take the chance. If it was instant discount, you could have at least got the 10% upfront. SBI as per their terms doesn't give double discount. They promise to adjust at a latter date. On the otherhand they exclude SBI cashback card from all such promotions.

Now there can be few possibilities:

  1. you get the 10%+5% cashback and wait for a reversal of any of those two at any future date when SBI realizes.
  2. you get just 5% only
  3. you get 10% only

Based on these mad uncertainities, if you can use some other card if possible.

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12 Dimers
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Generous Generous
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If sbi is advertising this offer then they will forfeit 5% else chances are low
Update - unfortunately its official sbi offer so no 5%

Hunk Hunk
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insta wrote:

If sbi is advertising this offer then they will forfeit 5% else chances are low
Update - unfortunately its official sbi offer so no 5%

Bhai, how did you know that it is an official SBI offer?
Generous Generous
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bikidas2060 wrote:
Bhai, how did you know that it is an official SBI offer?
Its there on sbicard web
Critic Critic
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bikidas2060 wrote:
Bhai, how did you know that it is an official SBI offer?
Any instant discount offer which is there on sbi card website/sbi card emails/notifications/sms then it means sbi card will use its own T&C but if it is some universal offer(like lenovo pay using any credit card to get instant discount) & there is no mention of it on sbi card website then this offer is purely from lenovo so no T&C of sbi card.
The Alpha The Alpha
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one will get to know in 120 days whether the cb is fortified or not

Hunk Hunk
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kartikxxx wrote:

one will get to know in 120 days whether the cb is fortified or not

We gotta Mess Around 2 Find Out!!!! 🤐🤐🤐
Deal Lieutenant Deal Lieutenant
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@bikidas2060

Don't take the chance. If it was instant discount, you could have at least got the 10% upfront. SBI as per their terms doesn't give double discount. They promise to adjust at a latter date. On the otherhand they exclude SBI cashback card from all such promotions.

Now there can be few possibilities:

  1. you get the 10%+5% cashback and wait for a reversal of any of those two at any future date when SBI realizes.
  2. you get just 5% only
  3. you get 10% only

Based on these mad uncertainities, if you can use some other card if possible.

Generous Generous
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Seinfeld wrote:

@bikidas2060

Don't take the chance. If it was instant discount, you could have at least got the 10% upfront. SBI as per their terms doesn't give double discount. They promise to adjust at a latter date. On the otherhand they exclude SBI cashback card from all such promotions.

Now there can be few possibilities:

  1. you get the 10%+5% cashback and wait for a reversal of any of those two at any future date when SBI realizes.
  2. you get just 5% only
  3. you get 10% only

Based on these mad uncertainities, if you can use some other card if possible.

I agree to this @bikidas2060

Cashabck offers on sbi are headache, they rarely auto credit cb and we need to chase them

10% cb will be provided later on, you may get regular 5% but sbi may not credit that 10% and will say this offer not applicable on cb card or will just give additional 5%

Helpful Helpful
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I think chances are high of getting 5% cb, as this 10% cashback is advertised by Lenovo

there is similar offer for offline emi purchase- https://www.sbicard.com/en/personal/offer/lenov...

here sbi cashback card is excluded from getting 10% discount.

and there is no other offer on sbi card website as the one you shared of Lenovo

So if you are getting 10% disc on sbi cashback card, you may get another 5% cb as well

Deal Subedar Deal Subedar
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Halla bol ke toot paro, agar 5% kat gaya baad mein to thoda ro-dho ke bhool jaana, agar na kata to daaru ki botal utha lana... tab barsaat ka mausam hoga.

Hunk Hunk
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Agnivo007 wrote:

Halla bol ke toot paro, agar 5% kat gaya baad mein to thoda ro-dho ke bhool jaana, agar na kata to daaru ki bottle utha lana... tabtak barish ka mahina hoga.

Ye bhi sahi hai

Hunk Hunk
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Dastro wrote:

I think chances are high of getting 5% cb, as this 10% cashback is advertised by Lenovo

there is similar offer for offline emi purchase- https://www.sbicard.com/en/personal/offer/lenov...

here sbi cashback card is excluded from getting 10% discount.

and there is no other offer on sbi card website as the one you shared of Lenovo

So if you are getting 10% disc on sbi cashback card, you may get another 5% cb as well

Right bhai

Benevolent Benevolent
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They will deduct. Wherever sbi has some offer and i used they deducted all rps and cb.

Hunk Hunk
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Simbha3 wrote:

They will deduct. Wherever sbi has some offer and i used they deducted all rps and cb.

Thanks bhai for your caution. I have decided to not go with SBI. Very bad bank indeed. 

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