reward points in upgradation of money back to millenia

151°
Deal Subedar
nirmaltvd

Hi  as per the discussion theread, i emailed to hdfc credit card stating i want to change millenia as LTF from moneyback. aa replay received it will be upgraded as LTF and directeds me to send form for that. 

   on the mail it was stated as the balalnce in the old  card will be transferede to new card as per ratio.

please suggent , it needs to be utilised before the upgradation or changed to new millenia rewar points as per ratio?

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Deal Cadet Deal Cadet
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I am also holding moneyback LTF can you please share the email you sent to HDFC.

Thanks

Deal Cadet Deal Cadet
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+1

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Deal Subedar Deal Subedar
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38000

Finance Ninja Finance Ninja
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Another dimer had upgraded from money-back to millennia and actually his reward value increased. As per my understanding, one money-back points value is ₹0.20 and millenias one point is worth ₹1(correct me if I’m wrong). I don’t think they will adjust 80% or more points on upgrade.

Deal Subedar Deal Subedar
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so you are suggesting redeem rewards before upgrading?. I have only 6354 rewards points. 

where and what to redeem?

Deal Lieutenant Deal Lieutenant
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Did They Ask For Salary Slip? 

Deal Subedar Deal Subedar
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no. only email replay ststing revert with consent in prescribed form to be downloaded in hdfc site

Deal Cadet Deal Cadet
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how old is your moneyback card? and limit if don’t mind sharing?

Deal Subedar Deal Subedar
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6 mo ths, 125000

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Deal Subedar Deal Subedar
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4 moneyback = 1 Millennia point.

Better to let points convert, then redeem.

Finance Ninja Finance Ninja
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Please share, your mail format because I will just ask them just upgrade the credit card,it would be more helpful if you share the same, Thanks

@nirmaltvd

Deal Cadet Deal Cadet
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+1

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Deal Newbie Deal Newbie
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How to apply Moneyback as LTF ?

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