RTI to private bank?

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Deal Cadet
demerius2020

so cost of RTI is Rs10 , and it is online , but i am not sure if private banks comes under RTI. i heard of some SC judgement that all banks including private comes under def. of public office, can RTI to RBI wud work so as to extract some info from private banks?

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Deal Subedar Deal Subedar
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i think u can, but if the information is breaching anyones privacy then it will be denied
yaar hum jaise log rti lagate nahi kyuki hoga kuch nahi, jo sahi log lagate ha unhe chup karva diya jaata ha. aur ajkal yeh chor log rti lgakar rti activist ko tang karne lage ha

Deal Cadet Deal Cadet
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Rejecting CC aplication for internal policy , this ‘internal policy’ is waste of time and causing public cibil score enuiry down this nuicence must be stop and RBI

Deal Subedar Deal Subedar
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demerius2020 wrote:

Rejecting CC aplication for internal policy , this ‘internal policy’ is waste of time and causing public cibil score enuiry down this nuicence must be stop and RBI

Cc is unsecured loan…. I dont think anyone can force dem to give unsecured loan

Deal Subedar Deal Subedar
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Even government doesn’t respond properly to an RTI, forget RTI on a private bank through RBI, there will be a Public information officer in government, no such provision in private I guess

Deal Cadet Deal Cadet
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decideaim wrote:

Even government doesn’t respond properly to an RTI, forget RTI on a private bank through RBI, there will be a Public information officer in government, no such provision in private I guess

private bank are also under REGULATION by RBI , and RBI can question them on issue related to public intrest (So the HDFC/diner/AMEX card ban by RBI)
beside whats there to loose Rs.10?

Deal Cadet Deal Cadet
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24karat wrote:

Cc is unsecured loan…. I dont think anyone can force dem to give unsecured loan

Right to information for the detail reason of rejection

Deal Subedar Deal Subedar
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demerius2020 wrote:

private bank are also under REGULATION by RBI , and RBI can question them on issue related to public intrest (So the HDFC/diner/AMEX card ban by RBI)
beside whats there to loose Rs.10?

Yes I agree with the nothing to lose remark.  RBi can and will are two different things though.

Post Emperor Post Emperor
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demerius2020 wrote:

Rejecting CC aplication for internal policy , this ‘internal policy’ is waste of time and causing public cibil score enuiry down this nuicence must be stop and RBI

Bro, Which Bank rejected your application?

Did you meet the eligibility criteria for the card you applied for?

Internal policies help them mitigate risk, which is why they have it.

Deal Cadet Deal Cadet
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xxxyyyzzz wrote:

Bro, Which Bank rejected your application?

Did you meet the eligibility criteria for the card you applied for?

Internal policies help them mitigate risk, which is why they have it.

internal policy is all BULL sit same bank happily gives me card after 6 month with no change in my cibiil or salary

btw its flipkart axis and IDFC who are currently rejecting my application

Post Emperor Post Emperor
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demerius2020 wrote:

internal policy is all BULL sit same bank happily gives me card after 6 month with no change in my cibiil or salary

btw its flipkart axis and IDFC who are currently rejecting my application

Yeah it sucks bro, i understand but internal policies on lending is confidential and changes time to time depending on a lot of parameters.


Icici gave me 190k, federal gave 75k, sbi gave 50k, while axis only gave 18k. It all comes down to the bank, how much they want to give and whom to give.

I can’t go and say na that icici gave 190k, you also need to match that figure sweat_smile.
I’d suggest, chill. Jo de raha hai lelo, nahi de raha to baad me lena.
Banks dene ke liye hi hai sweat_smile sweat_smile, sabko milega.

Deal Newbie Deal Newbie
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xxxyyyzzz wrote:

Yeah it sucks bro, i understand but internal policies on lending is confidential and changes time to time depending on a lot of parameters.


Icici gave me 190k, federal gave 75k, sbi gave 50k, while axis only gave 18k. It all comes down to the bank, how much they want to give and whom to give.

I can’t go and say na that icici gave 190k, you also need to match that figure sweat_smile.
I’d suggest, chill. Jo de raha hai lelo, nahi de raha to baad me lena.
Banks dene ke liye hi hai sweat_smile sweat_smile, sabko milega.

Bro, how you applied for federal bank cc? Online or through branch? I am getting error while applying online.

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