https://www.desidime.com/discussions/rupay-cc-in-upi-apps?page=1#post_9198035
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Rupay CC in UPI Apps
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I just realized that the transactions on Rupay Credit cards which are added to UPI apps can NOT be disabled.
The Rupay Credit cards can be used for transactions even after disabling them for Domestic transactions.
Is this a security and safety issue?
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https://www.desidime.com/discussions/rupay-cc-in-upi-apps?page=1#post_9199003
https://www.desidime.com/discussions/rupay-cc-in-upi-apps?page=1#post_9199011
It liked via upi so de-register is the only way to make it disable.
https://www.desidime.com/discussions/rupay-cc-in-upi-apps?page=1#post_9199034
rusty.james wrote:It liked via upi so de-register is the only way to make it disable.
First understand the basic thing. RuPay Credit card linking on UPI is marketing gimmick.
There is no relation between RuPay credit card with UPI.
Both are completely different network. Both have their own settlement system.
Your UPI is directly link with your credit account with banks.
Same like your saving/salary account linked with your debit cards or UPI.
If you block your debit card, you can still use your saving/salary account link UPI payment.
Now comes to your security and safety issue -
You can de-link your CC link UPI from your UPI apps anytime. No need to set UPI limit, UPI is more secure than credit card.
Just remember, dnt share your UPI PIN, OTP, sending UPI register bank sms to any known numbers.
https://www.desidime.com/discussions/rupay-cc-in-upi-apps?page=1#post_9199164
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abhishek012 wrote:First understand the basic thing. RuPay Credit card linking on UPI is marketing gimmick.
There is no relation between RuPay credit card with UPI.
Both are completely different network. Both have their own settlement system.
Your UPI is directly link with your credit account with banks.
Same like your saving/salary account linked with your debit cards or UPI.
If you block your debit card, you can still use your saving/salary account link UPI payment.
Now comes to your security and safety issue -
You can de-link your CC link UPI from your UPI apps anytime. No need to set UPI limit, UPI is more secure than credit card.
Just remember, dnt share your UPI PIN, OTP, sending UPI register bank sms to any known numbers.
I said the same thing in 1 line , de-register/ unlink is the only way
Like at the time of linking our bank with UPI we used our Debit card last 4 digit .
I got a replacement for my old debit card but stil my upi is working without any issue with same pin .
Similarly linking Credit card with upi is like you are using that Credit Limit given by the bank not that card.
So only de-link / de-register can make it possible.
And yeh
Just like upi
As long as you have the sim in that phone & you are not sharing the pin
Its safe.
https://www.desidime.com/discussions/rupay-cc-in-upi-apps?page=1#post_9201541
In BHIM one of my rupay cc on upi transaction is showing as payment failed and in Reason is showing "Your transaction is succesful". Anyone observed this or any views on this?
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First understand the basic thing. RuPay Credit card linking on UPI is marketing gimmick.
There is no relation between RuPay credit card with UPI.
Both are completely different network. Both have their own settlement system.
Your UPI is directly link with your credit account with banks.
Same like your saving/salary account linked with your debit cards or UPI.
If you block your debit card, you can still use your saving/salary account link UPI payment.
Now comes to your security and safety issue -
You can de-link your CC link UPI from your UPI apps anytime. No need to set UPI limit, UPI is more secure than credit card.
Just remember, dnt share your UPI PIN, OTP, sending UPI register bank sms to any known numbers.
@UnderNation