Rupay CC in UPI Apps
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I just realized that the transactions on Rupay Credit cards which are added to UPI apps can NOT be disabled.
The Rupay Credit cards can be used for transactions even after disabling them for Domestic transactions.
Is this a security and safety issue?
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It liked via upi so de-register is the only way to make it disable.
First understand the basic thing. RuPay Credit card linking on UPI is marketing gimmick.
There is no relation between RuPay credit card with UPI.
Both are completely different network. Both have their own settlement system.
Your UPI is directly link with your credit account with banks.
Same like your saving/salary account linked with your debit cards or UPI.
If you block your debit card, you can still use your saving/salary account link UPI payment.
Now comes to your security and safety issue -
You can de-link your CC link UPI from your UPI apps anytime. No need to set UPI limit, UPI is more secure than credit card.
Just remember, dnt share your UPI PIN, OTP, sending UPI register bank sms to any known numbers.
In BHIM one of my rupay cc on upi transaction is showing as payment failed and in Reason is showing "Your transaction is succesful". Anyone observed this or any views on this?
Image is similar to https://twitter.com/mishra_baibhav/status/16443...
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