Regarding Rupay Lifetime Free Credit Card
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Hi Dimers! Need to know any ongoing offer to get Rupay credit card as Lifetime Free? If any then there would also be a high chance of credit card approval if applied before this financial year closing.
I already have BOB Visa LTF Premier card which was issued 2 months back. I am looking for any new LTF Rupay and also for LTF SBI credit card.
Can someone pls share why people are so eager for Rupay CC?
Because currently Rupay card offers are out of syllabus for many offline/online shoppers.
Applied for LTF BoB Premier CC … hoping to get RuPay variant. If not, will fight with them for the RuPay variant as there was no selection given to me while applying.
Will refer tips mentioned by @mgforce
You can also call and send an email and told them to issue you RuPay Premier CC.
Shall I apply for BOB premier now? Will it drop my cibil drastically as I recently got FK Axis?
It should not impact much.. I got 3 cards in 2022 and my cibil hit 7-8 times already in 2022 still my cibil is around 780…
Federal bank RuPay-JCB Signet Credit card unboxing -
What’s benefits and annual charges?
Thanks – I don’t have bank account with any PSU except SBI.
I applied BOB Premier yesterday night and video Kyc Done today morning. Didn’t receive any acknowledgement or communication from BOB after VKYC was done. How many days does it take and what are the next steps after V KYC
Be careful, if your application gets processed tomorrow and if LTF offer ends this month then you might be issued a paid card.
BTW did you provide income proofs or apply on c2c basis?
I have 6 LTF cards from Banks: HDFC, ICICI, Axis (2 cards), RBL, BOB. Can’t apply for Citi, SC, IDFC and HSBC cards due to serviceability issues. Is there any other LTF card which can be applied now?
IDFC if serviceable. By far my best cc. In terms of RP, Offers etc
Currently having a Visa Premier BOB credit card and have asked customer care to convert it to Rupay.
Let me know if it works out
To the 8 people who voted yes they have rupay CC, I need a favour to book BookMyShow under BOGO ticket offer. Pls PM for more details. Will make sure to return benefits.
Interesting.
May be they were flooded with conversion requests from Dimers and others, thanks to our crusader abhishek012
😄
Abhishek bhai, pls add this email ID too.
My Journey for conversion of BOB LTF Premier VISA credit card to RUPAY variant:
1. Sent an email to [email protected] but got no reply to my email.
2. Sent the same email to [email protected], [email protected], [email protected] after few days but this time got a reply from [email protected]
3. They had sent me an upgrade form attached with the reply and I had filled all the details with card variant option as Rupay.
4. Got a confirmation email from [email protected] after a few days that the card upgrade request form has been received and it is under process.
5. Logged into my BOB Financial account the next day and the new card number was displayed starting with digits 3561 which is a BOB Rupay Bin number.
I guess sending an email directly to [email protected] will be enough for card variant conversion.
Yes simply this should be enough I guess, even escalations gave me this mailid and asked me to raise a request for conversion.
@abhishek012
BOB Rupay Variant delivered today.
Received BOB Premier Rupay credit card today. Both Visa and Rupay cards are working with shared limit. Amazon BOB offer 10% discount upto Rs 75 offer got applied twice due to Visa and Rupay variants.
Now apply Free Add-on BOB RuPay CC, you can use multiple times. 😀
I like this web site
Guys BOB site is not allowing me to have another Credit card since I already have one card. Can I mail them to get an upgrade request to Premier card? Will that work? Please guide..Thanks!
Unlikely to get an upgrade unless you have very high spends with BOB
Their standard reply is wait for 6 months to 1 year and then we can upgrade
But rupay variant of bob cards is having issues of detection as bob card in flipkart, paytm… Even bill is not getting paid via cred, amazon, mobikwik….. So be aware if that…. Confirmed this from customer care… And personally facing the isse6… Having rupay easy variant
BOB Visa variant also have same issue.
Mobikwik/Paytm payment also not supported BOB Eterna (Visa variant), already one dimers told here in desidime (by the way paytm now accept BOB RuPay cards after complaint).
No idea about Amazon but CRED bill payment also sometimes failed on BOB Visa card, same like BOB RuPay (this is also confimred by one BOB Visa user here).
and last, Credit card due bill payment is use bank’s own internal network and bill paid through RTGS/NEFT/IMPS/UPI etc
These problems are from the bank side. BOB is a public sector banks, dnt compare this bank with private banks. 😀
My first RuPay credit card was from HDFC Bank. I get the best credit card repayment experience on my HDFC Rupay Credit Card but why ? because this is HDFC Bank card, nothing related to RuPay.
Like i said Credit card due bill payment is use bank’s own internal network.
(Offer Renew) Saraswat Bank RuPay Credit card – 20% on utility bill amount upto Rs. 250 per month till March 2023 - https://www.desidime.com/deals/saraswat-bank-ru...
@MasterAnimesh Card conversion template:
Ok,thanks
@abhishek012 @Deal_Freak
Update: Got confirmation mail for BoB RuPAY Premier LTF & that they have taken my upgrade request on mail after filling the abovementioned form.
Don’t know how much time the upgrade will happen now!! Any timeline for conversion?
Timeline: 1 business day
thank you guys..my card also got converted in a couple of days of sending email to conversions…can see 3561 card in netbanking..waiting for physical card..
thanks @abhishek012 , somehow i was not able to tag u earlier.
Thanks @Deal_Freak @abhishek012
I can see first four digits in BoB netbanking as 3561. Got an upgraded RuPAY Premier LTF from VISA Select.
Now waiting for physical card.
@Deal_Freak
Any way to see all the card details (Number & CVV) in netbanking before physical card arrives ?
No, by they your Visa Select card also worked (both card will work simultaneously).
so after conversion we see only new rupay card in netbanking , so what happens to old visa card ? Will any purchase done thru visa will accru rewards points?
Also whats the benefit of jcb in india?
Also apart froM bob pnb too offer ltf rupay with some conditio
Currently, both Visa and RuPay card are working together after conversion.
JCB benefit outside India.
JCB network acceptance rate is higher in Asia, Europe, North America & middle east country.
JCB network also work on Amex card network in Australia, Canada.
JCB Card special offers - https://www.specialoffers.jcb/e...=1
JCB Card promotional offers - https://www.global.jcb/en/consumers/promotions/...
More JCB Card offer, visit here (some offers are expired or renew or not eligible for selected JCB card holders) - https://www.desidime.com/deals/rupay-jcb-global...
I see new 3561 card in my account, but the old visa card has disappeared from bobfinancial website.
@neo_t @itsmehd5 @chai_lover @abhishek012 BOB Rupay credit card starts with digits 3561 but you will not be able to know the card variant as digits 3561 only tells that the card is RuPay. You need atleast first 6 digits of the card to know the card variant. For BOB Premier RuPay credit card first 6 digits are 356162 and for BOB Easy RuPay credit card first 6 digits are 356132.
i got my premier card converted.. hoping it’ll stay the same
Hello Dimers,
The process is not straightforward, it needs escalation and a lot of follow-ups. For me it took like 3 weeks to get the conversion done. Now I have RuPay Premier Card!
I got it done by sending first email requesting Visa to RuPay to CRM team. And then every second-day follow-up email wherein got cs.ho and escalations involved. I also didn’t use the card till that time to put pressure and said that if no RuPay will have to cancel the card
First one to CRM
Visa to RuPay BOB card conversion is a straightforward process. Just send an email to conversions @ bobfinancial.com (remove spaces) and request them to convert your existing card to RuPay platform.
Today I got the BoB card delivered via courier..as soon as I opened it, I saw Premier VISA platinum card with 4689 as starting digits.
Although BoB netbanking shows 3561 BIN. What should I do now? As I mentioned initially before also in netbanking I was seeing card with 4689 as starting digits & yesterday it changed to 3561 (RUPAY).
And today they delivered Premier VISA. 😌
Strange! If RuPay card number is visible in BOB Netbanking then wait for few more days, you will get your Rupay card delivered at your address. You may also contact BOB customer care via phone and ask them to share with you courier details regarding your newly issued RuPay credit card.
Mine now showing 3561 in netbanking.
Received the card just now. It is Premier JCB Rupay ✌️
Finally Rupay credit card in my portfolio.
Thanks @abhishek012 @deal_freak
you got it so fast ? mine is showing 3561 since 2-3 days but nothing received yet
I think no bank is issuing Rupay card by default as per experiences shared by dimers. they issue few random rupay cards. You can try BOB cards before 31st march as it is LTF . few guys got it converted to rupay by sending email. so gud luck.
@abhishek012