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Regarding Rupay Lifetime Free Credit Card

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Deal Cadet
Deal_Freak

Hi Dimers! Need to know any ongoing offer to get Rupay credit card as Lifetime Free? If any then there would also be a high chance of credit card approval if applied before this financial year closing.

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44 Dimers
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Generous Generous
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I think no bank is issuing Rupay card by default as per experiences shared by dimers. they issue few random rupay cards. You can try BOB cards before 31st march as it is LTF . few guys got it converted to rupay by sending email. so gud luck.

@abhishek012

Deal Cadet Deal Cadet
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I already have BOB Visa LTF Premier card which was issued 2 months back. I am looking for any new LTF Rupay and also for LTF SBI credit card. 

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Deal Subedar Deal Subedar
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Can someone pls share why people are so eager for Rupay CC?

Deal Cadet Deal Cadet
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Because currently Rupay card offers are out of syllabus for many offline/online shoppers.

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Generous Generous
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Applied for LTF BoB Premier CC … hoping to get RuPay variant. If not, will fight with them for the RuPay variant as there was no selection given to me while applying.

Will refer tips mentioned by @mgforce smile

Finance Ninja Finance Ninja
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You can also call and send an email and told them to issue you RuPay Premier CC.

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Critic Critic
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Shall I apply for BOB premier now? Will it drop my cibil drastically as I recently got FK Axis?

Deal Cadet Deal Cadet
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It should not impact much.. I got 3 cards in 2022 and my cibil hit 7-8 times already in 2022 still my cibil is around 780…

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Finance Ninja Finance Ninja
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Federal bank RuPay-JCB Signet Credit card unboxing -

https://cdn0.desidime.com/attachments/photos/755658/original/dyre.jpg?1648664886

https://cdn0.desidime.com/attachments/photos/755656/original/tfuru.jpg?1648664804

Deal Cadet Deal Cadet
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What’s benefits and annual charges?

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Deal Cadet Deal Cadet
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Thanks – I don’t have bank account with any PSU except SBI.

Deal Subedar Deal Subedar
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I applied BOB Premier yesterday night and video Kyc Done today morning. Didn’t receive any acknowledgement or communication from BOB after VKYC was done. How many days does it take and what are the next steps after V KYC

Deal Cadet Deal Cadet
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Be careful, if your application gets processed tomorrow and if LTF offer ends this month then you might be issued a paid card.


BTW did you provide income proofs or apply on c2c basis?

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Deal Cadet Deal Cadet
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I have 6 LTF cards from Banks: HDFC, ICICI, Axis (2 cards), RBL, BOB. Can’t apply for Citi, SC, IDFC and HSBC cards due to serviceability issues. Is there any other LTF card which can be applied now?

Deal Subedar Deal Subedar
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IDFC if serviceable. By far my best cc. In terms of RP, Offers etc

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Deal Cadet Deal Cadet
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Currently having a Visa Premier BOB credit card and have asked customer care to convert it to Rupay. 

Analyst Analyst
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Let me know if it works out

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Deal Subedar Deal Subedar
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To the 8 people who voted yes they have rupay CC, I need a favour to book BookMyShow under BOGO ticket offer. Pls PM for more details. Will make sure to return benefits.

Deal Cadet Deal Cadet
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Interesting.

May be they were flooded with conversion requests from Dimers and others, thanks to our crusader abhishek012


😄

Abhishek bhai, pls add this email ID too.

Deal Cadet Deal Cadet
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My Journey for conversion of BOB LTF Premier VISA credit card to RUPAY variant:

1. Sent an email to [email protected] but got no reply to my email.

2. Sent the same email to [email protected], [email protected], [email protected] after few days but this time got a reply from [email protected] 

3. They had sent me an upgrade form attached with the reply and I had filled all the details with card variant option as Rupay.

4. Got a confirmation email from [email protected] after a few days that the card upgrade request form has been received and it is under process.

5. Logged into my BOB Financial account the next day and the new card number was displayed starting with digits 3561 which is a BOB Rupay Bin number.

I guess sending an email directly to [email protected] will be enough for card variant conversion.

https://cdn0.desidime.com/attachments/photos/760937/medium/bob-launches-premier-and-easy-cards-on-RuPay.jpg?1650438368

Helpful Helpful
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Yes simply this should be enough I guess, even escalations gave me this mailid and asked me to raise a request for conversion.
@abhishek012

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Analyst Analyst
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BOB Rupay Variant delivered today.

Deal Cadet Deal Cadet
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Received BOB Premier Rupay credit card today. Both Visa and Rupay cards are working with shared limit. Amazon BOB offer 10% discount upto Rs 75 offer got applied twice due to Visa and Rupay variants.

Finance Ninja Finance Ninja
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Now apply Free Add-on BOB RuPay CC, you can use multiple times. 😀

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Deal Newbie Deal Newbie
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I like this web site

Deal Cadet Deal Cadet
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@Deal_Freak @abhishek012

Guys BOB site is not allowing me to have another Credit card since I already have one card. Can I mail them to get an upgrade request to Premier card? Will that work? Please guide..Thanks!

Deal Cadet Deal Cadet
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Unlikely to get an upgrade unless you have very high spends with BOB

Their standard reply is wait for 6 months to 1 year and then we can upgrade

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Comrade Comrade
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But rupay variant of bob cards is having issues of detection as bob card in flipkart, paytm… Even bill is not getting paid via cred, amazon, mobikwik….. So be aware if that…. Confirmed this from customer care… And personally facing the isse6… Having rupay easy variant 

Finance Ninja Finance Ninja
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BOB Visa variant also have same issue.

Mobikwik/Paytm payment also not supported BOB Eterna (Visa variant), already one dimers told here in desidime (by the way paytm now accept BOB RuPay cards after complaint).

No idea about Amazon but CRED bill payment also sometimes failed on BOB Visa card, same like BOB RuPay (this is also confimred by one BOB Visa user here).

and last, Credit card due bill payment is use bank’s own internal network and bill paid through RTGS/NEFT/IMPS/UPI etc

These problems are from the bank side. BOB is a public sector banks, dnt compare this bank with private banks. 😀

My first RuPay credit card was from HDFC Bank. I get the best credit card repayment experience on my HDFC Rupay Credit Card but why ? because this is HDFC Bank card, nothing related to RuPay.

Like i said Credit card due bill payment is use bank’s own internal network.

Deal Cadet Deal Cadet
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@MasterAnimesh Card conversion template:

https://cdn0.desidime.com/attachments/photos/762387/original/INDIVIDUAL_CONVERSION_FORMAT-page0001.jpg?1650960603

Helpful Helpful
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Ok,thanks

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Deal Cadet Deal Cadet
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@abhishek012 @Deal_Freak
Update: Got confirmation mail for BoB RuPAY Premier LTF & that they have taken my upgrade request on mail after filling the abovementioned form.

Don’t know how much time the upgrade will happen now!!  Any timeline for conversion?

Deal Cadet Deal Cadet
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Timeline: 1 business day

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Deal Lieutenant Deal Lieutenant
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thank you guys..my card also got converted in a couple of days of sending email to conversions…can see 3561 card in netbanking..waiting for physical card.. 

Deal Lieutenant Deal Lieutenant
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thanks @abhishek012 , somehow i was not able to tag u earlier.

Deal Cadet Deal Cadet
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Thanks @Deal_Freak @abhishek012
I can see first four digits in BoB netbanking as 3561. Got an upgraded RuPAY Premier LTF from VISA Select. 
Now waiting for physical card.

@Deal_Freak
Any way to see all the card details (Number & CVV) in netbanking before physical card arrives ? 

Finance Ninja Finance Ninja
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No, by they your Visa Select card also worked (both card will work simultaneously).

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Generous Generous
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so after conversion we see only new rupay card in netbanking , so what happens to old visa card ? Will any purchase done thru visa will accru rewards points? 

Also whats the benefit of jcb in india?

Also apart froM bob pnb too offer ltf rupay with some conditio

Finance Ninja Finance Ninja
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Currently, both Visa and RuPay card are working together after conversion.

JCB benefit outside India.

JCB network acceptance rate is higher in Asia, Europe, North America & middle east country.

JCB network also work on Amex card network in Australia, Canada.

JCB Card special offers - https://www.specialoffers.jcb/e...=1

JCB Card promotional offers - https://www.global.jcb/en/consumers/promotions/...

More JCB Card offer, visit here (some offers are expired or renew or not eligible for selected JCB card holders) - https://www.desidime.com/deals/rupay-jcb-global...

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Deal Subedar Deal Subedar
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I see new 3561 card in my account, but the old visa card has disappeared from bobfinancial website.

Deal Cadet Deal Cadet
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@neo_t @itsmehd5 @chai_lover @abhishek012 BOB Rupay credit card starts with digits 3561 but you will not be able to know the card variant as digits 3561 only tells that the card is RuPay. You need atleast first 6 digits of the card to know the card variant. For BOB Premier RuPay credit card first 6 digits are 356162 and for BOB Easy RuPay credit card first 6 digits are 356132.

Deal Lieutenant Deal Lieutenant
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i got my premier card converted.. hoping it’ll stay the same

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Deal Newbie Deal Newbie
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Hello Dimers,

The process is not straightforward, it needs escalation and a lot of follow-ups. For me it took like 3 weeks to get the conversion done. Now I have RuPay Premier Card!

I got it done by sending first email requesting Visa to RuPay to CRM team. And then every second-day follow-up email wherein got cs.ho and escalations involved. I also didn’t use the card till that time to put pressure and said that if no RuPay will have to cancel the card

First one to CRM

Deal Cadet Deal Cadet
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Visa to RuPay BOB card conversion is a straightforward process. Just send an email to conversions @ bobfinancial.com (remove spaces) and request them to convert your existing card to RuPay platform.

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Deal Cadet Deal Cadet
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@Deal_Freak  

@abhishek012

Today I got the BoB card delivered via courier..as soon as I opened it, I saw Premier VISA platinum card with 4689 as starting digits. 
Although BoB netbanking shows 3561 BIN. What should I do now? As I mentioned initially before also in netbanking I was seeing card with 4689 as starting digits & yesterday it changed to 3561 (RUPAY).

And today they delivered Premier VISA😌

Deal Cadet Deal Cadet
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Strange! If RuPay card number is visible in BOB Netbanking then wait for few more days, you will get your Rupay card delivered at your address. You may also contact BOB customer care via phone and ask them to share with you courier details regarding your newly issued RuPay credit card.

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Deal Lieutenant Deal Lieutenant
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Mine now showing 3561 in netbanking.

Deal Lieutenant Deal Lieutenant
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Received the card just now. It is Premier JCB Rupay ✌️
Finally Rupay credit card in my portfolio.
Thanks @abhishek012 @deal_freak

Deal Subedar Deal Subedar
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you got it so fast ? mine is showing 3561 since 2-3 days but nothing received yet

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