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[Rupay Platinum DC] Maximize Discount on Amazon Bill Payments

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Agnivo007

As you are aware by now, starting 7th. April 23, RuPay Platinum DC holders can only have 20% upto 100 discount on minimum bill payments of 129. Add money offer has ceased...

Now, let's assume that you have a CC like HDFC Millennia or HDFC DC that gives 5% on aPay bill payments or allows buying buying aPay GV  at 5% (many use this route to pay bills)...

Suppose you have an electricity bill of 4000...

1. If you only pay through GV at 5%, then discount = 200

2. aPay balance : 0, Now add 3.5k GV at 5% and pay rest through Rupay Platinum card at 20%

Discount = 175+100=275

Now suppose you have a broadband bill of 800...

1. If you only pay through GV at 5%, then discount = 40

2. aPay balance : 0, Now add 300 GV at 5% and pay rest through Rupay Platinum card at 20%

Discount = 15 + 100 = 115

So, hope you understood the "economics"... correct me if I goofed up something.

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Critic Critic
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RohitJain1 wrote:

Or one can use the temporary order trick to hold extra Amazon balance in that fake order and cancel the order post utilising the Bill Pay offer 😉 [No need for fresh Amazon a/c]

P.s : Always order products that have a delivery timeframe of more than 2 days, so that it doesn't gets packed or shipped by the time you cancel. [Fake Order Tip]

Doing this often will result in flagging of your acc & then one day when you really need to replace/refund some expensive item or became a victim of fraud by seller/warehouse personnel/delivery guy then your case will be rejected just like that. Also, this applies to all your accs(never think for a second that amazon does not know about all your multiple accs).
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KPK740 wrote:
50rs not working. Any Amount about 129rs working for same RuPay Platinum Debit card again.

Oh agree with you. forgot to mention bill pay discount works on ₹129 or more. Working multiple times till you utilise 20% upto ₹100

@Agnivo007

Generous Generous
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Ye to bada headache ho gaya!!! 😲

Lakin hamare pass bhi bade tejasvi log hain 😂😂😂

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Benevolent Benevolent
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Small Doubt !! HDFC Times Point Debit Card Is Also Eligible For 5% Gv Through Smartbuy Gyftr ??


If Yes Will Inform Bestie Frnd.


How 5% Cashback Will Be Credited ?? To Bank Or Any Other Wallet ??

Deal Lieutenant Deal Lieutenant
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Idea is good, only problem is we will have to have limited apay balance best if 0, so that only needed amount can be loaded. Mostly for the convenience we keep additional apay balance, it comes handy for minor orders or for sub&save etc..

Deal Subedar Deal Subedar
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@Seinfeld Hope one can open another dedicated billpay amazon account using different mobile number+email and same/different name?

Deal Newbie Deal Newbie
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bhailog, rupay ka new offer t&c share kar sakte ho kya?

Deal Lieutenant Deal Lieutenant
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Agnivo007 wrote:

@Seinfeld Hope one can open another dedicated billpay amazon account using different mobile number+email and same/different name?

Yes yes why not. Just don't use the same rupay card in different accounts which might flag off amazon checks.
Deal Cadet Deal Cadet
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Or one can use the temporary order trick to hold extra Amazon balance in that fake order and cancel the order post utilising the Bill Pay offer 😉 [No need for fresh Amazon a/c]

P.s : Always order products that have a delivery timeframe of more than 2 days, so that it doesn't gets packed or shipped by the time you cancel. [Fake Order Tip]

Deal Subedar Deal Subedar
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Seinfeld wrote:

Idea is good, only problem is we will have to have limited apay balance best if 0, so that only needed amount can be loaded. Mostly for the convenience we keep additional apay balance, it comes handy for minor orders or for sub&save etc..

Yep, too much effort 😅.

Deal Subedar Deal Subedar
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Seinfeld wrote:
Yes yes why not. Just don't use the same rupay card in different accounts which might flag off amazon checks.
OK... better to remove all saved rupay cards before creating the billpay account then.
Benevolent Benevolent
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Amazon allows ApayBal+Card payment for bills? i thought either card or paybal not both

Deal Subedar Deal Subedar
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caks2006407 wrote:

Amazon allows ApayBal+Card payment for bills? i thought either card or paybal not both

Yes, saw that for LIC payment if I remember... should work for other bills too.
Deal Subedar Deal Subedar
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Good idea! But those who have Axis Airtel CC should utilize that first for recharges/bill payments

Rupay offer works for LIC/Insurance payments?

Deal Subedar Deal Subedar
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IamRage wrote:

Good idea! But those who have Axis Airtel CC should utilize that first for recharges/bill payments

Rupay offer works for LIC/Insurance payments?

May work for insurance too... check this process on Friday.
Generous Generous
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Ye to bada headache ho gaya!!! 😲

Lakin hamare pass bhi bade tejasvi log hain 😂😂😂

Critic Critic
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RohitJain1 wrote:

Or one can use the temporary order trick to hold extra Amazon balance in that fake order and cancel the order post utilising the Bill Pay offer 😉 [No need for fresh Amazon a/c]

P.s : Always order products that have a delivery timeframe of more than 2 days, so that it doesn't gets packed or shipped by the time you cancel. [Fake Order Tip]

Doing this often will result in flagging of your acc & then one day when you really need to replace/refund some expensive item or became a victim of fraud by seller/warehouse personnel/delivery guy then your case will be rejected just like that. Also, this applies to all your accs(never think for a second that amazon does not know about all your multiple accs).
Deal Subedar Deal Subedar
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@guest_999 @RohitJain1 Don't fall for this as suggest by guest999, AZ account will bet banned or blocked, one cannot do this every month for the sake of it... instead try creating a dedicated billpay AZ account with a different mobile number/email.

Deal Subedar Deal Subedar
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@Agnivo007 Ok nice trick. But I am out of touch with which cards give 5% on buying Amazon Pay gift card. Can we have an updated list for April 2023?

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some1anywhere wrote:

@Agnivo007 Ok nice trick. But I am out of touch with which cards give 5% on buying Amazon Pay gift card. Can we have an updated list for April 2023?

Only cards are millennia & sbi cashback card & both running on loopholes so no telling when it will be stopped.
Deal Subedar Deal Subedar
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UnderNation wrote:

Small Doubt !! HDFC Times Point Debit Card Is Also Eligible For 5% Gv Through Smartbuy Gyftr ??


If Yes Will Inform Bestie Frnd.


How 5% Cashback Will Be Credited ?? To Bank Or Any Other Wallet ??

No idea for this card, shoot an email to CC asking how smarbuy discount / points are credited...
Deal Cadet Deal Cadet
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Agnivo007 wrote:

@guest_999 @RohitJain1 Don't fall for this as suggest by guest999, AZ account will bet banned or blocked, one cannot do this every month for the sake of it... instead try creating a dedicated billpay AZ account with a different mobile number/email.

What I meant here was create an order and then cancel immediately say within 2-3 mins. I guess that's safe imo ! 😀

Deal Newbie Deal Newbie
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Can we pay electricity bill in multiples of 500?

So if bill is 1300, then pay 500+ 500+300 using 3 different rupay cards?

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lhgeek wrote:

Can we pay electricity bill in multiples of 500?

So if bill is 1300, then pay 500+ 500+300 using 3 different rupay cards?

I don't think most companies or BBPS support that, even paying in monthly mode is not supported for quarterly aggregate bills (eg- WBSEDCL)

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Agnivo007 wrote:

I don't think most companies or BBPS support that, even paying in monthly mode is not supported for quarterly aggregate bills (eg- WBSEDCL)

I am planning to try with BESCOM tomorrow. Bengaluru electricity board. Amazon pay seems to have the option to enter a custom amount different from what's billed

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caks2006407 wrote:

Amazon allows ApayBal+Card payment for bills? i thought either card or paybal not both

Doing this for last one year for BoB & Indusind bill payment offers.


Thought everyone knew this.

Deal Subedar Deal Subedar
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So, it's Friday... how many of you used the new billpay offer?

Deal Cadet Deal Cadet
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Can someone please help me with the link for the applicable cards for this offer and also the process to apply?

Deal Cadet Deal Cadet
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guest_999 wrote:
Only cards are millennia & sbi cashback card & both running on loopholes so no telling when it will be stopped.

how to get 5% using millenia?

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