SBI Agent issued me SBI CARD i.e Co-branded one SBI HC Lifestyle Credit Card, Can I downgrade?

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Recently I applied for SBICARD, they told me that I will be getting BPCL, infact they took my sign on BPCL application form when KYC was being done. However, on tele-verification, I didn’t paid much attention to card variant but it did got approved and I got SBI HC Lifestyle Card. Did anyone got any upgrade or downgrade to their classic variants like SBI SIMPLYCLICK, SIMPLYSAVE, BPCL, etc?

I called CC but they said co-branded cards can’t be downgraded/upgraded. What should I do?

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You can keep using the card for a while.

And can apply for another card, Since you already own a SBI card now. Chances for 2nd approval will be more.

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