sbi arogya plus policy (help required)

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Entertainer
kartikxxx

Hello,

M looking for a health insurance for mother. She is diabetic and currently covered under star diabetic policy since 5 years.

The premium of star policy is now creating some pain, as age increases the premium gets more.

So m looking for a new company for this purpose.

Today, i visited sbi bank for some personal work then there i enquired about their policies, the attendant told me about “arogya plus” ,main highlight was fixed premium.

Though he denied of porting ( so that i can save waiting period of 4 years).

Anyone who owns this policy “arogya plus” or know about this , kindly share details (like copay or any hidden thing) as the sbi attendant has no proper info, all he shared is a print out, image attached.

IMG20220127115235
Tia.

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Any better policy you want to suggest, which resolve both the issues (premium and porting)?

Helpful Helpful
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Can you pm me .. i am a certified insurance advisor.

Entertainer Entertainer
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Okay, so porting is allowed but as i claimed last year (took claim of 20k) so for that reason porting is not allowed.
Also, copay is not there. It’s 100% cashless or reimbursed.

@igen

Deal Newbie Deal Newbie
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They paid only Rs.15k out of my claim of 1.8Lac for covid. Sbi General insurance – Mediassist TPA health insurance.

Filed a case in Onbudsman. Got the entire amount plus some compensation. All this only because i know good lawyer and have many doctors in my family who guided me how to fight it. And this is the 2ND TIME they have done this to me. Stay AWAY from SBI AND MEDIASSIST.

SBI is a small Private insurance company. They Never settle claims. Personal Experience.

Entertainer Entertainer
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Covid was tricky situation though..

Good that you got full compensation.
Also what reason they gave for less amount and whats mediaassist?

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