https://www.desidime.com/discussions/sbi-card-ratio-of-salary-vs-credit-limit?page=1#post_8896106
Salary 60k
Combined limit 191k
SBI Card: Ratio of Salary vs Credit Limit
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Question relevant to people holding multiple SBI credit cards:
1. What is the approximate ratio of combined credit limit (across all SBI cards) to the net monthly salary.
2. Do they accept ITR as income proof to raise the credit limit?
1. What is the approximate ratio of combined credit limit (across all SBI cards) to the net monthly salary.
2. Do they accept ITR as income proof to raise the credit limit?
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https://www.desidime.com/discussions/sbi-card-ratio-of-salary-vs-credit-limit?page=1#post_8896111
1. Mine is 2.77 times my monthly salary.
https://www.desidime.com/discussions/sbi-card-ratio-of-salary-vs-credit-limit?page=1#post_8896127
didn't share any pay slip but got 1.5L as limit
https://www.desidime.com/discussions/sbi-card-ratio-of-salary-vs-credit-limit?page=1#post_8896130
My simplyclick is 0.75 times my salary and that is too after 1 limit enhancement.
https://www.desidime.com/discussions/sbi-card-ratio-of-salary-vs-credit-limit?page=1#post_8896322
No point asking such things because limit is decided by sbi card system after taking multiple factors into consideration & not just monthly salary, same for manually requesting increase in credit limit where submission of itr/salary slip does not guarantee anything.
https://www.desidime.com/discussions/sbi-card-ratio-of-salary-vs-credit-limit?page=1#post_8896346
Mine is 2X
https://www.desidime.com/discussions/sbi-card-ratio-of-salary-vs-credit-limit?page=1#post_8896348
Read it slavery 😔
https://www.desidime.com/discussions/sbi-card-ratio-of-salary-vs-credit-limit?page=1#post_8896370
1:20 ratio
https://www.desidime.com/discussions/sbi-card-ratio-of-salary-vs-credit-limit?page=1#post_8896399
bikidas2060 wrote:Slavery indeed. A friend of mine called Credit cards as "UDHAAR" card...Read it slavery 😔
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