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SBI Cashback Card - Trick to buy Fuel or Pay Utility bills & get 6.5% Cashback/discount

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abhishek012

SBI Cashback Card - Trick to buy Fuel or Pay Utility bills and get 6.5% Cashback/discount:

1) For Utility bills/Recharge/LIC/Insurance/electricity/gas etc payment buy Amazon gv with 1.5% discount from SBI yono website and get Flat 5% Cashback - https://www.gyftr.com/sbiyono/brands/amazon-gif...

For Fuel purchases -

2) Buy BPCL vouchers with 0.5% discount (EGVs can be redeemed at all BPCL petrol pumps which have PINE LABS enabled machines) - https://www.gyftr.com/sbiyono/brands/bpcl-gift-...

3) Buy HPCL pay code with Kindle 2 months subscription promo code - https://www.gyftr.com/sbiyono/brands/hp-petro-p...

4) IOCL (this is not verified, we get 5% SBI Cashback Card or not) 0.75% discount on Purchase of Rs.500 & above - https://one4u.easyfu...n/

Note - Gyftr yono website already verified we get 5% cashback for SBI Cashback card. Buy any branch gv from here - https://www.gyftr.com/sb...o/

5) Also Buy Rs 2000 Flipkart voucher and get Rs 50 HPCL voucher free - https://www.gyftr.com/sbiyono/brands/flipkart-g...

Note - After transaction, if your SBI Credit card block then call SBI customer care and unblock, you will also receive a call for card unblocking. Dnt miss the call.

Also note - Gyftr via yono sbi yono portal have 15k limit per number you can create account from multiple mobile numbers.

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Cool Cool
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I am using below method for fuel payments .


In Amazon frequently getting 100 on 3000 or 105 on 3000 gift card offer.

Purchasing using SBI cashback card. Getting 150 cashback Total benefit 250 on 3000, 8%.

Now load ICICI fastag using Amazon pay balance from fastag icici website.

Approx charges 1.65% Now from HPPAY app, pay via fastag. You will recieve 4 payback points per 100 for paying through HPPAY. Around 1% returns.

8%-1.65%+1% is the final benefit So overall 7+% benefit. 
Deal Subedar Deal Subedar
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DEALSTER wrote:

Stop money rotation guys. You will eventually force SBI to stop the benefits for everyone. Use it for genuine spends and enjoy the benefits. I really hope DD creates a system to block such threads.


@abhishek012

This is not rotation. It is for spending of petrol purchase. Daily need.

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Deal Newbie Deal Newbie
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Same credit card using on Multiple Gyftr Accounts will block your Gyftr account. 

Deal Cadet Deal Cadet
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MagicalChat wrote:

Same credit card using on Multiple Gyftr Accounts will block your Gyftr account. 

sharing the trick openly will not block the trick??
Deal Newbie Deal Newbie
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Any way to recharge FastTag and still get 5%? 😄

Helpful Helpful
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narayana1dd249 wrote:
sharing the trick openly will not block the trick??
That’s the goal.
Finance Ninja Finance Ninja
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Not going to otp page itself.. showing transaction failed
Deal Subedar Deal Subedar
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any offer to get this card (already have Ola SBI CC )?

Cool Cool
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I am using below method for fuel payments .


In Amazon frequently getting 100 on 3000 or 105 on 3000 gift card offer.

Purchasing using SBI cashback card. Getting 150 cashback Total benefit 250 on 3000, 8%.

Now load ICICI fastag using Amazon pay balance from fastag icici website.

Approx charges 1.65% Now from HPPAY app, pay via fastag. You will recieve 4 payback points per 100 for paying through HPPAY. Around 1% returns.

8%-1.65%+1% is the final benefit So overall 7+% benefit. 
Deal Subedar Deal Subedar
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Lol first post without any usage of UPI or rupay🤣.

Deal Cadet Deal Cadet
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The Customer Care number that one needs to call is a premium number and it usually takes 15 minutes to unblock the card so it costs around 30 INR to unblock the card  everytime 😄

Community Angel Community Angel
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Ye bhi gaya

T: this trick also gone 😂

Helpful Helpful
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anjukkumar wrote:

The Customer Care number that one needs to call is a premium number and it usually takes 15 minutes to unblock the card so it costs around 30 INR to unblock the card  everytime 😄

Which operator? I use JIo to call all customer care.. no charges till now
Helpful Helpful
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Does HPCL/BPCL/IOCL pumps accept these gift cards easily? I am living in a tier 3 city currently.. not sure if they will accept these
Deal Subedar Deal Subedar
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Combine amazon pay + Junio , get 7 percent in Petrol payment.

Deal Cadet Deal Cadet
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hirenbhut93975 wrote:

@abhishek012

1) For Utility bills/Recharge/LIC/Insurance/electricity/gas etc payment buy Amazon gv with 1.5% discount from SBI yono website and get Flat 5% Cashback - https://www.gyftr.com/sbiyono/brands/amazon-gif...

Which card/credit debit or all? where is write 5% cashback

Gyftr give flat 1.5% discount on Amazon voucher on all SBI CC's and DC's (Max.15K purchase per month)

SBI Cashback card get additional 5% CB on Gyftr purchases


But, be aware SBI blocks most of the cards everytime you try to purchase from Gyftr, you can get it unblocked easily and try again but the necx transaction can go through or card get blocked again. it's just luck

Deal Cadet Deal Cadet
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Anyone transaction successful..?

Pro Blogger Pro Blogger
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hirenbhut93975 wrote:

@abhishek012

1) For Utility bills/Recharge/LIC/Insurance/electricity/gas etc payment buy Amazon gv with 1.5% discount from SBI yono website and get Flat 5% Cashback - https://www.gyftr.com/sbiyono/brands/amazon-gif...

Which card/credit debit or all? where is write 5% cashback

SBI Cashback credit card offer 5% cashback on gyftr purchase + 1.5% discount. Total 6.6% profit.
Pro Blogger Pro Blogger
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DrDNA wrote:

Combine amazon pay + Junio , get 7 percent in Petrol payment.

Amazon pay + Junio 7% ? how ?

Deal Cadet Deal Cadet
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chiraggyl170 wrote:
Which operator? I use JIo to call all customer care.. no charges till now
My primary number is Airtel Postpaid but if I use my secondary Jio prepaid SIM (with no charge) I need to verify so I use primary number for the financial related calls. 
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Pravnz wrote:

Gyftr give flat 1.5% discount on Amazon voucher on all SBI CC's and DC's (Max.15K purchase per month)

SBI Cashback card get additional 5% CB on Gyftr purchases


But, be aware SBI blocks most of the cards everytime you try to purchase from Gyftr, you can get it unblocked easily and try again but the necx transaction can go through or card get blocked again. it's just luck

Per gyftr account 15k allowed per month.

create new gyftr account with new mobile number and use same SBI Cashback credit card.
Deal Lieutenant Deal Lieutenant
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They didn't unblock quickly

Deal Subedar Deal Subedar
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DEALSTER wrote:

Stop money rotation guys. You will eventually force SBI to stop the benefits for everyone. Use it for genuine spends and enjoy the benefits. I really hope DD creates a system to block such threads.


@abhishek012

This is not rotation. It is for spending of petrol purchase. Daily need.

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DrDNA wrote:

This is not rotation. It is for spending of petrol purchase. Daily need.

I am pointing out to the link which you have given and not GV purchases/ Everything will be spent eventually. But the fact that it goes through multiple accounts unethically, that too from a source (credit card) which is not meant for money transfer, means it is rotation. Enjoy while it lasts, but I hold such people/activities responsible for bringing down benefits for regular folks.

This is just an example. Some people in this thread can shown you a lot more cases.

https://www.desidime.com/discussions/spend-mone...

Commentator Commentator
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chiraggyl170 wrote:
Which operator? I use JIo to call all customer care.. no charges till now
Some operators like Airtel charge and require talk time balance. I also noticed Jio usually doesn't charge.
Deal Cadet Deal Cadet
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Fanil wrote:
Not going to otp page itself.. showing transaction failed

Facing same issue , is it resolved for you ?

How to resolve. ?

Pro Blogger Pro Blogger
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spids wrote:

Facing same issue , is it resolved for you ?

How to resolve. ?

Use any other device or browser and also disconnect your net and reconnect to change your ip address for mobile data user.
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