SBI Credit Card Minimum Balance Achieve

173°
Deal Cadet
Juniper

I want to take SBI credit card, to get 10% occasional discount on Amazon / Grofers; but afraid that yearly 1lac limit cannot be achieved to get fees waived.

Presently own ICICI Amazon Card. 80% of my spend on Amazon including bill payments / recharge.

Any suggestions on how to achieve SBI credit card minimum spend as well as get maximum benefits. Also any other places I can use it, like SiP etc, where it gives better reward than ICICI.

As Netmeds / Dineout I don’t use.

22 Comments  |  
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Pro Entertainer Pro Entertainer
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Get via FD. No free for FD based cards.
Buy for others.

Deal Cadet Deal Cadet
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No annual fee for FD based SBI credit card? Are you using any? Or could you share information source please?

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Pro Deal Legend Pro Deal Legend
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Use it to fund at nps tier 1 or 2

Deal Cadet Deal Cadet
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Yes, I knew that, but considering ~2% fees, that’s not worth it. Thanks anyway! Any other way?

Benevolent Benevolent
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They usually come with 10% discount on AZ/FK so lend your card so that you too are benefited from it biggrin

Deal Cadet Deal Cadet
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Could you please elaborate?

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Pro Deal Legend Pro Deal Legend
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Use Nobroker to transfer 10k every month with 1% charge. They will not ask for rent agreement

Deal Cadet Deal Cadet
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they always ask for agreement after the first payment ….

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Pro Deal Legend Pro Deal Legend
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Havent asked me yet for 10k. And if you are having problems then pay only 8k. For 8k or less rent agreement is not required

Deal Subedar Deal Subedar
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Use Sbi on bill payments its gives 2.5% via GV load

Deal Cadet Deal Cadet
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You mean on Amazon?

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