SBI Credit Card refusal at the time of delivery

257°
Deal Cadet
Rock121

Hi guys,

I have applied for SBI CC and yesterday I got a message that it has been shipped.

But the issue is that I don’t want this CC and I want to cancel this right away. Could I do this by simply refusing at the time of delivery ?

Or if there is any other way of closing the CC right away then please suggest pray

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Helpful Helpful
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Here I want but they rejected even everything looks good from cibil and salary point of view. Other side you don’t want stuck_out_tongue_closed_eyes rolleyes

Community Angel Community Angel
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Which variant?

Deal Cadet Deal Cadet
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SBI simplyclick

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Finance Ninja Finance Ninja
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Joining benefit is 500 Amazon gv, right??
Secure card on cred, you get 100

You pay joining fee of 590..
Then close card if you don’t want it sweat_smile


Hard enquiry is already reflected in report so it wouldn’t make much difference now..
Credit account won’t show in report if you close it soon.

Deal Cadet Deal Cadet
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Thanks for the suggestion.

When should I close it then ? So that it doesn’t effect my credit report.

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Helpful Helpful
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if you reject the delivery..It will go back to SBI cards centre..They will again re dispatch the card..they will do 3 attempts to deliver card..To avoid these cycle..just accept the card..Close it properly after 1st billing cycle..

Deal Cadet Deal Cadet
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I have also applied for simply click but they approved me BPCL Card First then i contacted them and they send me Simply Click, But Both card is working with same limit. Will they Charge Annual Fee For Both Card?? 

Generous Generous
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If both are active then u will have to pay for both.

Deal Cadet Deal Cadet
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How to Deactive BPCL , As It was only showing simply click card on my SBI CArd App

Finance Ninja Finance Ninja
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@abhishek121 Any reason to close this card ? 🤔
SBI has the most consistent online offers throughout the year…

Deal Cadet Deal Cadet
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Actually, I only need one CC and some days ago I got HDFC CC, that’s why I want to close this.

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Benevolent Benevolent
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Use it for 10 months and close, may be if u r lucky they may convert it to LTF

If by chance u get to spend 1lac then u get 2000 worth Cleartrip GV also which can be exchanged here for Rs1700 around

Generous Generous
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Sbi offer always require high spend and waiving off annual req 1L spend

better go for axix ace giveing 2%  online/offline also 3-7% on amazon/flipkart via grab 

amex mrcc 7% on evrything upto 6k/month 4% thereafter upto20k/month

Simplyclick only good for flipkart giving 7.25% via yono, if your yearly spend is less then 8k on flipkart then cancel it, they give some milestone travel voucher on high spend see that too


i always wonder why not people order and cancel fromamazon some high price thing to get the annual fees waive off



Pro Analyst Pro Analyst
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You’re wrong in your assessment at 2 points. SimplyClick gives 1.25% on Flipkart, and if through YONO, 5% Flipkart GV extra. But this 5% YONO Offer is not applicable during SBI Cards Instant Offers on Flipkart.

Hope you got it.

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Deal Subedar Deal Subedar
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By far this is the best card from SBI. Why do you want to close it?

Benevolent Benevolent
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Not anymore. They have removed 10x rewards for Amazon gv, bill payment & shopping during sale.

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