SBI Credit Card refusal at the time of delivery
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Hi guys,
I have applied for SBI CC and yesterday I got a message that it has been shipped.
But the issue is that I don’t want this CC and I want to cancel this right away. Could I do this by simply refusing at the time of delivery ?
Or if there is any other way of closing the CC right away then please suggest
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Which variant?
SBI simplyclick
Joining benefit is 500 Amazon gv, right??
Secure card on cred, you get 100
You pay joining fee of 590..
Then close card if you don’t want it
Hard enquiry is already reflected in report so it wouldn’t make much difference now..
Credit account won’t show in report if you close it soon.
Thanks for the suggestion.
When should I close it then ? So that it doesn’t effect my credit report.
if you reject the delivery..It will go back to SBI cards centre..They will again re dispatch the card..they will do 3 attempts to deliver card..To avoid these cycle..just accept the card..Close it properly after 1st billing cycle..
I have also applied for simply click but they approved me BPCL Card First then i contacted them and they send me Simply Click, But Both card is working with same limit. Will they Charge Annual Fee For Both Card??
If both are active then u will have to pay for both.
How to Deactive BPCL , As It was only showing simply click card on my SBI CArd App
@abhishek121 Any reason to close this card ? 🤔
SBI has the most consistent online offers throughout the year…
Actually, I only need one CC and some days ago I got HDFC CC, that’s why I want to close this.
Use it for 10 months and close, may be if u r lucky they may convert it to LTF
If by chance u get to spend 1lac then u get 2000 worth Cleartrip GV also which can be exchanged here for Rs1700 around
Sbi offer always require high spend and waiving off annual req 1L spend
better go for axix ace giveing 2% online/offline also 3-7% on amazon/flipkart via grab
amex mrcc 7% on evrything upto 6k/month 4% thereafter upto20k/month
Simplyclick only good for flipkart giving 7.25% via yono, if your yearly spend is less then 8k on flipkart then cancel it, they give some milestone travel voucher on high spend see that too
i always wonder why not people order and cancel fromamazon some high price thing to get the annual fees waive off
You’re wrong in your assessment at 2 points. SimplyClick gives 1.25% on Flipkart, and if through YONO, 5% Flipkart GV extra. But this 5% YONO Offer is not applicable during SBI Cards Instant Offers on Flipkart.
Hope you got it.
By far this is the best card from SBI. Why do you want to close it?
Not anymore. They have removed 10x rewards for Amazon gv, bill payment & shopping during sale.
Here I want but they rejected even everything looks good from cibil and salary point of view. Other side you don’t want