SBI Credit Card suggestion

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Deal Subedar
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Hello Friends,
I already have SBI IRCTC train booking credit card.
Now I want to get SBI simplyClick credit card and I have some queries:

1. Will SBI issue a second credit card (simply click). I don;t want to lose the existing CC.
2. Will the limit be shared between two credit cards? If yes, how can I get a separate limit?
3. Whats the easiest method of acquiring this second credit card as I already have one.
4. Will SBI make a hard CIBIL enquiry for issuing a second credit card?

22 Comments  |  
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1. SBI allows 2 card simultaneously: one normal and one co-branded. So you should be fine.
2. No
3. Apply on website
4. Yes

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SBI doesn’t allow more than 1 CC for a person(friend applied for another sbi card & was rejected because of this very reason). Better try to get ICICI Amazon pay card &/or axis flipkart card.

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Konquerror wrote:

1. SBI allows 2 card simultaneously: one normal and one co-branded. So you should be fine.
2. No
3. Apply on website
4. Yes

Friend applied for co-branded card only while still holding a sbi card & yet his application was rejected & reason given was exactly this(a customer can not be issued 2 sbi cards).

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Hii actullay I have small dought
I have two SBI cards simply click and bpcl
Can I have 3rd SBI card?
(Thinking of ola SBI card)

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nandamuri.balakrishna wrote:

Hii actullay I have small dought
I have two SBI cards simply click and bpcl
Can I have 3rd SBI card?
(Thinking of ola SBI card)

According to @Konquerror only 2 allowed.
But you should try.
Miracle may happen smile

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1. Yes , as you have IRCTC SBI card which co-branded card so no issue in getting another card.
2. No, each card will have different limit. SBI assigns limit based on their algorithm which considers your salary or ITR, cibil score etc.
3. Same as any other card application process. just apply from their website and submit id/address proofs and income docs to the person who comes to collect docs.
4. Yes

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nandamuri.balakrishna wrote:

Hii actullay I have small dought
I have two SBI cards simply click and bpcl
Can I have 3rd SBI card?
(Thinking of ola SBI card)

As per cc they’ll issue third card, I have applied for ola card yesterday.. Will let you know status

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AppleFan wrote:

As per cc they’ll issue third card, I have applied for ola card yesterday.. Will let you know status

Do update here because my friend couldn’t even get a 2nd co-branded sbi card despite having a good cibil score on his 1st sbi card & sbi customer care told him the reason as no customer can be issued more than 1 card.

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AppleFan wrote:

As per cc they’ll issue third card, I have applied for ola card yesterday.. Will let you know status

@AppleFan any updates for your OLA SBI CC ?

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guest_999 wrote:

Do update here because my friend couldn’t even get a 2nd co-branded sbi card despite having a good cibil score on his 1st sbi card & sbi customer care told him the reason as no customer can be issued more than 1 card.

Same happened with me. I have Simply Click and applied for OLA SBI card, SBI rejected saying you already have SBI cc. No matter how much level I escalated this issue, every time they gave same reply. cry

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manikantaks4u wrote:

Same happened with me. I have Simply Click and applied for OLA SBI card, SBI rejected saying you already have SBI cc. No matter how much level I escalated this issue, every time they gave same reply. cry

Turned out it is only ola sbi card that is creating issues,other co-branded cards can be get.Seems like ola sbi card is not going smooth for sbi card as a company.

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manikantaks4u wrote:

Same happened with me. I have Simply Click and applied for OLA SBI card, SBI rejected saying you already have SBI cc. No matter how much level I escalated this issue, every time they gave same reply. cry

Did you see in ola app about rejection or in a In SBI website ?

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nimod wrote:

@AppleFan any updates for your OLA SBI CC ?

@guest_999 Received call today from cc department and they confirmed me as I’m using two cards they will issue third card based on limit sharing with earlier two cards and new limit will not be granted.
As per them my card will reach in 7 days.

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AppleFan wrote:

@guest_999 Received call today from cc department and they confirmed me as I’m using two cards they will issue third card based on limit sharing with earlier two cards and new limit will not be granted.
As per them my card will reach in 7 days.

Yes, they address not giving new limits want more.
Even for second cc.

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Same here. Using sbi simplyclick applied for vistara card and received sms limit would be shared and if i am not ok with it sms no within next 24hrs.

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jambui wrote:

Same here. Using sbi simplyclick applied for vistara card and received sms limit would be shared and if i am not ok with it sms no within next 24hrs.

I didn’t reply,
No call received,
Today received email about new card number

Not sure how are things happening?

Missing