SBI Credit Card suggestion

159°
Deal Subedar
nimod

Hello Friends,
I already have SBI IRCTC train booking credit card.
Now I want to get SBI simplyClick credit card and I have some queries:

1. Will SBI issue a second credit card (simply click). I don;t want to lose the existing CC.
2. Will the limit be shared between two credit cards? If yes, how can I get a separate limit?
3. Whats the easiest method of acquiring this second credit card as I already have one.
4. Will SBI make a hard CIBIL enquiry for issuing a second credit card?

22 Comments  |  
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Deal Cadet Deal Cadet
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1. SBI allows 2 card simultaneously: one normal and one co-branded. So you should be fine.
2. No
3. Apply on website
4. Yes

Critic Critic
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Friend applied for co-branded card only while still holding a sbi card & yet his application was rejected & reason given was exactly this(a customer can not be issued 2 sbi cards).

Critic Critic
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SBI doesn’t allow more than 1 CC for a person(friend applied for another sbi card & was rejected because of this very reason). Better try to get ICICI Amazon pay card &/or axis flipkart card.

Deal Subedar Deal Subedar
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Hii actullay I have small dought
I have two SBI cards simply click and bpcl
Can I have 3rd SBI card?
(Thinking of ola SBI card)

Deal Subedar Deal Subedar
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According to @Konquerror only 2 allowed.
But you should try.
Miracle may happen smile

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Deal Subedar Deal Subedar
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Thnks + KG @Konquerror

Deal Cadet Deal Cadet
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1. Yes , as you have IRCTC SBI card which co-branded card so no issue in getting another card.
2. No, each card will have different limit. SBI assigns limit based on their algorithm which considers your salary or ITR, cibil score etc.
3. Same as any other card application process. just apply from their website and submit id/address proofs and income docs to the person who comes to collect docs.
4. Yes

Spearhead Spearhead
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Sbi gives 2 cc for an individual

Generous Generous
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Same here. Using sbi simplyclick applied for vistara card and received sms limit would be shared and if i am not ok with it sms no within next 24hrs.

Deal Subedar Deal Subedar
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I didn’t reply,
No call received,
Today received email about new card number

Not sure how are things happening?

replyuser
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