SBI Elite CC worth it?

Deal Cadet

I’m getting pre-approved from sbi for sbi elite card is it worth for the ₹5k annual fee? I already have sbi simplyclick I don’t really need another card from same bank. If I take this card is there any way I can get ₹5k worth of cashback,coupons or anything to cancel the annual fee with a yearly spending of ₹1.5 lakhs (daily usage like groceries,bills etc)

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It is good only for first year. Not so good from second year

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