I just visited SBI's websites & saw that they don't charge anything for a new card issuance. Effectively, every card is FYF & the fee is charged for every debit card from the second year onwards.
Doesn't that give the user an option to close the card exactly before the first year ends/charges are deducted & get a new one issued for free, thereby making it effectively free?
This is just a quick & random thought. I haven't read the fine prints & might be missing something.
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Chalo aisa hota hoga to bhi ab bnd ho jaega
Anyways Qrtrly intrest credited = rs. 300
Db charges = 200 + gst.
Sms charges= 50+ gst
Eod = balance juss ka tasss..
I am happy even if I don't get another card & just be without a card 😝
Thanks you your post remind that I have SBI bank account. Will tomorrow go to bank for closing bank or upgrade to minor to main branch
You can cancel card for 2 times before amc reflecting in statement, from 3rd time it will show you error and you won't be able to raise new card request.