SBI SimpleClick or CashBack(recently launched)
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https://www.desidime.com/discussions/sbi-simpleclick-or-cashback-recently-launched?page=1#post_8668899
it is, if you ignore every other bank discount and use only only SBI by paying the full amount.
https://www.desidime.com/discussions/sbi-simpleclick-or-cashback-recently-launched?page=1#post_8666876
Simply go for cashback.
https://www.desidime.com/discussions/sbi-simpleclick-or-cashback-recently-launched?page=1#post_8666894
Simply click for Cashback on website.
https://www.desidime.com/discussions/sbi-simpleclick-or-cashback-recently-launched?page=1#post_8666899
Cashback, even if you won't be able to spend 2L. By spending about 24k on the accelerated 5% category you'll be even outing the fee, any spends above that will be your cashback earnings.
https://www.desidime.com/discussions/sbi-simpleclick-or-cashback-recently-launched?page=1#post_8684412
Hi all,I am already having sbi simply click credit card and applied for this card and got call from team that offline kyc person come to home.Once I get new card planning to close the other card.How much impact it will be there for my cibil score.
What are the things to be checked with person who comes for offline kyc.i mean whether he is genuine person or not.
Please help.
https://www.desidime.com/discussions/sbi-simpleclick-or-cashback-recently-launched?page=1#post_8684454
My impression about CIBIL Score is, if u r paying all your dues in time , it will not affect that much. Regarding KYC, SBI does this thru third parties. In my case i observed below few things for my satisfaction. 1. He was using a SBI Theme kinda app. 2. The physical form I signed was SBI's form. 3. I didn't ask him directly about his authenticity. But indirectly asked him about his office address, about his earnings per KYC etc. He was a very nice and polite guy. BTW My application is still pending.
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Go for the new cashback card. And switch when it is devalued. Also 2 lakhs spend is easy to attain to waive annual fees.