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SBI Simply click or Prime... Please suggest, also look inside on how to get sbi cc without salary slip/ITR/card to card basis

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SARDARKHAN

I am going to get a sbi credit card and I am eligible for both SBI Simply click and prime
my main requirements are
mainly online spends
want good cashback(reward)
dont want any yearly fee

also I am very much thinking to get the prime card only but it has 3k annual fee and I will not spend 3 lac to reverse it

so please suggest be
1. which card to opt for
2. anyway to get prime card life time free
3. any extra benefits or vouchers for prime ?

40 Comments  |  
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Pro Entertainer Pro Entertainer
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Go with Simply click

Deal Subedar Deal Subedar
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+1 Dimply Click
Vanguard Vanguard
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How do you determine you are eligible for prime? Via their income criteria or through local branch?

Deal Cadet Deal Cadet
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Simply click is good
Annual is 499 and they give you amazon gift card of 500 in return. So basically nil fees

Benevolent Benevolent
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GST Extra Rs90

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Deal Subedar Deal Subedar
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Go for SBI SimplyCLICK card as you’ll make online purchases mostly

Deal Lieutenant Deal Lieutenant
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thanks all for the suggestion I was tempting and no denying still tempted for the prime card but I think sbi click will be better confused
also how I got eligible for the sbi cc is given in next post

Deal Lieutenant Deal Lieutenant
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sbi executive in the branch told me that they cant give me cc via card to card basis but she also told me how to get the sbi cc-

so here is the thing we get interest after every three month(quater) which is credit on 25th of the month
to be specific every 25th of march, june, september, december
so she told me to get the sbi click cc last three quater interest must be above 500
for sbi prime card it must be above 1000
for the elite card it must be above 10,000
so I loaned lac from my relative last year to do this thing and now I have got >1000 interest in last three quater
so I will get the cc and will return the money

Deal Lieutenant Deal Lieutenant
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also when you are applying your current average balance must be above
750 for sbi click
1500 for prive
15000 for elite

p.s- we can see our average balance via sbi netbanking

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Vanguard Vanguard
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I have been very hesitant to get an SBI card. Have received numerous calls begging to apply for one but never really interested.
@SARDARKHAN what made you opt for SBI in particular? Why not other banks?

Deal Lieutenant Deal Lieutenant
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I am regular with my cc payments so thought to get 3-4 cc to utilize them as when offer comes
also if you are regular with the payments more card increases the cibil score

Deal Subedar Deal Subedar
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I face problem in SBI debit card for online purchase… Anyone help…

Community Angel Community Angel
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What error you are getting

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Trailblazer Trailblazer
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Now sbi is providing CC on basis of savings account also but u have to maintain atleast 30 to 50k in d last 6 months

Community Angel Community Angel
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How can you say that?

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Deal Cadet Deal Cadet
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I got Yes bank business priority master card with free lounge access on card to card basis life time free. Min 1lac limit required for Card to Card

Vanguard Vanguard
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I got a call from branch saying that I am shortlisted for a domestic card and not an international one. Normal card. joy

Deal Cadet Deal Cadet
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is there any maximum limit on 10x reward points per month in simply clik?

Community Angel Community Angel
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No limit

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