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SBI Simply click or Prime... Please suggest, also look inside on how to get sbi cc without salary slip/ITR/card to card basis

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SARDARKHAN

I am going to get a sbi credit card and I am eligible for both SBI Simply click and prime
my main requirements are
mainly online spends
want good cashback(reward)
dont want any yearly fee

also I am very much thinking to get the prime card only but it has 3k annual fee and I will not spend 3 lac to reverse it

so please suggest be
1. which card to opt for
2. anyway to get prime card life time free
3. any extra benefits or vouchers for prime ?

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Pro Entertainer Pro Entertainer
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Go with Simply click

Deal Cadet Deal Cadet
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How do you determine you are eligible for prime? Via their income criteria or through local branch?

Deal Cadet Deal Cadet
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Simply click is good
Annual is 499 and they give you amazon gift card of 500 in return. So basically nil fees

Pro Shopping Friend Pro Shopping Friend
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kkrulesdnation wrote:

Simply click is good
Annual is 499 and they give you amazon gift card of 500 in return. So basically nil fees

GST Extra Rs90

Deal Cadet Deal Cadet
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caks2006407 wrote:

GST Extra Rs90

If you Apply via SBI site directly, you can get 250 BMS eGV.

Also if you want LTF then consult SBI credit card team if they have any offer for you.

Deal Subedar Deal Subedar
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Go for SBI SimplyCLICK card as you’ll make online purchases mostly

Deal Lieutenant Deal Lieutenant
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thanks all for the suggestion I was tempting and no denying still tempted for the prime card but I think sbi click will be better confused
also how I got eligible for the sbi cc is given in next post

Deal Lieutenant Deal Lieutenant
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sbi executive in the branch told me that they cant give me cc via card to card basis but she also told me how to get the sbi cc-

so here is the thing we get interest after every three month(quater) which is credit on 25th of the month
to be specific every 25th of march, june, september, december
so she told me to get the sbi click cc last three quater interest must be above 500
for sbi prime card it must be above 1000
for the elite card it must be above 10,000
so I loaned lac from my relative last year to do this thing and now I have got >1000 interest in last three quater
so I will get the cc and will return the money

Deal Lieutenant Deal Lieutenant
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SARDARKHAN wrote:

sbi executive in the branch told me that they cant give me cc via card to card basis but she also told me how to get the sbi cc-

so here is the thing we get interest after every three month(quater) which is credit on 25th of the month
to be specific every 25th of march, june, september, december
so she told me to get the sbi click cc last three quater interest must be above 500
for sbi prime card it must be above 1000
for the elite card it must be above 10,000
so I loaned lac from my relative last year to do this thing and now I have got >1000 interest in last three quater
so I will get the cc and will return the money

also when you are applying your current average balance must be above
750 for sbi click
1500 for prive
15000 for elite

p.s- we can see our average balance via sbi netbanking

Community Angel Community Angel
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SARDARKHAN wrote:

also when you are applying your current average balance must be above
750 for sbi click
1500 for prive
15000 for elite

p.s- we can see our average balance via sbi netbanking

May be your current credit card limit is less than 50000 that’s why she denied giving cc on card to card basis,
But credit card based on savings account interest is an interesting thing I learned

Deal Lieutenant Deal Lieutenant
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drupal wrote:

May be your current credit card limit is less than 50000 that’s why she denied giving cc on card to card basis,
But credit card based on savings account interest is an interesting thing I learned

no she said few months ago they stopped giving cc on card to card basis
might be specific for the city or don’t know what

Deal Cadet Deal Cadet
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I have been very hesitant to get an SBI card. Have received numerous calls begging to apply for one but never really interested.
@SARDARKHAN what made you opt for SBI in particular? Why not other banks?

Deal Subedar Deal Subedar
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I face problem in SBI debit card for online purchase… Anyone help…

Deal Lieutenant Deal Lieutenant
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schumacher wrote:

I have been very hesitant to get an SBI card. Have received numerous calls begging to apply for one but never really interested.
@SARDARKHAN what made you opt for SBI in particular? Why not other banks?

I am regular with my cc payments so thought to get 3-4 cc to utilize them as when offer comes
also if you are regular with the payments more card increases the cibil score

Community Angel Community Angel
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ExpertAdvice wrote:

I face problem in SBI debit card for online purchase… Anyone help…

What error you are getting

Deal Subedar Deal Subedar
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drupal wrote:

What error you are getting

After entering card details… Click on proceed and payment gateway not show (I mean OTP screen not visible)
Shows error " you may click refresh/back button like lines"

Community Angel Community Angel
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ExpertAdvice wrote:

After entering card details… Click on proceed and payment gateway not show (I mean OTP screen not visible)
Shows error " you may click refresh/back button like lines"

I am also getting same error today

Pro Entertainer Pro Entertainer
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ExpertAdvice wrote:

After entering card details… Click on proceed and payment gateway not show (I mean OTP screen not visible)
Shows error " you may click refresh/back button like lines"

@abhishek012 card expert

Community Angel Community Angel
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P_A_N_K_A_J wrote:

@abhishek012 card expert

Rupay card expert
Don’t tag him he hates Visa Master smile
He will suggest to get a rupay classic card
Error was on Visa Master pages

Pro Entertainer Pro Entertainer
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drupal wrote:

Rupay card expert
Don’t tag him he hates Visa Master smile
He will suggest to get a rupay classic card
Error was on Visa Master pages

LoL 😂😂😂

Deal Lieutenant Deal Lieutenant
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Now sbi is providing CC on basis of savings account also but u have to maintain atleast 30 to 50k in d last 6 months

Community Angel Community Angel
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Dileep_kumar wrote:

Now sbi is providing CC on basis of savings account also but u have to maintain atleast 30 to 50k in d last 6 months

How can you say that?

Deal Cadet Deal Cadet
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I got Yes bank business priority master card with free lounge access on card to card basis life time free. Min 1lac limit required for Card to Card

Deal Cadet Deal Cadet
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I got a call from branch saying that I am shortlisted for a domestic card and not an international one. Normal card. joy

Deal Subedar Deal Subedar
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Tejaa wrote:

Go with Simply click

+1 Dimply Click
Deal Cadet Deal Cadet
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is there any maximum limit on 10x reward points per month in simply clik?

Missing