I am going to get a sbi credit card and I am eligible for both SBI Simply click and prime
my main requirements are
mainly online spends
want good cashback(reward)
dont want any yearly fee
also I am very much thinking to get the prime card only but it has 3k annual fee and I will not spend 3 lac to reverse it
so please suggest be
1. which card to opt for
2. anyway to get prime card life time free
3. any extra benefits or vouchers for prime ?
Go with Simply click
How do you determine you are eligible for prime? Via their income criteria or through local branch?
Simply click is good
Annual is 499 and they give you amazon gift card of 500 in return. So basically nil fees
kkrulesdnation wrote:Simply click is good
Annual is 499 and they give you amazon gift card of 500 in return. So basically nil fees
GST Extra Rs90
caks2006407 wrote:GST Extra Rs90
If you Apply via SBI site directly, you can get 250 BMS eGV.
Also if you want LTF then consult SBI credit card team if they have any offer for you.
Go for SBI SimplyCLICK card as you’ll make online purchases mostly
thanks all for the suggestion I was tempting and no denying still tempted for the prime card but I think sbi click will be better 
also how I got eligible for the sbi cc is given in next post
sbi executive in the branch told me that they cant give me cc via card to card basis but she also told me how to get the sbi cc-
so here is the thing we get interest after every three month(quater) which is credit on 25th of the month
to be specific every 25th of march, june, september, december
so she told me to get the sbi click cc last three quater interest must be above 500
for sbi prime card it must be above 1000
for the elite card it must be above 10,000
so I loaned lac from my relative last year to do this thing and now I have got >1000 interest in last three quater
so I will get the cc and will return the money
SARDARKHAN wrote:sbi executive in the branch told me that they cant give me cc via card to card basis but she also told me how to get the sbi cc-
so here is the thing we get interest after every three month(quater) which is credit on 25th of the month
to be specific every 25th of march, june, september, december
so she told me to get the sbi click cc last three quater interest must be above 500
for sbi prime card it must be above 1000
for the elite card it must be above 10,000
so I loaned lac from my relative last year to do this thing and now I have got >1000 interest in last three quater
so I will get the cc and will return the money
also when you are applying your current average balance must be above
750 for sbi click
1500 for prive
15000 for elite
p.s- we can see our average balance via sbi netbanking
SARDARKHAN wrote:also when you are applying your current average balance must be above
750 for sbi click
1500 for prive
15000 for elitep.s- we can see our average balance via sbi netbanking
May be your current credit card limit is less than 50000 that’s why she denied giving cc on card to card basis,
But credit card based on savings account interest is an interesting thing I learned
drupal wrote:May be your current credit card limit is less than 50000 that’s why she denied giving cc on card to card basis,
But credit card based on savings account interest is an interesting thing I learned
no she said few months ago they stopped giving cc on card to card basis
might be specific for the city or don’t know what
I have been very hesitant to get an SBI card. Have received numerous calls begging to apply for one but never really interested.
@SARDARKHAN what made you opt for SBI in particular? Why not other banks?
I face problem in SBI debit card for online purchase… Anyone help…
schumacher wrote:I have been very hesitant to get an SBI card. Have received numerous calls begging to apply for one but never really interested.
@SARDARKHAN what made you opt for SBI in particular? Why not other banks?
I am regular with my cc payments so thought to get 3-4 cc to utilize them as when offer comes
also if you are regular with the payments more card increases the cibil score
ExpertAdvice wrote:I face problem in SBI debit card for online purchase… Anyone help…
What error you are getting
ExpertAdvice wrote:After entering card details… Click on proceed and payment gateway not show (I mean OTP screen not visible)
Shows error " you may click refresh/back button like lines"
I am also getting same error today
ExpertAdvice wrote:After entering card details… Click on proceed and payment gateway not show (I mean OTP screen not visible)
Shows error " you may click refresh/back button like lines"
@abhishek012 card expert
ExpertAdvice wrote:Ok..ping me when error is resolved
Resolved now try now
P_A_N_K_A_J wrote:@abhishek012 card expert
Rupay card expert
Don’t tag him he hates Visa Master 
He will suggest to get a rupay classic card
Error was on Visa Master pages
Now sbi is providing CC on basis of savings account also but u have to maintain atleast 30 to 50k in d last 6 months
Dileep_kumar wrote:Now sbi is providing CC on basis of savings account also but u have to maintain atleast 30 to 50k in d last 6 months
How can you say that?
I got Yes bank business priority master card with free lounge access on card to card basis life time free. Min 1lac limit required for Card to Card
I got a call from branch saying that I am shortlisted for a domestic card and not an international one. Normal card. 
is there any maximum limit on 10x reward points per month in simply clik?
