Hot Deal

SBI Simply Click vs SBI Ola credit card, SBI Ola wins

1370°
Super Stud
Baaap

SBI Ola wins atleast here at DD and for dimers, coz we most of the dimers rarely directly use credit cards on direct website incase there’s any bank offer, we mostly add money in wallet or purchase gift cards, so simply click provide rewards points but Ola provide true cashback, and simply click 5X points equals to Approx which is not exact 1.25ps but Ola providing exact 1% and there’s no headache of redeeming reward points which has expiry but in Ola no expiry of cashback.

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Deal Subedar Deal Subedar
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With Simplyclick, we get cleartrip gv worth 2000 on reaching milestone spend of 1lac and 2lacs…Beat that.

Super Stud Super Stud
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Which is worthless, lots of and better offer are already available for cleartrip and it’s not useful for everyone not everybody travels every year

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Deal Cadet Deal Cadet
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@SanSon for onliners, Simply click is the best SBI card available. With Amazon pay you can shop in amazon and its partners. Even if, clear trip vouchers are not consider still simply click beats ola money card if you shop online.

Super Stud Super Stud
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I never use credit cards on any website directly unless there’s any bank offer, already purchased lots of discounted gift vouchers min 5-10% of Amazon and from Amazon I can purchase any other brands GV if required, secondly I don’t trade GV, so for me Ola wins coz each time we receive real cashback no headache of redeeming expiring RP which value is uncertain.

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Deal Cadet Deal Cadet
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@SanSon would amazon allow you to purchase gift cards from gift card balance !?

Super Stud Super Stud
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No

Shopping Friend Shopping Friend
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For annual spends of 3L + (mostly online payments) is SBI SimplyClick good?

Need a card which gives best returns on the amount I spend. Please advise smile

Pro Shopping Friend Pro Shopping Friend
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Go for it..

Benefits
10x reward points on partner spends.
5x reward points on all other online spends
2k Cleartrip voucher after 100k spends.
Another 2k Cleartrip voucher after 200k spends.

Annual fee waiver if spends over 100k.

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Super Stud Super Stud
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@and987 @malikcool
Q8. What are the charges of redemption fee on SBI Card?

We hereby inform you that on redemption of Reward Points Rs.99.00 plus applicable taxes will be levied on your SBI Card account towards the redemption of Reward Points.

Q23. Are there any charges associated with the reward point redemption process?

A rewards redemption fee of ₹ 99+ Applicable Taxes is debited from your SBI Card account for each redemption request towards delivery and processing charges. Please note, the reward redemption fee + Applicable Taxes would be charged only once in 24 hours irrespective of no. of items redeemed during this period. There are no other charges associated with reward redemption.

Above is the reason I hate reward point system, redemption charges etc whereas in cashback card no condition

Deal Cadet Deal Cadet
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For simply click there are no charges, but for other sbi cards 99 plus GST

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Deal Cadet Deal Cadet
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@SanSon Yes I agree cash back is better then reward points, if it is directly to card account.

Super Stud Super Stud
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You mean to say directly adjusted in statement or added in account like Apay OlaMoney?

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Shopping Friend Shopping Friend
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Does anyone know if SBI issues multiple (2 credit cards to the same person)?

If I already have one can I get another? (CIBIL score 850)? smile

Deal Subedar Deal Subedar
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Yes, I know people who own two SBI variants.

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Deal Subedar Deal Subedar
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I have two SBI cards, one is simply click and other one is SBI Ola. They both have different limits but linked to the same ID

Super Stud Super Stud
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Which one is best?

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Vanguard Vanguard
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Are utility payments such as electricity , insurance,broadband considered for the 1 lakh milestone benefits under simply click?

Deal Cadet Deal Cadet
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Yes. No restrictions on type and place of spend as long as they are made online.

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Shopping Friend Shopping Friend
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Had applied for SBI SimplyClick Credit Card

Executive came today to collect documents

Odd thing is that he Clicked photographs and took only aadhar card and PAN Card and took nothing as salary proof flushed

Now how will they approve card without knowledge about income?

Note:- Already have a co-branded SBI Card and a good CIBIL score (Above 850)

Deal Cadet Deal Cadet
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Congratulations its approved….

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Shopping Friend Shopping Friend
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Anyone having SBI Prime Card?

Verification guy was telling me I’m eligible for that card then why have I applied for SimplyClick card. He said that Prime card was much better with more benefits and all

Is SimplyClick good enough? I don’t want lounge access and all just need good cashback/rewards on my online purchases that’s all? smile

Deal Subedar Deal Subedar
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Ignore and stay with simplyclick.

That’s exactly what I was warned by the agency ppl who processed my simply save card.
When I gave my consent to those agency guys, they quickly ran some eligibility and said, sbi is giving you some higher limit for you and those sbi verification guys might push you prime card for you, you may choose to ignore their recommendation and stay with simply save card (didn’t knew much about simply click at that time, so went ahead with simply save card, which I later converted to simply click over a phone call)

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Shopping Friend Shopping Friend
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My SBI SimplyClick application got approved today within 5 days of application

They gave me SimplyClick MasterCard biggrin

Super Stud Super Stud
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Visa was better

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Deal Subedar Deal Subedar
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Can I convert my SBI fbb cc to SBI irctc cc by calling customer care

Analyst Analyst
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Should be possible to change to any eligible sbi card variant!!

Deal Subedar Deal Subedar
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Have they changed to credit 7% upto Rs. 500 cashback once per statement cycle rather than once per calendar month?

I have not received cashback for my 7th November txn(s) yet whereas they credited me the same for my October 16th txn. My billing cycle is from 16th to 16th.

Anyone else experiencing the same?

Deal Cadet Deal Cadet
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Just converted my simply save card to simply click based on this discussion 🤣🤣🤣

I love these credit card discussions.I wish there was a way to archive them

Deal Cadet Deal Cadet
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Card delivered today!!

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Deal Cadet Deal Cadet
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I feel SBI Ola better than SBI Simply Click, because it gives 7% cashback on Ola Postpaid transaction. I generally buy a Amazon or Flipkart gift voucher from Magicpin by using Ola Postpaid, later I pay Ola Postpaid bill using the SBI Ola Card. So, in this way I get 5% off with Magicpin and 7% cashback with SBI Ola Card. Total 12%, but same thing won’t be possible with SBI Simply Click Card and the maximum we can save is only 2.5%.

Deal Cadet Deal Cadet
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I’m applying that card but they are asking official email id i don’t have officiall email id what to do.
I have sbi simply click already @SanSon

Deal Cadet Deal Cadet
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I think you can use any dummy ID of a famous company. they are not sending any verification email @danishali2020443

Super Stud Super Stud
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Proud SBI Ola credit card holder enjoying 7% 500 p.m in this inflation it’s a boon

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