Hotness SBI Simply Click vs SBI Ola credit card, SBI Ol...

Hot Deal SBI Simply Click vs SBI Ola credit card, SBI Ola wins

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Deal Subedar
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SBI Ola wins atleast here at DD and for dimers, coz we most of the dimers rarely directly use credit cards on direct website incase there’s any bank offer, we mostly add money in wallet or purchase gift cards, so simply click provide rewards points but Ola provide true cashback, and simply click 5X points equals to Approx which is not exact 1.25ps but Ola providing exact 1% and there’s no headache of redeeming reward points which has expiry but in Ola no expiry of cashback.

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32 Dimers
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Deal Cadet
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With Simplyclick, we get cleartrip gv worth 2000 on reaching milestone spend of 1lac and 2lacs…Beat that.

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Deal Subedar
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prabhatk26 wrote:

With Simplyclick, we get cleartrip gv worth 2000 on reaching milestone spend of 1lac and 2lacs…Beat that.

Which is worthless, lots of and better offer are already available for cleartrip and it’s not useful for everyone not everybody travels every year

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Deal Cadet
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SanSon wrote:

Which is worthless, lots of and better offer are already available for cleartrip and it’s not useful for everyone not everybody travels every year

For you its worthless, but any can sell it for min 1500 on DD if one doesn’t intend to use

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SanSon wrote:

Which is worthless, lots of and better offer are already available for cleartrip and it’s not useful for everyone not everybody travels every year

Bro you have no idea.. what you are talking about. smile

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Deal Subedar
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SanSon wrote:

Which is worthless, lots of and better offer are already available for cleartrip and it’s not useful for everyone not everybody travels every year

Which card do you have?

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SanSon wrote:

Which is worthless, lots of and better offer are already available for cleartrip and it’s not useful for everyone not everybody travels every year

It is not a code it is a gift voucher. If the flight costs more than 2k one can purchase more of these gvs at discount from snapdeal/woohoo and book (3 can be combined in a single booking). If you use ola a even moderately ola sbi makes sense.

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Deal Newbie
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@SanSon for onliners, Simply click is the best SBI card available. With Amazon pay you can shop in amazon and its partners. Even if, clear trip vouchers are not consider still simply click beats ola money card if you shop online.

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igen wrote:

It is not a code it is a gift voucher. If the flight costs more than 2k one can purchase more of these gvs at discount from snapdeal/woohoo and book (3 can be combined in a single booking). If you use ola a even moderately ola sbi makes sense.

Both card makes sense brother.
SimplyCLICK is very good for transacting on Amazon wherein one can get Rs. 500 worth AGC by redeeming 2k RPs that they will get by buying 20k worth product whereas SBI Olamoney card will only give Rs. 200 cashback in Olamoney account.

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Deal Subedar
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I never use credit cards on any website directly unless there’s any bank offer, already purchased lots of discounted gift vouchers min 5-10% of Amazon and from Amazon I can purchase any other brands GV if required, secondly I don’t trade GV, so for me Ola wins coz each time we receive real cashback no headache of redeeming expiring RP which value is uncertain.

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SanSon wrote:

I never use credit cards on any website directly unless there’s any bank offer, already purchased lots of discounted gift vouchers min 5-10% of Amazon and from Amazon I can purchase any other brands GV if required, secondly I don’t trade GV, so for me Ola wins coz each time we receive real cashback no headache of redeeming expiring RP which value is uncertain.

@Rahil42 @asen @AnnamalaiNryaa @igen @and987 @sardasa

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SanSon wrote:

@Rahil42 @asen @AnnamalaiNryaa @igen @and987 @sardasa

Whats your point? You can like any card that suits your need. I never say anything about it. But you are providing wrong information regarding the cleartrip (2000+2000) milestone gift voucher received from simplyclick. That is what I mentioned.

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SanSon wrote:

I never use credit cards on any website directly unless there’s any bank offer, already purchased lots of discounted gift vouchers min 5-10% of Amazon and from Amazon I can purchase any other brands GV if required, secondly I don’t trade GV, so for me Ola wins coz each time we receive real cashback no headache of redeeming expiring RP which value is uncertain.

Value is Certain/fix. For Rs.500 Amazon gift card – 2000 points required.

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_One_Miller_ wrote:

Value is Certain/fix. For Rs.500 Amazon gift card – 2000 points required.

So your conclusion simply click is better than ola?

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SanSon wrote:

So your conclusion simply click is better than ola?

Naah, it depends on usage of person & vary from person to person. If you need direct cashback, Amazon Pay ICICI card gives 1% to Pay balance & Axis Flipkart gives Statement credit of 1.5%.

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Deal Subedar
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_One_Miller_ wrote:

Naah, it depends on usage of person & vary from person to person. If you need direct cashback, Amazon Pay ICICI card gives 1% to Pay balance & Axis Flipkart gives Statement credit of 1.5%.

But flipkart axis card is for axis customer only na and do they provide 1.5% cb for wallet transaction?

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@SanSon would amazon allow you to purchase gift cards from gift card balance !?

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and987 wrote:

@SanSon would amazon allow you to purchase gift cards from gift card balance !?

No

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SanSon wrote:

But flipkart axis card is for axis customer only na and do they provide 1.5% cb for wallet transaction?

I think non axis customers can also apply for it . Every entry level card does have some unique features, Each card targeted for different kinds of people. Axis card does not give you cash back for wallet transactions however it comes with lounge access. For you , it may not be a deal breaker but for others it may.
Ola card is decent however it gives you cash back as ola money, But people who get used to amazon prefers simply click.

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SanSon wrote:

But flipkart axis card is for axis customer only na and do they provide 1.5% cb for wallet transaction?

Which wallet?

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Deal Subedar
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SanSon wrote:

But flipkart axis card is for axis customer only na and do they provide 1.5% cb for wallet transaction?

Cashback tracked for olapostpaid bill, payzapp transactions and ewire transactions. I didn’t tried direct wallet load as it is mentioned wallet loads not eligible for 1.5 percent cashback.

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_One_Miller_ wrote:

TMW working?

No, but asking about similar wallet like payzapp yespay freecharge etc

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JaiKrish1031 wrote:

Cashback tracked for olapostpaid bill, payzapp transactions and ewire transactions. I didn’t tried direct wallet load as it is mentioned wallet loads not eligible for 1.5 percent cashback.

@SanSon

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Pro Budding Star
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For annual spends of 3L + (mostly online payments) is SBI SimplyClick good?

Need a card which gives best returns on the amount I spend. Please advise smile

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Gaurav_G wrote:

For annual spends of 3L + (mostly online payments) is SBI SimplyClick good?

Need a card which gives best returns on the amount I spend. Please advise smile

Go for it..

Benefits
10x reward points on partner spends.
5x reward points on all other online spends
2k Cleartrip voucher after 100k spends.
Another 2k Cleartrip voucher after 200k spends.

Annual fee waiver if spends over 100k.

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Gaurav_G wrote:

For annual spends of 3L + (mostly online payments) is SBI SimplyClick good?

Need a card which gives best returns on the amount I spend. Please advise smile

Simply click
Axis flipkart card
Amex mrcc
Amazon pay icici
ola sbi
Hsbc platinum – for first year you can get 3000 cash back on spending 30000 and book my show offer
The above are entry level cards which comes with either no fee or spend based fee wavier.

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Deal Subedar
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@and987 @malikcool
Q8. What are the charges of redemption fee on SBI Card?

We hereby inform you that on redemption of Reward Points Rs.99.00 plus applicable taxes will be levied on your SBI Card account towards the redemption of Reward Points.

Q23. Are there any charges associated with the reward point redemption process?

A rewards redemption fee of ₹ 99+ Applicable Taxes is debited from your SBI Card account for each redemption request towards delivery and processing charges. Please note, the reward redemption fee + Applicable Taxes would be charged only once in 24 hours irrespective of no. of items redeemed during this period. There are no other charges associated with reward redemption.

Above is the reason I hate reward point system, redemption charges etc whereas in cashback card no condition

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SanSon wrote:

@and987 @malikcool
Q8. What are the charges of redemption fee on SBI Card?

We hereby inform you that on redemption of Reward Points Rs.99.00 plus applicable taxes will be levied on your SBI Card account towards the redemption of Reward Points.

Q23. Are there any charges associated with the reward point redemption process?

A rewards redemption fee of ₹ 99+ Applicable Taxes is debited from your SBI Card account for each redemption request towards delivery and processing charges. Please note, the reward redemption fee + Applicable Taxes would be charged only once in 24 hours irrespective of no. of items redeemed during this period. There are no other charges associated with reward redemption.

Above is the reason I hate reward point system, redemption charges etc whereas in cashback card no condition

For simply click there are no charges, but for other sbi cards 99 plus GST

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