Hot Deal

SBI Simplyclick credit card application & confusions

351°
Deal Cadet
Mufasa

I apply for Simplyclick credit card & next day a sbi girl call me & you are pre approved for SBI credit. You don’t need to provide Income, ITR, I am sending sbi agent to your location who will do your KYC. I told her OK process my further card application. KYC done on the same say after 2 hours.
Next day received call from SBI card, she told me you have Simplyclick card already & as per policy we can’t issue same card for  existing Simplyclick card holder. We are approving sbi Bpcl card & the limit will be taken from your existing card limit so how much you wish to split your credit card limit with SBI BPCL. I got angry rage what’s this nonsense. Why the limit will be taken from my existing Simplyclick card why not separate limit. I hang up the call & call the girl who processed my application, told her the whole story. Sir aap sbi Simplyclick pahle se use krte to app another Simplyclick k lea eligible nhi honge. Ek kaam kijiye  jo aap card milrha wo aap lelo jaise hi aapka card approved generate hoga aap FD wala card close kra dijiye aapka jo v limit hoga wo automatically new card me ajyega & hm aapka card upgrade kradenge. I think she is fooling me just to meet her sales target.
Anybody has able get unsecured Simplyclick card despite having same card ( secured /unsecured)
@guest_999 @getready @Bk100 @LIMBO @chota_chattri
     

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
50 Comments  |  
21 Dimers
  • Sort By
Deal Lieutenant Deal Lieutenant
Link Copied

I don’t think you can hold 2 cards of the same variant

Deal Cadet Deal Cadet
Link Copied

I had

1st simply click 55k limit unsecured.

2nd got Sbi bpcl 145k limit unsecured.

Then got preapproved offer in SimplyCLICK to get sbi elite card with shared limit. I ignored. 

Luckily after that, I got another SimplyCLICK card offer in BPCL with shared limit. Instant approved. 

Now I have 2 SimplyCLICK,  1 bpcl.

Only Problem is,  I dont get Amazon 500 voucher in reward redemption page in new card. Only Amazon Prime voucher is available.  


Pro Entertainer Pro Entertainer
Link Copied
BubbleBoyChickenLittle wrote:


https://cdn0.desidime.com/attachments/photos/757388/medium/images_%2817%29.jpeg?1649242321 Thak gaye honge itna type karke!

arre, op mere paas aajao inko leke daaru ke saath mehfil jaayenge… wink toungueout

Deal Lieutenant Deal Lieutenant
Link Copied
shivrajsingh wrote:

I had

1st simply click 55k limit unsecured.

2nd got Sbi bpcl 145k limit unsecured.

Then got preapproved offer in SimplyCLICK to get sbi elite card with shared limit. I ignored. 

Luckily after that, I got another SimplyCLICK card offer in BPCL with shared limit. Instant approved. 

Now I have 2 SimplyCLICK,  1 bpcl.

Only Problem is,  I dont get Amazon 500 voucher in reward redemption page in new card. Only Amazon Prime voucher is available.  


Congrats you’ll be paying 1500 fee on all three plus1

Deal Subedar Deal Subedar
Link Copied

I have applied for simplyclick but got pulse card stuck_out_tongue_winking_eye

Deal Cadet Deal Cadet
Link Copied
BubbleBoyChickenLittle wrote:


https://cdn0.desidime.com/attachments/photos/757388/medium/images_%2817%29.jpeg?1649242321 Thak gaye honge itna type karke!

Yes, boring but krna parta hai information paane k lea

Deal Cadet Deal Cadet
Link Copied
Expand
decideaim wrote:

Congrats you’ll be paying 1500 fee on all three plus1

Nope. Why would I take 3 SBI cards if I can’t spend milestone.  

Deal Newbie Deal Newbie
Link Copied

First of all u can’t transfer the limit of secured card to unsecured card..

if you already have simplyclick (secured) u can’t get another simplyclick(secured/unsec).. do one thing get unsecured card like bpcl or any then wait for 3 months then upgrade to simplyclick but for this you have close your secured simplyclick card first…

Critic Critic
Link Copied

If by chance you get some automated system offer for simplyclick in another sbi card(co-branded) like someone mentioned above then only you can get it else sbi card will not issue you another simplyclick card based on manual application from your side.

Super Stud Super Stud
Link Copied

Why the limit will be taken from my existing Simplyclick card why not separate limit
~

Limit i think is decided* based on your income.
Taking three different cards won’t increase your income naa

Mobile Guru Mobile Guru
Link Copied
Ek kaam kijiye jo aap card milrha wo aap lelo jaise hi aapka card approved generate hoga aap FD wala card close kra dijiye aapka jo v limit hoga wo automatically new card me ajyega & hm aapka card upgrade kradenge.

FD card limit gets transferred to unsecured cc? She is indeed fooling around 😄

Mobile Guru Mobile Guru
Link Copied
xxxyyyzzz wrote:

Why the limit will be taken from my existing Simplyclick card why not separate limit
~

Limit i think is decided* based on your income.
Taking three different cards won’t increase your income naa

Many banks approve standalone credit limit for different card variants. Its the SBI and may be few others are into this Split limit concept (Bad one if the first card limit is low – 50/110k)
But the pre-approved cards based on existing CC (via SBI Card portal/App) will have shared limit

Chennai Super Kings Chennai Super Kings
Link Copied
badkarma wrote:

I have applied for simplyclick but got pulse card stuck_out_tongue_winking_eye

Follow up with grievance / nodal mail id and get it changed if u have proof of simplyclick application.
Many got it done.

Super Stud Super Stud
Link Copied
Expand
getready wrote:

Many banks approve standalone credit limit for different card variants. Its the SBI and may be few others are into this Split limit concept (Bad one if the first card limit is low – 50/110k)
But the pre-approved cards based on existing CC (via SBI Card portal/App) will have shared limit

Axis was giving me Atlas (5k+gst) annual but limit had to be shared with ltf FK axis (18k limit sweat_smile)

I was like wtf wrong with you guys.


Sbi giving me pre approved simplysave but limit needs to be shared with the Simplyclick that i have. So staying away ….

Super Stud Super Stud
Link Copied
Expand
Scorpion wrote:

Follow up with grievance / nodal mail id and get it changed if u have proof of simplyclick application.
Many got it done.

He needs to return the pulse watch, right?

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
shivrajsingh wrote:

Nope. Why would I take 3 SBI cards if I can’t spend milestone.  

Why would you take 3, otherwise also, i don’t see much benifit. Can you please show me what you gain, it may change my perspective.

Chennai Super Kings Chennai Super Kings
Link Copied
Expand
decideaim wrote:

Why would you take 3, otherwise also, i don’t see much benifit. Can you please show me what you gain, it may change my perspective.

Best option would be to take add on cards (to use at the time of bank offers), if iam not wrong.

Deal Subedar Deal Subedar
Link Copied

Actually you asked for chicken biryani and she gave you crow biryani

Deal Captain Deal Captain
Link Copied
Expand
decideaim wrote:

Why would you take 3, otherwise also, i don’t see much benifit. Can you please show me what you gain, it may change my perspective.

It’s because of the milestone benefit of Rs. 2K ClearTrip GV twice for online spending 1st Lakh and 2nd Lakh with your SimplyClick Card. That raises the reward percentage upto 3.25% to 4.50%.

If you can spend online min. 3L or more in a card year, it’s worth to take the 2nd SimplyClick Card.

Even I was getting the preapproved additional 2nd SimplyClick Card 3 months back when I had active Prime Card. But I didn’t take that, as I was not ready at that time. Now, my 1L and 2L milestones completed while 5 months remain for the card Anniversary. Hence, missing those milestone benefits.

Chennai Super Kings Chennai Super Kings
Link Copied

well I am seeing @Mufasa that you get angry sooo easily 😂😂😂. I hope you’ll never have to call dhani.

Well the girl is right that you can’t hold two simplyClick in direct way. Well there are ways but why you want to have two?

Deal Cadet Deal Cadet
Link Copied
chota_chattri wrote:

well I am seeing @Mufasa that you get angry sooo easily 😂😂😂. I hope you’ll never have to call dhani.

Well the girl is right that you can’t hold two simplyClick in direct way. Well there are ways but why you want to have two?

I don’t to have two same variant card. My existing card is FD based so ai want insecure Simplyclick card. My plan is once I get Simplyclick card, I will close mu FD based card. Agent told me I that once you have unsecured credit I can convert it to Simplyclick card after some months. I don’t know if it woks this way or not. Card sellers can say anything just achieve his/her target.

Deal Cadet Deal Cadet
Link Copied
getready wrote:
Ek kaam kijiye jo aap card milrha wo aap lelo jaise hi aapka card approved generate hoga aap FD wala card close kra dijiye aapka jo v limit hoga wo automatically new card me ajyega & hm aapka card upgrade kradenge.

FD card limit gets transferred to unsecured cc? She is indeed fooling around 😄

That’s what I am thinking, if existing card is secured so what if I close the existing card? Anyway I will close my old card & will she what happens. She told me you are getting unsecured card

Deal Cadet Deal Cadet
Link Copied
xxxyyyzzz wrote:

Why the limit will be taken from my existing Simplyclick card why not separate limit
~

Limit i think is decided* based on your income.
Taking three different cards won’t increase your income naa

You are right, I also told her but she was clueless just & have no proper information

Delhi Capitals Delhi Capitals
Link Copied

all the SBI card are crap why so interested in them?

Deal Cadet Deal Cadet
Link Copied
demerius2020 wrote:

all the SBI card are crap why so interested in them?

For shopping, & grocery, just want one SBI card & will close my Simplyclick card which was given me on FD based.

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
Mufasa wrote:

For shopping, & grocery, just want one SBI card & will close my Simplyclick card which was given me on FD based.

Close the card, wait and apply for unsecured simply click a while later

Delhi Capitals Delhi Capitals
Link Copied

axis ace is far better then simply [click+save]

Rajasthan Royals Rajasthan Royals
Link Copied
shivrajsingh wrote:

I had

1st simply click 55k limit unsecured.

2nd got Sbi bpcl 145k limit unsecured.

Then got preapproved offer in SimplyCLICK to get sbi elite card with shared limit. I ignored. 

Luckily after that, I got another SimplyCLICK card offer in BPCL with shared limit. Instant approved. 

Now I have 2 SimplyCLICK,  1 bpcl.

Only Problem is,  I dont get Amazon 500 voucher in reward redemption page in new card. Only Amazon Prime voucher is available.  


bhai aapko pta kese chla bpcl pe offer mila hai esa

replyuser
Click here to reply
Reply