Hot Deal

SBI SimplyClick Credit Card Reward Points Devalue

1184°
Finance Ninja
abhishek012

SBI SimplyClick Credit Card Reward Points Now Silently Devalue:

Previously, It was 2000 points for 500 Amazon gift voucher.

Now today It's showing 2500 points for 500.

Now the cashback rate came down to 1% from 1.25% earlier.

1000003936

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Benevolent Benevolent
Link Copied
good that i closed the card last month only.
Finance Ninja Finance Ninja
Link Copied
Expand
mobileyog wrote:
Not applicable on offers and can't justify ₹ 999 annual charges.
SBI Cashback Credit Card holders - Load money to Omnicard full kyc wallet 2% something charges and you will get 5% cashback.

Merchant name - Payu money

use Omnicard wallet UPI and transfer to bank/cc bill pay.
61 Comments  |  
42 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

Bahut sunder

Trans: Beautiful

Now can anybody tell & help me how to change card variant ?

Deal Subedar Deal Subedar
Link Copied

Can we transfer the limit of this card to other SBI card before closing?

Hunk Hunk
Link Copied
some1anywhere wrote:

WTF WTF! Thanks for the warning. I will definitely close it before 3rd year begins (so they reverse charges like they did for 2nd year or make it LTF)

Are there rules by RBI to prevent sudden de-valuation without any advance announcement? 1.25% came down to 1% (5X) and 2.5% (10X) merchants reward rate came down to 2%.

Also 'redeem' is spelled 'reedem'. English bhi nahin aati SBI gawaron ko.

Unpopular fact. Majority of Indian population live in villages. Calling uneducated people as gawars is a very demeaning thing to do. Village translates to Hindi as Gaw and village dwellers are known as gawar. 

Finance Mentor Finance Mentor
Link Copied
pointshunter wrote:

Can we transfer the limit of this card to other SBI card before closing?

Looks like they stopped doing so recently, people who tried might clarify...
Deal Subedar Deal Subedar
Link Copied
Expand
Agnivo007 wrote:
Looks like they stopped doing so recently, people who tried might clarify...
Yeah, they stopped in June/July.
But want to know if they have reopened that facility?
Savings Mentor Savings Mentor
Link Copied
Expand
bikidas2060 wrote:

Unpopular fact. Majority of Indian population live in villages. Calling uneducated people as gawars is a very demeaning thing to do. Village translates to Hindi as Gaw and village dwellers are known as gawar. 

If you take the the word Gawaar by its literal meaning, it means a person from a village (गाँव=village). But Google gives the English translation of the word 'गवार' as uneducated. It doesn't say "person from a village."

So another sense in which this word is used is specifically for educated people from any background (village or city) who are incompetent despite being educated or qualified. In that case, it does not matter if they are from a village or a city.

When used this way, it has nothing to do with villages or villagers. You are misinterpreting that.

Besides, I did not call all uneducated people or any people from villages as gawars. I called specifically the people in the SBI cards organization as uneducated.

P.S. I have nothing against anyone from a village, that person may be most intelligent and competent regardless of whether he/she is educated or uneducated.

Hunk Hunk
Link Copied
Expand
some1anywhere wrote:

If you take the the word Gawaar by its literal meaning, it means a person from a village (गाँव=village). But Google gives the English translation of the word 'गवार' as uneducated. It doesn't say "person from a village."

So another sense in which this word is used is specifically for educated people from any background (village or city) who are incompetent despite being educated or qualified. In that case, it does not matter if they are from a village or a city.

When used this way, it has nothing to do with villages or villagers. You are misinterpreting that.

Besides, I did not call all uneducated people or any people from villages as gawars. I called specifically the people in the SBI cards organization as uneducated.

P.S. I have nothing against anyone from a village, that person may be most intelligent and competent regardless of whether he/she is educated or uneducated.

If we are going to find meaning of a word in Urban Dictionary then such results come. For example Paryusan dates are given wrong. Actually to defend urban area superiority some morons have mistranslated the word Gawar. People should never forget their origins. Most of our forefathers were/are gawars only. 

Benevolent Benevolent
Link Copied
mobileyog wrote:

Good that I Closed this and also sbi cashback card also

Why SBI Cashback ?🤔
Finance Ninja Finance Ninja
Link Copied
Expand
mobileyog wrote:
Not applicable on offers and can't justify ₹ 999 annual charges.
SBI Cashback Credit Card holders - Load money to Omnicard full kyc wallet 2% something charges and you will get 5% cashback.

Merchant name - Payu money

use Omnicard wallet UPI and transfer to bank/cc bill pay.
Benevolent Benevolent
Link Copied
Expand
mobileyog wrote:
Not applicable on offers and can't justify ₹ 999 annual charges.
Not applicable on offers mean can't be used to avail CC offer during sales ?
Helpful Helpful
Link Copied
Expand
Gulag-Survivor wrote:
Not applicable on offers mean can't be used to avail CC offer during sales ?

Yes for sbi card all offers, they give excluding sbi cashback card

Helpful Helpful
Link Copied
Expand
Gulag-Survivor wrote:
Not applicable on offers mean can't be used to avail CC offer during sales ?
Yes, most of times if there are offers on SBI Credit cards this is not applicable
Benevolent Benevolent
Link Copied
Expand
mobileyog wrote:
Yes, most of times if there are offers on SBI Credit cards this is not applicable
What a bummer!!! 😈
Deal Subedar Deal Subedar
Link Copied

They Revised more than 600 rp without any reason or notice

Deal Cadet Deal Cadet
Link Copied

Should nt take this headache only of credit card

Deal Cadet Deal Cadet
Link Copied

it shows 2000 for 500 vocher i checked today, its for new user may be

Finance Ninja Finance Ninja
Link Copied
THE_TRADING_MAN wrote:

it shows 2000 for 500 vocher i checked today, its for new user may be

I am old user and still showing 2500 for 500 Amazon voucher.

cgyhtf

Deal Subedar Deal Subedar
Link Copied

What is the best way of getting this CC?

Deal Cadet Deal Cadet
Link Copied

Showing 2000 points on set goal

But inside it is showing 2500 fearful

Deal Newbie Deal Newbie
Link Copied

my card renewed on 1st september, bill due till 21st sept. fees has been levied. since this fee is for future, anyway to get it reversed or cancelled and also cancel the card?

Deal Cadet Deal Cadet
Link Copied
MorningStar wrote:

my card renewed on 1st september, bill due till 21st sept. fees has been levied. since this fee is for future, anyway to get it reversed or cancelled and also cancel the card?

Call cc and ask them to cancel card. They should reverse the annual fee after payment, else if you still plan to cancel no charges should be applied. Confirm with them and decide

Beacon Beacon
Link Copied
Oldest_Newbie wrote:

Bahut sunder

Trans: Beautiful

Now can anybody tell & help me how to change card variant ?

Applaud the effort to provide a translation. 

You can call up customer care, ask to switch to simplysave. You can only switch between simply Click and simply Save easily. Unless you have a high value relationship with sbi.

Deal Cadet Deal Cadet
Link Copied
Expand
Demon_slayer wrote:

Applaud the effort to provide a translation. 

You can call up customer care, ask to switch to simplysave. You can only switch between simply Click and simply Save easily. Unless you have a high value relationship with sbi.

The are offering me Elite & Air india Signature but not Vistar or etihad which i want
Beacon Beacon
Link Copied
Expand
Oldest_Newbie wrote:
The are offering me Elite & Air india Signature but not Vistar or etihad which i want

You should call up customer care and ask for it. No harm in trying. If they are ready to give you premium cards, Etihad is not that big of a stretch.

replyuser
Click here to reply
Reply