recd SBI upgrade offer, need help to choose

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Rec’d below message, please guide me what will be best option. I hold Ola money SBI cardhttps://cdn0.desidime.com/attachments/photos/673661/medium/Screenshot_20210325-163937.png?1616670800
Dear Cardholder, To provide you with additional features & rewards based on your spends, we are offering you another SBI Credit Card! Click https://www.sbicard.co...xx now to get this pre-approved card without any documentation and start enjoying the rewards right away, while you continue to avail the benefits of your existing card!

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shivrajsingh wrote:

Simply click is useless now in my opinion. No 10x on flipkart.

When they gave 10x on Flipkart flushed

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DimeDime wrote:

Answer to that would largely depend on how much you spend in a year and what other cards you have.
I think SimplyClick is best over all performer.
Also, don’t get yet another paid credit card, if you can’t spend or you are “forced” to spend to beat the yearly charges.

mostly buy on Amazon and I have amazon-icici card. also have hdfc, citi, indusind cards (all LTF)

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mysalemo771 wrote:

mostly buy on Amazon and I have amazon-icici card. also have hdfc, citi, indusind cards (all LTF)

For Amazon Simplyclick is the best. BTW the limit will be shared with your OLA card?

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RowdyAK47 wrote:

For Amazon Simplyclick is the best. BTW the limit will be shared with your OLA card?

But my Amazon icici gives me 5% cb

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Assuming 2 lac Spend on partner merchant account SBI you will get 2000+2000 Cleartrip Voucher and 5000 Amazon GV or 2500 GV if spent of Non Partner site. So Benefit 9000 or 6500 for 2 lac
In Ola SBI Card from Now onwards 7% cashback up to 500 per month(15% cashback is removed from next month) as Ola Cashback so Max you can earn is 6000 per year. So For Rest transactions, you will Olamoney Cashback of 1%. Rest Transactions making up 2 lac comes around 110000 for which cashback will be 1100 as Ola money. Net Benefit is 7100 Ola money.
Choose which is beneficial for you.

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mysalemo771 wrote:

But my Amazon icici gives me 5% cb

Then most probably you dont need simplyclick. You can take only for SBI sale offers then.

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Don’t upgrade. If interested to simply click just apply other one. Ola sbi is also good card if use it in their sector. Sbi support multi card.

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I also have ola money sbi credit card since around 9 months… But my limit is low… Any idea by when I can get limit enhancement.

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demerius2020 wrote:

If You have sbi a/c then by using yono You will get 7.5% on amazon using simplyclick

CB increases ?
Earlier they gave 5%

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