Share how you save money every month
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How do you save money ??
Do you invest money every month ? Where do you invest money ?? Bank FD or RD or stocks or mutual funds or any other ??
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27k/month mutual funds.
5k stock smallcase.
3k/month ppf.
2k/month RD for small situations without touching my main investments. (like I want to buy a new phone)
10k/month emergency fund bank account.(liquid)
I save money by not spending it on stuff I don't need.
I am not into buying costly clothes.
I do not buy a new costly phone everytime a new one comes out.
I will buy a products that I can use for a long time and do not put money on cheap stuff that needs to be replaced every other year.
By tracking expanses everyday, it helped me reduce my expanses by more than 50 percent. The automatic millionaire is really lovely book about money management. "A penny saved is a penny earned".
I save money by not spending on unwanted stuff.
2k rd
Occassional stock investment
And insurance
8.5k on NPS
3k on GLI(Insurance cum Profit)
3k on PLI
10k on RD(type)
We Spend Only In Needy For Future Happiness.
No Spends For Tongue 👅 Satisfaction (Outside Snacks, Tea, Coffee Etc)
No Spends For Mind And Body Satisfaction (Costly Clothes, New Mobile , Alcohol, Any Costly Machines That Saves Time Etc)
No Unnecessary Spends For Eye Satisfaction ( No To Tourism, Yearly 1 Time Movie Theatre Etc) But We Spend Money For Temple Visit.
Daily Do Surya Namaskar For All Organs + Muscles In Body Will be Fit And For Brain Fit Pranayam Or Meditate Helps Us To Save Medical Expenses
Daily Do Surya Namaskar For All Organs + Muscles In Body Will be Fit And
For Brain Fit Pranayam Or Meditate Helps Us To Save Medical Expenses
--- Hats off to you brother ! A stitch in time saves nine.
90K every month in FD, in Jan-Feb invest in PPF or ELSS (around 90K).
im using a padosi ka wifi with tplink extender on terrace and a 20 meter cat-6 cable to my room, where im using 2 smart tvs, 5-6 smart fones, one laptop, connection is 100Mbps on fiber.
using since 2014
my friend kept 295 grams on gold in muthoot and took loan of same amount, now that amount he gives on 14% interst. overall he is making 2.5-3 lakh a year after paying interest to muthoot
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I invest 30000 per month in mutual funds. Rest amount goes back to my business .