Sharing Personal Info - Credit Card Agent

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flawlessking

Got a call from a credit card agent today(SBI), shockingly she knew my PAN card number and further asked for my residence/Office address, Mail ID, Date of Birth details.

How safe is it to share such details without actually knowing who’s on the other side?

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NOT AT ALL

ask them to mail you instead.

Hotshot Hotshot
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They will also credit check without your confirmation

Deal Subedar Deal Subedar
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Fanil wrote:

They will also credit check without your confirmation

SBI agents can’t do that. You have to send your consent via SMS. They only fill the application for you.

But HDFC agents do that.

Deal Subedar Deal Subedar
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Remember few weeks back Cdsl was breached so approach with caution

Deal Subedar Deal Subedar
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If they ask for any document then share it with the official email address only.

Hotshot Hotshot
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prem4998 wrote:

SBI agents can’t do that. You have to send your consent via SMS. They only fill the application for you.

But HDFC agents do that.

I’ve not sent consent once but still found credit enquiry done. They themselves can get the code for consent too.

Deal Subedar Deal Subedar
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Fanil wrote:

I’ve not sent consent once but still found credit enquiry done. They themselves can get the code for consent too.

Oh. For me, all 4 times I sent my consent via SMS and the agent confirmed that they cannot process the application unless I send that SMS.

Hotshot Hotshot
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prem4998 wrote:

Oh. For me, all 4 times I sent my consent via SMS and the agent confirmed that they cannot process the application unless I send that SMS.

I didn’t send consent once as the agent said no cibil enquiry but the message clearly asked for consent.. after 15 mins I get a message thank you for applying for the card..

Deal Subedar Deal Subedar
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Fanil wrote:

I didn’t send consent once as the agent said no cibil enquiry but the message clearly asked for consent.. after 15 mins I get a message thank you for applying for the card..

This is what exactly happened to me for HDFC. Received a message for consent then again received an another message shortly saying consent received or something.

Deal Lieutenant Deal Lieutenant
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mujhe 15 din pehle call ayi kehta i am sbi bank manager. give me otp that he will send in 2 mins otherwise my account will be blocked. maine kaha kyu loot te ho logo ko.kehta kam ha mera. law n order ha hi nahi is desh me.

Blogger Blogger
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Scorpion wrote:

have u applied for SBI earlier online or they are approaching directly.??

Had applied in past. 2/3 yrs back….

Chennai Super Kings Chennai Super Kings
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flawlessking wrote:

Had applied in past. 2/3 yrs back….

Then be cautious.

I have applied on 06Dec in sbi website and received a call on 07Dec. in call they mentioned correct application no. so shared the details in whatsapp and all next processes done in couple of days.

Will share the details once card is approved / Rejected.

Chennai Super Kings Chennai Super Kings
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Scorpion wrote:

Then be cautious.

I have applied on 06Dec in sbi website and received a call on 07Dec. in call they mentioned correct application no. so shared the details in whatsapp and all next processes done in couple of days.

Will share the details once card is approved / Rejected.

bro. for your reference

https://www.desidime.com/discussions/scorpion-s...

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