Should I close ICICI platinum card if Amazon pay icici card is approved.

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Deal Cadet
Mufasa

I have ICICI platinum credit card, applied on FD based. If I get apay ICICI card, is it wise decision to close the secured card. I have heard apay card are not eligible for bank discounts on Flipkart or any other sites except on Amazon. The only reason I want to apply it for rewards 1 RP =1Rs. I mostly shop on amazon, but in some flipkart sales, I do shop on Flipkart too.

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Deal Cadet Deal Cadet
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I recommend you to keep the platinum card if it has no charges. The main reason is that if there is icici card offer on Flipkart (or even Myntra) you will not be able to enjoy the bank discount with icici Amazon pay credit card. 10% discount> 1% apay cashback.

Pro Entertainer Pro Entertainer
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Fanil wrote:

I recommend you to keep the platinum card if it has no charges. The main reason is that if there is icici card offer on Flipkart (or even Myntra) you will not be able to enjoy the bank discount with icici Amazon pay credit card. 10% discount> 1% apay cashback.

+1… Amazon pay icici card is going waste day by day… U should keep regular ICICI card if there are no charges… smile

Talk-Of-The-Town Talk-Of-The-Town
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Fanil wrote:

I recommend you to keep the platinum card if it has no charges. The main reason is that if there is icici card offer on Flipkart (or even Myntra) you will not be able to enjoy the bank discount with icici Amazon pay credit card. 10% discount> 1% apay cashback.

Yes He Is Right, If There Are No Charges Keep Platinum Card. Very Useful During Festival Sales. Where Amazon Card Is Not Eligible For 10% Instant Discount.

Community Angel Community Angel
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UnderNation wrote:

Yes He Is Right, If There Are No Charges Keep Platinum Card. Very Useful During Festival Sales. Where Amazon Card Is Not Eligible For 10% Instant Discount.

His card is fd based card he should close fd and card
and try applying non fd card after 6 months

Deal Captain Deal Captain
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drupal wrote:

His card is fd based card he should close fd and card
and try applying non fd card after 6 months

Off topic:

I never knew someone could have negative dimes balance until now smile

Deal Lieutenant Deal Lieutenant
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raghupro wrote:

Off topic:

I never knew someone could have negative dimes balance until now smile

Scam 92

Community Angel Community Angel
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raghupro wrote:

Off topic:

I never knew someone could have negative dimes balance until now smile

What is dime?

Deal Subedar Deal Subedar
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raghupro wrote:

Off topic:

I never knew someone could have negative dimes balance until now smile

Clawback of dimes .

Deal Subedar Deal Subedar
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Close the Platinum card and release your FD.
if required you can apply for ICICI card again in future…If you have saving account high chances you will get pre approval for Rubyx LTF (This offers comes when you dont have Platinum card)…..nothing great in ICICI platinum (almost same offer can be taken on ICICI debit card)

Critic Critic
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If I get apay ICICI card

That’s a big if, first get this card & then think about these things.

Deal Captain Deal Captain
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drupal wrote:

What is dime?

Check your profile, it says -157 dimes smile

Deal Newbie Deal Newbie
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Sudarshan61 wrote:

Close the Platinum card and release your FD.
if required you can apply for ICICI card again in future…If you have saving account high chances you will get pre approval for Rubyx LTF (This offers comes when you dont have Platinum card)…..nothing great in ICICI platinum (almost same offer can be taken on ICICI debit card)

If I close fd online..card will be automatically closed?

Deal Lieutenant Deal Lieutenant
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you should not close the icic platinum as it is life time free..
Apay ICICI card is loosing its charm and am only holding it as it doesnt have any charges/minimum spend..

Deal Subedar Deal Subedar
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varcvn24 wrote:

If I close fd online..card will be automatically closed?

You need to 1st close the card, then only FD can be closed.

Community Angel Community Angel
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raghupro wrote:

Check your profile, it says -157 dimes smile

Rehna hai raho Jana hai jao I don’t give a crocodiles ass about the dimes @babes
Did I cares?
-————-
Eggjactly ??
https://cdn0.desidime.com/attachments/photos/657962/medium/727827502sld5.jpg?1609585304

Community Angel Community Angel
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DealFinder wrote:

you should not close the icic platinum as it is life time free..
Apay ICICI card is loosing its charm and am only holding it as it doesnt have any charges/minimum spend..

It is associated with fd not free he should get non fd card

Deal Lieutenant Deal Lieutenant
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Sudarshan61 wrote:

Close the Platinum card and release your FD.
if required you can apply for ICICI card again in future…If you have saving account high chances you will get pre approval for Rubyx LTF (This offers comes when you dont have Platinum card)…..nothing great in ICICI platinum (almost same offer can be taken on ICICI debit card)

Any chances of getting free upgrade to rubyx ltf if already having coral ltf?

Deal Subedar Deal Subedar
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rohan8397 wrote:

Any chances of getting free upgrade to rubyx ltf if already having coral ltf?

Most likely no. Based on my experience they won’t give your rubyx offer if you already have platinum or coral LTF

Entertainer Entertainer
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vijkap201 wrote:

+1… Amazon pay icici card is going waste day by day… U should keep regular ICICI card if there are no charges… smile

fully agree with entertainer❗
they have started reducing rp arbitrarily and even not crediting fuel cb. idiots imp

Entertainer Entertainer
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rohan8397 wrote:

Any chances of getting free upgrade to rubyx ltf if already having coral ltf?

why rohan wants rubyx? wink

Entertainer Entertainer
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speedydeals wrote:

Scam 92

hahaha… if this is scam 92, there is a scam 9200000000000 also!
just check it out
hope u got the hint smiling_imp
CC @raghupro

Deal Newbie Deal Newbie
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Sudarshan61 wrote:

Close the Platinum card and release your FD.
if required you can apply for ICICI card again in future…If you have saving account high chances you will get pre approval for Rubyx LTF (This offers comes when you dont have Platinum card)…..nothing great in ICICI platinum (almost same offer can be taken on ICICI debit card)

I have a new Amazon Pay ICICI Bank Credit Card and a 6 month old ICICI gold privilege banking account. Is there any chance of getting pre-approved LTF credit card offer from ICICI? And if not will I get upgrade offer on my Amazon Pay Credit Card?

Mobile Guru Mobile Guru
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Futgjitfhig wrote:

I have a new Amazon Pay ICICI Bank Credit Card and a 6 month old ICICI gold privilege banking account. Is there any chance of getting pre-approved LTF credit card offer from ICICI? And if not will I get upgrade offer on my Amazon Pay Credit Card?

Apay Card won’t be upgraded
But .. there’s high possibility of getting pre-approved card if you maintain decent balance in your savings account(LTF or not.. depends on the card variant they approve for u)

Deal Newbie Deal Newbie
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getready wrote:

Apay Card won’t be upgraded
But .. there’s high possibility of getting pre-approved card if you maintain decent balance in your savings account(LTF or not.. depends on the card variant they approve for u)

I heard that they don’t give pre-approved credit card offers to those who already hold ICICI Bank Credit Card. And I am sure they don’t give if you hold secure ICICI credit card.

Deal Subedar Deal Subedar
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Indusind issued me new Platinum LTF cc though I was having FD based Pinnacle cc.
Similarly You can try different LTF cc version of ICICI and if u get then cancel FD based card

Deal Subedar Deal Subedar
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Futgjitfhig wrote:

I have a new Amazon Pay ICICI Bank Credit Card and a 6 month old ICICI gold privilege banking account. Is there any chance of getting pre-approved LTF credit card offer from ICICI? And if not will I get upgrade offer on my Amazon Pay Credit Card?

No Upgrade for Apay card…
chances for Pre-approved LTF are very less(as u already have ICICI)…but yes you may get coral as LTF pre approved…

Deal Newbie Deal Newbie
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Sudarshan61 wrote:

No Upgrade for Apay card…
chances for Pre-approved LTF are very less(as u already have ICICI)…but yes you may get coral as LTF pre approved…

I hope so. I saw a post where a user had received Sapphiro as pre-approved LTF after closing APay card within 3 months.

Missing