Should I close ICICI platinum card if Amazon pay icici card is approved.

196°
Deal Cadet
50
295
2

I have ICICI platinum credit card, applied on FD based. If I get apay ICICI card, is it wise decision to close the secured card. I have heard apay card are not eligible for bank discounts on Flipkart or any other sites except on Amazon. The only reason I want to apply it for rewards 1 RP =1Rs. I mostly shop on amazon, but in some flipkart sales, I do shop on Flipkart too.

28 Comments  |  
17 Dimers
  • Sort By
99
208
2

I recommend you to keep the platinum card if it has no charges. The main reason is that if there is icici card offer on Flipkart (or even Myntra) you will not be able to enjoy the bank discount with icici Amazon pay credit card. 10% discount> 1% apay cashback.

0
7946
86
Fanil wrote:

I recommend you to keep the platinum card if it has no charges. The main reason is that if there is icici card offer on Flipkart (or even Myntra) you will not be able to enjoy the bank discount with icici Amazon pay credit card. 10% discount> 1% apay cashback.

+1… Amazon pay icici card is going waste day by day… U should keep regular ICICI card if there are no charges… smile

40
619
11
Fanil wrote:

I recommend you to keep the platinum card if it has no charges. The main reason is that if there is icici card offer on Flipkart (or even Myntra) you will not be able to enjoy the bank discount with icici Amazon pay credit card. 10% discount> 1% apay cashback.

Yes He Is Right, If There Are No Charges Keep Platinum Card. Very Useful During Festival Sales. Where Amazon Card Is Not Eligible For 10% Instant Discount.

15
2683
110
Expand
UnderNation wrote:

Yes He Is Right, If There Are No Charges Keep Platinum Card. Very Useful During Festival Sales. Where Amazon Card Is Not Eligible For 10% Instant Discount.

His card is fd based card he should close fd and card
and try applying non fd card after 6 months

402
10131
108
Expand
drupal wrote:

His card is fd based card he should close fd and card
and try applying non fd card after 6 months

Off topic:

I never knew someone could have negative dimes balance until now smile

20
4508
31
Expand
raghupro wrote:

Off topic:

I never knew someone could have negative dimes balance until now smile

Scam 92

15
2683
110
Expand
raghupro wrote:

Off topic:

I never knew someone could have negative dimes balance until now smile

What is dime?

92
766
8
Expand
raghupro wrote:

Off topic:

I never knew someone could have negative dimes balance until now smile

Clawback of dimes .

50
544
5

Close the Platinum card and release your FD.
if required you can apply for ICICI card again in future…If you have saving account high chances you will get pre approval for Rubyx LTF (This offers comes when you dont have Platinum card)…..nothing great in ICICI platinum (almost same offer can be taken on ICICI debit card)

50
3731
44

If I get apay ICICI card

That’s a big if, first get this card & then think about these things.

402
10131
108
Expand
drupal wrote:

What is dime?

Check your profile, it says -157 dimes smile

50
32
1
Sudarshan61 wrote:

Close the Platinum card and release your FD.
if required you can apply for ICICI card again in future…If you have saving account high chances you will get pre approval for Rubyx LTF (This offers comes when you dont have Platinum card)…..nothing great in ICICI platinum (almost same offer can be taken on ICICI debit card)

If I close fd online..card will be automatically closed?

10
6183
258

you should not close the icic platinum as it is life time free..
Apay ICICI card is loosing its charm and am only holding it as it doesnt have any charges/minimum spend..

50
544
5
Expand
varcvn24 wrote:

If I close fd online..card will be automatically closed?

You need to 1st close the card, then only FD can be closed.

15
2683
110
Expand
raghupro wrote:

Check your profile, it says -157 dimes smile

Rehna hai raho Jana hai jao I don’t give a crocodiles ass about the dimes @babes
Did I cares?
-————-
Eggjactly ??
https://cdn0.desidime.com/attachments/photos/657962/medium/727827502sld5.jpg?1609585304

15
2683
110
DealFinder wrote:

you should not close the icic platinum as it is life time free..
Apay ICICI card is loosing its charm and am only holding it as it doesnt have any charges/minimum spend..

It is associated with fd not free he should get non fd card

32
2192
20
Sudarshan61 wrote:

Close the Platinum card and release your FD.
if required you can apply for ICICI card again in future…If you have saving account high chances you will get pre approval for Rubyx LTF (This offers comes when you dont have Platinum card)…..nothing great in ICICI platinum (almost same offer can be taken on ICICI debit card)

Any chances of getting free upgrade to rubyx ltf if already having coral ltf?

50
544
5
Expand
rohan8397 wrote:

Any chances of getting free upgrade to rubyx ltf if already having coral ltf?

Most likely no. Based on my experience they won’t give your rubyx offer if you already have platinum or coral LTF

195
7935
24
Expand
vijkap201 wrote:

+1… Amazon pay icici card is going waste day by day… U should keep regular ICICI card if there are no charges… smile

fully agree with entertainer❗
they have started reducing rp arbitrarily and even not crediting fuel cb. idiots imp

195
7935
24
Expand
rohan8397 wrote:

Any chances of getting free upgrade to rubyx ltf if already having coral ltf?

why rohan wants rubyx? wink

195
7935
24
Expand
speedydeals wrote:

Scam 92

hahaha… if this is scam 92, there is a scam 9200000000000 also!
just check it out
hope u got the hint smiling_imp
CC @raghupro

32
2192
20
Expand
pingpong wrote:

why rohan wants rubyx? wink

For Joy of upgrading card… smiley smiley smiley

50
30
1
Sudarshan61 wrote:

Close the Platinum card and release your FD.
if required you can apply for ICICI card again in future…If you have saving account high chances you will get pre approval for Rubyx LTF (This offers comes when you dont have Platinum card)…..nothing great in ICICI platinum (almost same offer can be taken on ICICI debit card)

I have a new Amazon Pay ICICI Bank Credit Card and a 6 month old ICICI gold privilege banking account. Is there any chance of getting pre-approved LTF credit card offer from ICICI? And if not will I get upgrade offer on my Amazon Pay Credit Card?

0
27595
323
Expand
atul_singh wrote:

I have a new Amazon Pay ICICI Bank Credit Card and a 6 month old ICICI gold privilege banking account. Is there any chance of getting pre-approved LTF credit card offer from ICICI? And if not will I get upgrade offer on my Amazon Pay Credit Card?

Apay Card won’t be upgraded
But .. there’s high possibility of getting pre-approved card if you maintain decent balance in your savings account(LTF or not.. depends on the card variant they approve for u)

50
30
1
Expand
getready wrote:

Apay Card won’t be upgraded
But .. there’s high possibility of getting pre-approved card if you maintain decent balance in your savings account(LTF or not.. depends on the card variant they approve for u)

I heard that they don’t give pre-approved credit card offers to those who already hold ICICI Bank Credit Card. And I am sure they don’t give if you hold secure ICICI credit card.

397
1325
11

Indusind issued me new Platinum LTF cc though I was having FD based Pinnacle cc.
Similarly You can try different LTF cc version of ICICI and if u get then cancel FD based card

50
544
5
Expand
atul_singh wrote:

I have a new Amazon Pay ICICI Bank Credit Card and a 6 month old ICICI gold privilege banking account. Is there any chance of getting pre-approved LTF credit card offer from ICICI? And if not will I get upgrade offer on my Amazon Pay Credit Card?

No Upgrade for Apay card…
chances for Pre-approved LTF are very less(as u already have ICICI)…but yes you may get coral as LTF pre approved…

50
30
1
Expand
Sudarshan61 wrote:

No Upgrade for Apay card…
chances for Pre-approved LTF are very less(as u already have ICICI)…but yes you may get coral as LTF pre approved…

I hope so. I saw a post where a user had received Sapphiro as pre-approved LTF after closing APay card within 3 months.

Missing