Should I close ICICI platinum card if Amazon pay icici card is approved.
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I have ICICI platinum credit card, applied on FD based. If I get apay ICICI card, is it wise decision to close the secured card. I have heard apay card are not eligible for bank discounts on Flipkart or any other sites except on Amazon. The only reason I want to apply it for rewards 1 RP =1Rs. I mostly shop on amazon, but in some flipkart sales, I do shop on Flipkart too.
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Close the Platinum card and release your FD.
if required you can apply for ICICI card again in future…If you have saving account high chances you will get pre approval for Rubyx LTF (This offers comes when you dont have Platinum card)…..nothing great in ICICI platinum (almost same offer can be taken on ICICI debit card)
If I close fd online..card will be automatically closed?
If I get apay ICICI card
That’s a big if, first get this card & then think about these things.
you should not close the icic platinum as it is life time free..
Apay ICICI card is loosing its charm and am only holding it as it doesnt have any charges/minimum spend..
It is associated with fd not free he should get non fd card
Indusind issued me new Platinum LTF cc though I was having FD based Pinnacle cc.
Similarly You can try different LTF cc version of ICICI and if u get then cancel FD based card
I recommend you to keep the platinum card if it has no charges. The main reason is that if there is icici card offer on Flipkart (or even Myntra) you will not be able to enjoy the bank discount with icici Amazon pay credit card. 10% discount> 1% apay cashback.