My CIBIL score is 795 (on 12/3/23 as per OneScore) but my Experian score is dropped recently from above 800 to 700 approx. That's why I was thinking to close Amazon pay later account. I dont know I am right or wrong.
Please advice.
I got this Amazon Pay Later closure form (link) from Amazon CC
https://www.amazon.in/b/ref=emir_cs_acc_close?n...
Thank you for the form, have submitted for closure.
It was opened only in Nov (dont even remember giving consent) and missed one payment as I was not even aware of having paid thru Pay Later service. No drop in CIBIL but Experian is down to 730. Having said that, cant trust Experian as it keeps fluctuating between 770 to 720 every few months.
What is the reason for that drop ?
Late repayment? Or too many inquiries ?
rusty.james wrote:No late payment till now.What is the reason for that drop ?
Late repayment? Or too many inquiries ?
close for peace of mind
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