should I pay credit bill of add on card seperatly

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Last Comment 2021-02-15

2021-02-15

Hey, guys

Recently I have got icici rubyx dual card , i have spent around 6~7k on each card (amex and master) .
Usually i pay cc bill bills before even bill generates.
So I need suggestions and knowledge about how dual cards bill payment (or add on card )
Should be done,

Q1. If I pay suppose 16k on amex will that also be considered for MasterCard bill payment as both share the same quotas.
Or i should pay the bills seperatly of each card.

Please guide.
TIA

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https://www.desidime.com/discussions/should-i-pay-credit-bill-of-add-on-card-seperatly?page=1#post_7390352

deals44u

2021-02-15

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You can pay to any one of the card (amex or master) . It will be considered as payment irrespective of the cards and due amount you have.

https://www.desidime.com/discussions/should-i-pay-credit-bill-of-add-on-card-seperatly?page=1#post_7390369

dark.demon

2021-02-15

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Thanks for clearing the doubt.

https://www.desidime.com/discussions/should-i-pay-credit-bill-of-add-on-card-seperatly?page=1#post_7390379

caks2006407

2021-02-15

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Pay as per bill generated so tracking would be easy
Why pay even b4 bill generated? Its a loss4u.
Pay 1 week before due date.

https://www.desidime.com/discussions/should-i-pay-credit-bill-of-add-on-card-seperatly?page=1#post_7390388

dark.demon

2021-02-15

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Thanks,
I pay before the bill generation about (95% of the amount) so that only little amount like 1k will be reported by cc to cibil .
I used to do this to quickly build cibil score. I had taken major hits when i was aiming for icici amazon pay card .
Hopefully It will improve ,
Thanks for the advice I will follow it now as I have finally got some decent credit limit.. earlier it was also a necessity ,had just 21k limit on first unsecured card by hdfc .