Should i upgrade my CC?

76°
Deal Newbie
HanishO25
Hello dimers,

I want suggestion that is it worth considering upgrade cc from LTF diners millenia to diners club privilege.

I am not sure if there are any perks which are  exclusive to diners club privilege cc considering it would be only fyf rather than millenia which is unconditional ltf.


Screenshot20221112-031928Chrome
I am attaching the banner for offer received and in case if i choose to upgrade will it send a hard inquiry in my cibil?
 
Usage for cc: Online e-commerce shopping,OTTs subscription and other misc expenses.

In case if i want to have infinia in future will diner's network restrict in order to get that?


Please help me to take this decision...

Thanks in advance.




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8 Comments  |  
3 Dimers
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Finance Ninja Finance Ninja
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If your spends are moderate and mostly on partner websites, stick to millennia else go to privilege card. It's equivalent to regalia. For diners card you'll get DCB easily and infinia is a bit hard work
Deal Newbie Deal Newbie
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Understood, so should you advise me to switch my millenia to visa variant rather than diners
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Deal Subedar Deal Subedar
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Major difference between millennia and privilege is international lounge access and golf game. So take your call accordingly. The reward point value in privilege is very less.....
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