https://www.desidime.com/discussions/simpl-query?page=1#post_9025392
Before they were not asking. Now they are asking afaik.
SIMPL QUERY
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Hey can anyone confirm whether SIMPL ask for PAN while registering?
If not, then anyone can do fraud with them, right?
If not, then anyone can do fraud with them, right?
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https://www.desidime.com/discussions/simpl-query?page=1#post_9025777
They just operate with Mobile No. No kind of KYC.
https://www.desidime.com/discussions/simpl-query?page=1#post_9025867
Yes, but they don't give higher limits without pan.
https://www.desidime.com/discussions/simpl-query?page=1#post_9025896
androgame wrote:Yes, but they don't give higher limits without pan.
Regardless of KYC status, simpl revises credit limits based on purchase activity. Got two Simpl accounts (no KYC), started with 500/1000 limit and now one got 23k and the other 12k
https://www.desidime.com/discussions/simpl-query?page=1#post_9026091
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getready wrote:Regardless of KYC status, simpl revises credit limits based on purchase activity. Got two Simpl accounts (no KYC), started with 500/1000 limit and now one got 23k and the other 12k
Yes, but that would probably take sometime bro.
If someone is registering with the intention of defrauding, most probably won't be that patient. Also, one would end up giving much more information to simpl in this duration, which could help them in better tracing (they might want to catch up if the default is material)
For me it took 2 years to go from 2k to 8k.
https://www.desidime.com/discussions/simpl-query?page=1#post_9026189
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androgame wrote:Yes. It takes sometime and depends on purchase value too. Every 1MG purchase (1K+) resulted in ~2k limit hike for me (Sometimes twice a month too)Yes, but that would probably take sometime bro.
If someone is registering with the intention of defrauding, most probably won't be that patient. Also, one would end up giving much more information to simpl in this duration, which could help them in better tracing (they might want to catch up if the default is material)
For me it took 2 years to go from 2k to 8k.
https://www.desidime.com/discussions/simpl-query?page=1#post_9026477
https://www.desidime.com/discussions/simpl-query?page=1#post_9026494
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Was expecting them to force KYC/loan line a while back (Like OlaMoney Postpaid did for a 3k >> 5k limit hike) but they're still into increasing purchase limits for everyone (10k, 20k... who knows there could be people with 30k+ limits too)
AapKaKeju wrote:Low limits for non-kyc accounts is fine (Remember LazyPay giving me 500/1000 limit this way) but providing limit enhancements on a very consistent basis (just based on user's purchase activity) is a very bad practice. Yes, there a section under user-profile to fill address but no one's gonna do that + its not that simple to get user private information from merchants eitherYess, Even I have a limit of 19800 , hence asking you all this question
Was expecting them to force KYC/loan line a while back (Like OlaMoney Postpaid did for a 3k >> 5k limit hike) but they're still into increasing purchase limits for everyone (10k, 20k... who knows there could be people with 30k+ limits too)
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