SIP or Lumpsum- Long term Pov
Dear Senior investors,
Does sip or lumpsum make much of a difference in the long run 8-15 years? How do you invest lumpsum amounts in funds and stocks?
@MrKool_JJ @guest_999 Please tag other long term investors here.
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Any blog or thread in which the writer has proved it with examples etc? Or someone who has written it with his/her experience?
Yes…timing makes all the difference.
Eg. Person doing lump-sum during March 2020 will surely have better returns in short/long run…as compared to someone doing lumpsum when sensex is at 50K or someone who is doing SIP since last one year.
That’s the reason most suggest to go via SIP ..but no harm in going lump-sum when markets crack
But is there any detailed article about the same?
This one says otherwise https://freefincal.com/lump-sum-vs-sip-inve...g/
Yes always matter. Those who are shouting that they faced losses in Mutual Fund, majority of them will be lumpsum buyer at pick.
& about 8-15 years, everyone talks about long term investment. But recent data shows only 7% SIP is invested for more than 5 years. That much we all are impatience…
Patwa saab any in depth comparison article/thread for both with extensive data?
From whatever I know, no it does not make a difference over a period of 10 years+. Lumpsum amount is to be invested depending upon the market condition at that time.
@bikidas2060 @Awake @BubbleBoyChickenLittle @malikcool @marketdimer