slice,lazypay ,zip,pay later effect on credit score

88°
Post Emperor
sanketpero

Does apps like slice , lazypay ,zip,pay later increase your credit score?
I am using slice but it doesn’t show in my credit report.
if yes why it doesn’t show up on my credit report?

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Deal Cadet Deal Cadet
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since how long u are using slice
it takes 2-3 months to show up on credit report

Post Emperor Post Emperor
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nikhil9702 wrote:

since how long u are using slice
it takes 2-3 months to show up on credit report

More than 1.5 month
But Paid only one bill till now

Deal Captain Deal Captain
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What other paylater apps or credit cards you hold?

Deal Newbie Deal Newbie
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I got slice since 4-5 months. Still not showing in cibil.

Post Emperor Post Emperor
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Gaurav_G wrote:

What other paylater apps or credit cards you hold?

Hdfc credit card
Onecard fd based
Even this fd based onecard is not show in cibil expressionless

Post Emperor Post Emperor
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All I want is my cibil to go above 750 so I can use cred app
It’s 748 now

Deal Subedar Deal Subedar
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Ppl working in slice are lazy, they take more time to report the details.

Deal Subedar Deal Subedar
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slice will show as consumer loan
not cc

The PostMighty The PostMighty
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sanketpero wrote:

All I want is my cibil to go above 750 so I can use cred app
It’s 748 now

Why below 750 bro?🤔

Hunk Hunk
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sanketpero wrote:

All I want is my cibil to go above 750 so I can use cred app
It’s 748 now

I’m sorry to break your heart but cred checks crif score not cibil

Blaze Blaze
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sanketpero wrote:

All I want is my cibil to go above 750 so I can use cred app
It’s 748 now

I joined CRED without being waitlisted when my CRIF score was 641. Now at 722 using CRED without any issues for 6 months. One of my friend never had a loan or a credit score with any bureau but still he made it to CRED after being just waitlisted for less than 2 weeks. So you can safely open your account now.

Post Emperor Post Emperor
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Fanil wrote:

Banks report to all credit beauro at same time

Banks report to all credit beauro at same time

Post Emperor Post Emperor
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prem4998 wrote:

I joined CRED without being waitlisted when my CRIF score was 641. Now at 722 using CRED without any issues for 6 months. One of my friend never had a loan or a credit score with any bureau but still he made it to CRED after being just waitlisted for less than 2 weeks. So you can safely open your account now.

But will I get referal cashback if I join afer being waitlisted?

Hunk Hunk
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sanketpero wrote:

Banks report to all credit beauro at same time

That is what you think but it’s not true.. I have my crif and experia report where sbi card was reported 6 months after it was reported in cibil

Blaze Blaze
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sanketpero wrote:

But will I get referal cashback if I join afer being waitlisted?

Yes, you will definitely get the cashback. In case you did not get it automatically, you may have to contact support bot and enter the registered mobile number of the referral you made when it asked for it to have it triggered. That how I did it.

Post Emperor Post Emperor
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I have closed all accounts now only postpe ,slice there

Missing