stamp duty payment with credit card
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Dear Fellow Dimers,
I plan to buy small floor in Delhi and wish to make the payment of stamp duty and registration fee with credit card.
Pls advice if we can pay with credit card and what are the pro/cons of paying with credit card.
Thanks
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https://www.desidime.com/discussions/stamp-duty-payment-with-credit-card?page=1#post_7538999
I feel its good to pay via neft since its an official transaction which has income tax implication in long run. So better to pay via neft
https://www.desidime.com/discussions/stamp-duty-payment-with-credit-card?page=1#post_7539081
The seniors are also suggesting the same.
but, as stamp duty is paid online and credit card option available, it should be fine as well.
will check with CA and update.
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You can pay stamp duty and registration charges by credit card as the stamp duty and other charges are paid online (There is a provision of paying the same online instead of payment by draft ) before the execution of agreement by way of E stamping.
There might be transaction charges and fees charged by the bank/site for using credit card. Read their TnC before proceeding.
Payment by CC is useful only if your CC Reward rate is more than fees charged by site on use of CC and u can effectively use the reward points