Submitting document for new credit cards.

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Getting many calls from various phone number about credit card offers. But is it safe to share documents like Aadhar card, Pan card Credit card bills etc via what’s app.  https://cdn0.desidime.com/attachments/photos/680945/medium/Screenshot_2021-04-26-22-09-05-06.jpg?1619455206https://cdn0.desidime.com/attachments/photos/680947/medium/Screenshot_2021-04-26-22-09-51-00.jpg?1619455218

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No. Ask them to videocall you from bank first and see their id. Then only give any further reply.

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saucap wrote:

No. Ask them to videocall you from bank first and see their id. Then only give any further reply.

Sure. But one Guy shared their official email id. Employee id photos and landline number too …

Having doubt that what they can do with these documents…. rolleyes

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srinidhiraoj wrote:

Sure. But one Guy shared their official email id. Employee id photos and landline number too …

Having doubt that what they can do with these documents…. rolleyes

Bro eak baar kanpur aao ham aapke naam ke bhi id banva dege wo bhi BANK OF AMERICA aur CIA ke id sweat_smile sweat_smile sweat_smile sweat_smile

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No. Never do that mate!
Email them on their official email id if that’s required.

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Never share id photocopies via whats app , Also those maybe fake offers

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srinidhiraoj wrote:

Sure. But one Guy shared their official email id. Employee id photos and landline number too …

Having doubt that what they can do with these documents…. rolleyes

They can take loan or sim..etc of course they still need OTP etc but then they can convince many customers over phone to get the same by saying that they are genuine Bank/…as they can read out all personal details like name/address/DOB/adhar number so many people may share OTP or may click some link

With these docs in hand it becomes easy to do fraud.

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Risk is definitely there but there are also genuine 3rd party card agents. Speaking from personal experience of getting one card through such an agent, she really helped a lot in getting me a card which otherwise I would not have got but that is more of an exception. I don’t recommend to share aadhaar id though in any form, rbl & yes bank card agents only ask for aadhaar number & do biometric authentication during physical kyc. Anyone who does not do biometric authentication, don’t give aadhaar & instead use DL or voter id. Btw I talked with that lady over phone first for 5-10 min before being convinced that she is genuine.

P.S. I did it only because I needed an unsecured card from a major pvt bank with good limit & now that I got it I won’t do it again. if you already have a decent limit unsecured card with at least 30-40k limit from a major pvt bank(or sbi) then it is an unnecessary risk.

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MrKool_JJ wrote:

No. Never do that mate!
Email them on their official email id if that’s required.

In the pic the agent has given their official email id with indusind domain.

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guest_999 wrote:

In the pic the agent has given their official email id with indusind domain.

Agreed but i only wanted to convey that such conversations should only happen through some official medium and not on Whatsapp.

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AVOID IT

The ICICI one is obvious but the IndusInd one was smart
The agent/scammer shared the photo copy of someone’s ID card and their email ID but how hard it is to get these details online?
Yes, someone will do further enquiry by sending a mail to that attached mail ID (IndusInd Official)
but still many do end up sharing their documents like Aadhaar card/PAN via WhatsApp

and as far as, what they can do with your documents
They already know your phone number, with documents like Aadhaar/+PAN, they can get a duplicate sim

If you think, u need an agent to get some card approved.. get in touch with them offline through known contacts (The online ones ate just desperate to meet their new-application quotas) !

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srinidhiraoj wrote:

Sure. But one Guy shared their official email id. Employee id photos and landline number too …

Having doubt that what they can do with these documents…. rolleyes

that means definitely a fake.

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getready wrote:
AVOID IT

The ICICI one is obvious but the IndusInd one was smart
The agent/scammer shared the photo copy of someone’s ID card and their email ID but how hard it is to get these details online?
Yes, someone will do further enquiry by sending a mail to that attached mail ID (IndusInd Official)
but still many do end up sharing their documents like Aadhaar card/PAN via WhatsApp

and as far as, what they can do with your documents
They already know your phone number, with documents like Aadhaar/+PAN, they can get a duplicate sim

If you think, u need an agent to get some card approved.. get in touch with them offline through known contacts (The online ones ate just desperate to meet their new-application quotas) !

Thanks for detailed information. pray

From IndusInd guy i asked landline number too. I called and confirmed that this guy from IndusInd bank only Moreover they agreed to mail documents to official email id which is shared in WhatsApp.

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I have recently got offer for MyZone card LTF. I applied through app, the agent called me and asked to apply. Then after applying he asked me the application id. I asked him to show his id, he kept on insisting app id. I gave up and sent him app id over whatsapp.

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neo13 wrote:

I have recently got offer for MyZone card LTF. I applied through app, the agent called me and asked to apply. Then after applying he asked me the application id. I asked him to show his id, he kept on insisting app id. I gave up and sent him app id over whatsapp.

Application id is not sensitive info, only someone who has access to bank/card processing system will be able to do something with application ID.

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srinidhiraoj wrote:

https://yesrapido.yesbank.in/sdssp/d/non-financ...

One lady called me for Yes bank credit card limit enhancement and shared this link. it seems to be fake. but when i scanned link with virus total website all result showing clean.
Buy i am not going to take the risk.

It’s a genuine link… domain is yesbank.in, official website !

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srinidhiraoj wrote:

https://yesrapido.yesbank.in/sdssp/d/non-financ...

One lady called me for Yes bank credit card limit enhancement and shared this link. it seems to be fake. but when i scanned link with virus total website all result showing clean.
Buy i am not going to take the risk.

Whenever in doubt then check https/ssl certificate of the site(by clicking on padlock icon in the address bar of the browser).
https://cdn0.desidime.com/attachments/photos/681366/medium/7585259desidime-credit-card-documents-thread-01.png?1619628247

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guest_999 wrote:

Whenever in doubt then check https/ssl certificate of the site(by clicking on padlock icon in the address bar of the browser).
https://cdn0.desidime.com/attachments/photos/681366/medium/7585259desidime-credit-card-documents-thread-01.png?1619628247

Agreed dear. But sending links for card limit enhancement in WhatsApp is suspicious. Moreover just 3 days before i increased my card limit in their netbanking portal. https://cdn0.desidime.com/attachments/photos/681368/medium/Screenshot_2021-04-28-22-26-37-81.jpg?1619629361

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srinidhiraoj wrote:

Agreed dear. But sending links for card limit enhancement in WhatsApp is suspicious. Moreover just 3 days before i increased my card limit in their netbanking portal. https://cdn0.desidime.com/attachments/photos/681368/medium/Screenshot_2021-04-28-22-26-37-81.jpg?1619629361

Agents probably get commission for card limit increase too & maybe their system is not synchronized fast enough for card agent to know that you already increased your card limit a few days ago. Yes bank agents who call are mostly from 3rd party agency so their system is not always up to date with Yes bank system. Had you told that you already availed limit increase a few days ago then she would not have told you to proceed.

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Strictly avoid sharing personal info thru these channels. Many misuse it and don’t regret after.

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