Suggest a Secondary Bank account.
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I am looking to open a new bank account. I hold only 1 account. And it's terrible to track the spends and incomes with the use of UPI.
So I want to have two accounts. One for keeping the balance and the other for UPI. I have been using Paytm Payments Bank earlier. But felt the need of actual bank account.
Requirements:
Good Online banking service
High interest (savings balance)
Tier 2 branch availability.
No cold calls.
Also let me know how you people manage your balance sheets?
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IDFC pratham saving account you have to go and open offline you can also open a online one for 10k amb
dm for referral link you dont get any benefit but still if you want one let me know or just google idfc and open directly
Open a Basic saving account in some fancy banks to get all the bank & card benefits complimentary and use it as secondary account, if you don't want to keep high balances.
811 by kotak. No nonsense account
Would suggest to enroll for both kotak 811 and axis asap .... Both r zero balance account and they keep giving offers since the also give free virtual debit cards u can shop on amzn, flipkrt, etc when they put offers ...
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Also consider au bank free zero balance account ... But they charge ₹177 to give a actually physical debit card and passbook ... Here the profit is the debit card is rupay platinum.. u can use on amazon and swiggy on friday everymonth and get Rs 100 off!! So total ~1000 saving with au bank
Wake up bro zero balance ASAP is thing of past corona ke baad ye account khatam kr doyagaa now maintenance mandatory
I'm using Jupiter Bank as a secondary account for day to day spending. It has good online service, and the savings account is powered by the Federal Bank. The app is super useful to track expenses by category, and it comes with a free virtual debit card. Opening an FD account and investing in mutual funds is also made simple with the app.
3.05% savings interest for less than 5 lakhs and 3.10% savings interest for 5 lakhs < 50 lakhs. Let me know if you need a referral. On opening an account using my referral link, you'll be receiving 50rs and I'll be receiving 100rs.
Not looking for online Banking. I want old style offline banking.
Indusind
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811 by kotak. No nonsense account
Cold calls will be there for upselling the cc